$359,000
$6K PRICE DROP

1325 Sweetwater Cove Unit 204 Naples, FL 34110

Estimated payment $3,063/month

Total Views 2,057
3 Beds
2 Baths
1,381 Sq Ft
$260 Price per Sq Ft

Highlights

  • Community Cabanas
  • Clubhouse
  • Sauna
  • Naples Park Elementary School Rated A-
  • Traditional Architecture
  • Great Room

About This Home

Seller financing available with 20% down, 5.5% interest only loan for 3 years. Discover upscale living in this stunning 3-bedroom, 2-bathroom second-floor condo nestled in the prestigious Sterling Oaks community of North Naples. Perfectly blending modern elegance with resort-style amenities, this spacious residence offers an unparalleled lifestyle for families, retirees, or seasonal residents seeking the best of Southwest Florida. Step into a bright and inviting interior, featuring sleek tile flooring throughout for a seamless, low-maintenance aesthetic. The gourmet kitchen is a chef’s delight, boasting stainless steel appliances, crisp white cabinetry, and elegant granite countertops, ideal for preparing meals or entertaining guests. The open-concept layout flows effortlessly to a private screened lanai, where serene views and gentle breezes create a perfect retreat for relaxation. The Sterling Oaks community elevates your lifestyle with an array of world-class amenities. Stay active with tennis, basketball, or bocce on well-maintained courts, or maintain your fitness routine in the state-of-the-art exercise room and lap pool. Unwind in the community spa, hot tub, or sauna, or socialize with neighbors at the vibrant clubhouse and community room. Families will appreciate the dedicated children’s play area, while professionals can stay productive in the fully equipped business center. Enjoy a meal at the on-site restaurant or take leisurely strolls along the community’s scenic sidewalks, illuminated by charming streetlights. Located in the heart of North Naples, this condo offers unmatched convenience, just minutes from pristine beaches like Barefoot Beach, upscale shopping at Mercato, and the vibrant dining and entertainment of Fifth Avenue South. With a prime location, this property is a rare opportunity for homeowners or investors. Don’t miss your chance to own this exquisite condo in one of Naples’ most sought-after gated communities.

Listing Agent

Amber Jasper

Grice Realty Inc License #NAPLES-251501531 Listed on: 07/01/2025

Co-Listing Agent

Nate Jasper

Grice Realty Inc License #NAPLES-249528572

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,295

Year Built

  • Built in 2002

HOA Fees

Home Design

  • Traditional Architecture
  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 1,381 Sq Ft Home
  • 1-Story Property
  • Furniture Can Be Negotiated
  • Single Hung Windows
  • Great Room
  • Combination Dining and Living Room
  • Screened Porch
  • Tile Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Parking

  • 1 Parking Garage Space
  • 1 Detached Carport Space
  • Common or Shared Parking
  • Guest Parking

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Lap Pool
  • North Facing Home

Listing and Financial Details

  • Assessor Parcel Number 76270005649
  • Tax Block 38

Community Details

Overview

  • $6,000 Secondary HOA Transfer Fee
  • 8 Units
  • Low-Rise Condominium
  • Sweetwater Bay Condos
  • Sterling Oaks Community

Amenities

  • Restaurant
  • Sauna
  • Clubhouse
  • Business Center

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Bocce Ball Court
  • Community Playground
  • Exercise Course
  • Community Cabanas
  • Community Pool or Spa Combo

Pet Policy

  • Call for details about the types of pets allowed
  • 2 Pets Allowed

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,295

Year Built

Built in 2002

Lot Details

0

HOA Fees

$835 per month

Listing Details

  • Legal Description: SWEETWATER BAY V AT STERLING OAKS A CONDOMINIUM BLDG 38-204
  • Property Type: Residential
  • Table: Residential
  • Building Design: Low Rise (1-3)
  • Building Description: Traditional
  • Year Built: 2002
  • Property Information: Seller financing available with 20% down, 5.5% interest only loan for 3 years. Discover upscale living in this stunning 3-bedroom, 2-bathroom second-floor condo nestled in the prestigious Sterling Oaks community of North Naples. Perfectly blending modern elegance with resort-style amenities, this spacious residence offers an unparalleled lifestyle for families, retirees, or seasonal residents seeking the best of Southwest Florida. Step into a bright and inviting interior, featuring sleek tile flooring throughout for a seamless, low-maintenance aesthetic. The gourmet kitchen is a chef’s delight, boasting stainless steel appliances, crisp white cabinetry, and elegant granite countertops, ideal for preparing meals or entertaining guests. The open-concept layout flows effortlessly to a private screened lanai, where serene views and gentle breezes create a perfect retreat for relaxation. The Sterling Oaks community elevates your lifestyle with an array of world-class amenities. Stay active with tennis, basketball, or bocce on well-maintained courts, or maintain your fitness routine in the state-of-the-art exercise room and lap pool. Unwind in the community spa, hot tub, or sauna, or socialize with neighbors at the vibrant clubhouse and community room. Families will appreciate the dedicated children’s play area, while professionals can stay productive in the fully equipped business center. Enjoy a meal at the on-site restaurant or take leisurely strolls along the community’s scenic sidewalks, illuminated by charming streetlights. Located in the heart of North Naples, this condo offers unmatched convenience, just minutes from pristine beaches like Barefoot Beach, upscale shopping at Mercato, and the vibrant dining and entertainment of Fifth Avenue South. With a prime location, this property is a rare opportunity for homeowners or investors. Don’t miss your chance to own this exquisite condo in one of Naples’ most sought-after gated communities.
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Furnished Description: Negotiable
  • Num Unit Floor: 2
  • Price Per Sq Ft: 259.96
  • Total Floors: 1
  • Additional Rooms: Great Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch
  • Estimated Living Area: 1381
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedrooms: 3 Bed
  • Total Bedrooms: 3
  • Dining Room: Living Dining
  • Equipment: Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Smoke Detector, Washer
  • Flooring: Tile
  • Floor Plan: Split Bedrooms
  • Interior Amenities: Built-In Cabinets, Cable Prewire, Pantry, Smoke Detectors
  • Primary Bathroom: Shower Only
  • Windows: Single Hung

Exterior Features

  • Gulf Access: No
  • Private Pool: No
  • Private Spa: No
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Central
  • View: Landscaped Area
  • Exterior Finish: Stucco

Garage/Parking

  • Carport Description: Detached
  • Carport Spaces: 1
  • Parking: 1 Assigned, Common, Guest

Utilities

  • Cable Available: Yes
  • Cooling: Central Electric
  • Heat: Central Electric
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Management Company Phone: 239-566-1575
  • Approval: Application Fee
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: No Commercial, No RV
  • Sub Condo Name: SWEETWATER BAY
  • Condo Fees: 1113
  • Condo Fee Frequency: Quarterly
  • Maintenance: Cable, Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Recreational Facilities, Repairs, Reserve, Security, Sewer, Street Lights, Street Maintenance, Trash Removal, Water
  • Master Hoa Fee: 464
  • Master HOA Fee Frequency: Monthly
  • Development Name: STERLING OAKS

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 2
  • Pets Limit Other: Owners only not tenants
  • Development: Sterling Oaks
  • Amenities: Basketball, Bocce Court, Business Center, Cabana, Clubhouse, Community Pool, Community Room, Community Spa/Hot tub, Exercise Room, Internet Access, Lap Pool, Pickleball, Play Area, Restaurant, Sauna, Sidewalk, Streetlight, Tennis Court, Underground Utility
  • Community Type: Gated, Tennis
  • Units In Building: 8
  • Total Number of Units: 736

Fee Information

  • Transfer Fees: 6000.00
  • Application Fee: 300.00

Lot Info

  • Builder Product: No
  • Lot Unit: 204
  • Section: 9
  • Total Area: 1381
  • Waterfront: No
  • Rear Exposure: North
  • Lot Description: Zero Lot Line
  • Parcel Number: 76270005649

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 3
  • Min Days Of Lease: 30

Tax Info

  • Tax Description: County Only, No Homestead
  • Taxes: 3295.00
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,243 $344,345 -- $344,345
2023 $3,243 $330,535 $0 $330,535
2022 $1,052 $139,910 $0 $0
2021 $1,059 $135,835 $0 $0
2020 $1,033 $133,960 $0 $0
2019 $1,009 $130,948 $0 $0
2018 $980 $128,506 $0 $0
2017 $960 $125,863 $0 $0
2016 $934 $123,274 $0 $0
2015 $942 $122,417 $0 $0
2014 $943 $71,445 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 Price Changed $2,200 0.0% $2 / Sq Ft
08/29/2025 08/29/25 Price Changed $359,000 0.0% $260 / Sq Ft
07/11/2025 07/11/25 For Rent $2,300 0.0% --
07/01/2025 07/01/25 For Sale $365,000 0.0% $264 / Sq Ft
05/23/2025 05/23/25 Price Changed $5,000 +11.1% $4 / Sq Ft
05/02/2025 05/02/25 For Rent $4,500 0.0% --
08/04/2022 08/04/22 Sold $355,000 -7.2% $257 / Sq Ft
06/22/2022 06/22/22 Pending -- -- --
06/16/2022 06/16/22 Price Changed $382,500 -6.7% $277 / Sq Ft
05/20/2022 05/20/22 For Sale $410,000 -- $297 / Sq Ft
Source: Naples Area Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $355,000 Title Junction
Warranty Deed $355,000 Title Junction
Warranty Deed $355,000 Title Junction
Warranty Deed $355,000 Title Junction
Deed $160,800 --
Deed $160,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $50,000 Credit Line Revolving
Previous Owner $20,000 Credit Line Revolving
Previous Owner $144,700 No Value Available
Source: Public Records

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Source: Naples Area Board of REALTORS®

MLS Number: 225060037

Naples Area Board of REALTORS®

APN: 76270005649