$199,999

Estimated payment $1,139/month

Total Views 3,768
3 Beds
2 Baths
1,716 Sq Ft
$117 Price per Sq Ft

Highlights

  • Traditional Architecture
  • Fireplace
  • Forced Air Heating and Cooling System
  • No HOA
  • Living Room
  • Dining Room

About This Home

There is a forgivable loan for downpayment assistance. Charming 3-Bedroom Gem in Covington - Fully Renovated and Move-In Ready!
Step into comfort and style with this beautifully updated 3-bedroom, 2-bath home nestled in the heart of Covington. From the moment you arrive, you'll be greeted by a welcoming front porch—perfect for morning coffee or relaxing evenings.
Inside, the entire home has been thoughtfully renovated with brand-new flooring, plush carpeting, and a fresh coat of paint throughout. The open layout offers a warm, inviting atmosphere that's ideal for both everyday living and entertaining.
Enjoy the peace and privacy you deserve with a fully fenced backyard—your own private retreat where you can unwind or host friends without a worry in the world.
Best of all? Everything has been done for you. Just bring your things and move right in! There is a forgivable loan for downpayment assistance.

Listing Agent

J. J. Harrison

Affordable Realty Services, LLC License #205244 Listed on: 09/07/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $881

Year Built

  • Built in 1920

Lot Details

  • 2,614 Sq Ft Lot

Parking

  • On-Street Parking

Home Design

  • Traditional Architecture
  • Stone Foundation
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,716 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Living Room
  • Dining Room
  • Basement Fills Entire Space Under The House
  • Electric Oven

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • John G. Carlisle Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association
  • The community has rules related to allowing corporate owners

Listing and Financial Details

  • Assessor Parcel Number 055-11-28-016.99

Home Details

Home Type

Single Family

Est. Annual Taxes

$881

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.06
  • Year Built: 1920
  • Lot Size: irre
  • Ownership: Corporate
  • Directions: Holman to Banklick
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: John G. Carlisle Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: irre
  • General Property Description:Approx SqFt2: 1716.0
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.06
  • General Property Description:Living Area: 1716.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 055-11-28-016.99
  • Appliances Refrigerators: Yes
  • Foundation:Stone3: Yes
  • Property Ownership:Corporate: Yes
  • Special Features: None

Interior Features

  • Basement: Full
  • Heating: Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Electric Oven, Refrigerator
  • Accessibility Features: Other
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1716.0
  • Window Features: Vinyl Frames
  • Full Basement: Yes
  • Appliances:Electric Oven: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Aluminum Siding
  • Foundation Details: Stone
  • Window Features:Vinyl Frames: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Accessibility Features:Other13: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: John G. Carlisle Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 2613.6
  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $881 $67,000 $5,000 $62,000
2023 $892 $67,000 $5,000 $62,000
2022 $942 $67,000 $5,000 $62,000
2021 $634 $37,400 $5,000 $32,400
2020 $631 $37,400 $5,000 $32,400
2019 $638 $37,400 $5,000 $32,400
2018 $650 $37,400 $5,000 $32,400
2017 $658 $37,400 $5,000 $32,400
2015 $913 $37,400 $5,000 $32,400
2014 $762 $37,400 $5,000 $32,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/07/2025 09/07/25 For Sale $199,999 -- $117 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Warranty Deed $23,500 Stewart Title Company
Warranty Deed $15,000 None Available
Warranty Deed $37,484 None Available
Special Warranty Deed $10,101 Old National Title Llc
Commissioners Deed $17,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $36,000 Purchase Money Mortgage
Previous Owner $51,000 Unknown
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 636055

Northern Kentucky Multiple Listing Service

APN: 055-11-28-016.00