$349,000
SOLD DEC 12, 2025

1325 River St Palatka, FL 32177

4 Beds
3 Baths
1,662 Sq Ft
17,860 Sq Ft Lot

Recently Sold

$210 Per Sq Ft

Highlights

  • Wood Flooring
  • Porch
  • Heating Available
  • No HOA
  • Central Air
  • 2-minute walk to Ravine Gardens State Park

About This Home

As of December 2025

Owner Financing Available to qualified buyer with 75k down competitive interest rate, possible balloon but terms are negotiable. High on the hill this circa 1905 home in the Heart of Downtown Palatka just outside the South Historic District this charming renovated home sits up on the hill in the perfect location near the city dock on the St. Johns River for recreation and all the shops and services this growing town has to offer minutes away. Home has new metal roof, freshly painted inside and out. The cook friendly kitchen has new custom cabinetry and stainless steel appliances. The three baths are new with custom tile work. This is a one of kind home with larger than average lot that draws the attention of everyone that passes by!

Last Agent to Sell the Property

VICTOR OWENS

MODERN REALTY OF FLORIDA License #3437964 Listed on: 11/13/2025

Co-Listed By

Larissa Ricketts

MODERN REALTY OF FLORIDA License #578289

Last Buyer's Agent

Larissa Ricketts

MODERN REALTY OF FLORIDA License #578289

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,932

Year Built

  • Built in 1905

Home Design

  • Entry on the 1st floor
  • Metal Roof

Interior Spaces

  • 1,662 Sq Ft Home
  • 1-Story Property
  • Washer Hookup

Kitchen

  • Electric Range
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Utilities

  • Central Air
  • Heating Available

Additional Features

  • Porch
  • 0.41 Acre Lot

Community Details

  • No Home Owners Association
  • Harts Plat Subdivision

Listing and Financial Details

  • Assessor Parcel Number 071027207000100040

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,932

Year Built

Built in 1905

Lot Details

0.41 Acres

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1905
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.41
  • Road Surface Type: Asphalt
  • Subdivision Name: Harts Plat
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: No
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Split Bedrooms
  • Major Appliances: Dishwasher, Electric Range, Refrigerator
  • Furnished: Unfurnished
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Tile, Wood
  • Living Area: 1662.0

Exterior Features

  • Waterfront: No
  • Roof: Metal
  • Pool Private: No
  • Patio And Porch Features: Porch
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Attached Garage: No

Utilities

  • Utilities: Cable Available, Sewer Available, Water Connected
  • Laundry Features: Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 17859.6
  • Parcel #: 071027207000100040
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 3931.95
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 13, 2025
Closed on
Dec 11, 2025
Sold by
Silva Gladys
Bought by
Home Merrit Llc
Seller's Agent
VICTOR OWENS
MODERN REALTY OF FLORIDA
Buyer's Agent
Larissa Ricketts
MODERN REALTY OF FLORIDA
List Price
$349,900
Sold Price
$349,000
Premium/Discount to List
-$900
-0.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-22.01%

Purchase Details

Listed on
Nov 13, 2025
Closed on
Oct 21, 2025
Sold by
Pereira Paulo
Bought by
Silva Gladys
Seller's Agent
VICTOR OWENS
MODERN REALTY OF FLORIDA
Buyer's Agent
Larissa Ricketts
MODERN REALTY OF FLORIDA
List Price
$349,900
Sold Price
$349,000
Premium/Discount to List
-$900
-0.26%

Purchase Details

Closed on
Oct 21, 2022
Sold by
Lewis Oil Co Inc
Bought by
Silva Gladys and Pereira Paulo

Purchase Details

Closed on
Sep 20, 2013
Sold by
Hancock William R and Hancock Debra A
Bought by
Lewis Oil Co Inc

Purchase Details

Closed on
Jul 21, 2007
Sold by
Hancock William R and Hancock Debra A
Bought by
Hancock William R and Hancock Debra A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $349,000 Nations Title
Quit Claim Deed $100 None Listed On Document
Warranty Deed $40,000 --
Warranty Deed $76,000 Attorney
Interfamily Deed Transfer -- None Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/12/2025 12/12/25 Sold $349,000 0.0% $210 / Sq Ft
10/21/2025 10/21/25 Off Market $349,000 -- --
09/29/2025 09/29/25 Pending -- -- --
08/27/2025 08/27/25 Price Changed $349,000 -0.3% $210 / Sq Ft
07/05/2025 07/05/25 For Sale $349,900 -- $211 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,287 $165,730 $32,400 $133,330
2024 $4,424 $176,400 $32,400 $144,000
2023 $3,932 $163,900 $24,300 $139,600
2022 $1,733 $66,580 $24,300 $42,280
2021 $1,627 $57,390 $0 $0
2020 $1,579 $54,280 $0 $0
2019 $1,526 $50,700 $47,460 $3,240
2018 $1,461 $46,600 $46,150 $450
2017 $1,467 $46,120 $45,220 $900
2016 $1,392 $43,850 $0 $0
2015 $1,237 $43,583 $0 $0
2014 $1,381 $43,583 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2097010

realMLS (Northeast Florida Multiple Listing Service)

APN: 07-10-27-2070-0010-0040

Your Personal Tour Guide

Ask me questions while you tour the home.