Seller's Agent in 2025
Elizabeth Yeary
Coldwell Banker Realty FM
(859) 391-4896
1 in this area
132 Total Sales
1328 Russell St Covington, KY 41011
Westside Neighborhood
3
Beds
2
Baths
2,138
Sq Ft
2,800
Sq Ft Lot
Highlights
- Built in 1918 | Newly Remodeled
- 2 Fireplaces
- Covered Patio or Porch
- Traditional Architecture
- No HOA
- Formal Dining Room
About This Home
As of March 2025Nestled in the heart of Covington, just minutes from the vibrant dining and entertainment of MainStrasse Village and local favorites like Olla Covington, this spacious home offers an exciting opportunity to make it your own! Featuring 3 (possibly 4) bedrooms and 2 full baths, this home blends historic character with modern updates.
Enjoy the convenience of a first-floor laundry (washer/dryer included) and a recently renovated first-floor bath. Major updates provide peace of mind, including a new water heater (2024), a newer A/C condenser (5 years old), and a 7-year-old roof. Most windows were replaced in 2022, adding efficiency and comfort.
With good bones and a prime location, this home is ready for your personal touch. Whether you're looking for an investment or a place to call home, don't miss this fantastic opportunity in one of Covington's most sought-after neighborhoods!
Last Agent to Sell the Property
Coldwell Banker Realty FM License #220715 Listed on: 02/05/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1918 | Newly Remodeled
Lot Details
- 2,800 Sq Ft Lot
- Lot Dimensions are 28x100
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Stone Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,138 Sq Ft Home
- 3-Story Property
- Built-In Features
- Woodwork
- 2 Fireplaces
- Non-Functioning Fireplace
- Decorative Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Double Hung Windows
- Panel Doors
- Entryway
- Family Room
- Living Room
- Formal Dining Room
- Unfinished Basement
- Basement Windows
- Smart Thermostat
Kitchen
- Gas Range
- Dishwasher
- Kitchen Island
- Laminate Countertops
- Utility Sink
Flooring
- Carpet
- Laminate
- Concrete
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Jetted Tub and Shower Combination in Primary Bathroom
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
- Stacked Washer and Dryer
Outdoor Features
- Covered Patio or Porch
Schools
- Glenn O. Swing Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 5, 2025
Closed on
Mar 7, 2025
Sold by
King John Z and Price Jillian
Bought by
Zeidler Nicholas I
Seller's Agent
Elizabeth Yeary
Coldwell Banker Realty FM
Buyer's Agent
The Berens Team
Keller Williams Realty Services
List Price
$199,000
Sold Price
$204,000
Premium/Discount to List
$5,000
2.51%
Views
19
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,469
Avg. Annual Appreciation
9.67%
Original Mortgage
$200,305
Outstanding Balance
$198,951
Interest Rate
6.95%
Mortgage Type
FHA
Estimated Equity
$22,518
Purchase Details
Closed on
Mar 30, 2021
Sold by
King James
Bought by
King John Z
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,000
Interest Rate
2.9%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 22, 2018
Sold by
Chau Michael
Bought by
King John Z and King James
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,000
Interest Rate
4.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 26, 2008
Sold by
Saxon Mortgage Services Inc
Bought by
Chau Michael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,000
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 26, 2007
Sold by
Jaeger Jeffrey
Bought by
Gmac Mortgage Llc
Purchase Details
Closed on
Jul 12, 2006
Sold by
Venture Investments Llc and Jaeger Jeffrey
Bought by
Jaeger Jeffrey
Purchase Details
Closed on
Dec 10, 2003
Sold by
Brown Roberta and Brown Crystal L
Bought by
Venture Investments Llc and Jaeger Jeffrey J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,000
Interest Rate
5.98%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $204,000 | 360 American Title | |
| Warranty Deed | $204,000 | 360 American Title | |
| Quit Claim Deed | $32,500 | Prominent Title Agency | |
| Warranty Deed | $65,000 | Sterling Land Title Agency I | |
| Special Warranty Deed | $25,000 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Commissioners Deed | $36,767 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $10,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $200,305 | FHA | |
| Closed | $200,305 | FHA | |
| Previous Owner | $51,000 | Purchase Money Mortgage | |
| Previous Owner | $52,000 | New Conventional | |
| Previous Owner | $58,000 | Purchase Money Mortgage | |
| Previous Owner | $62,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/07/2025 03/07/25 | Sold | $204,000 | +2.5% | $95 / Sq Ft |
| 02/05/2025 02/05/25 | Pending | -- | -- | -- |
| 02/05/2025 02/05/25 | For Sale | $199,000 | -- | $93 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,599 | $120,700 | $5,000 | $115,700 |
| 2024 | $1,587 | $120,700 | $5,000 | $115,700 |
| 2023 | $1,608 | $120,700 | $5,000 | $115,700 |
| 2022 | $1,638 | $120,700 | $5,000 | $115,700 |
| 2021 | $1,047 | $65,000 | $5,000 | $60,000 |
| 2020 | $1,042 | $65,000 | $5,000 | $60,000 |
| 2019 | $1,053 | $65,000 | $5,000 | $60,000 |
| 2018 | $613 | $35,000 | $5,000 | $30,000 |
| 2017 | $465 | $25,000 | $5,000 | $20,000 |
| 2015 | $682 | $25,000 | $5,000 | $20,000 |
| 2014 | $529 | $25,000 | $5,000 | $20,000 |
Source: Public Records
Agents Affiliated with this Home
-
Elizabeth Yeary
-
The Berens Team
T
Buyer's Agent in 2025
The Berens Team
Keller Williams Realty Services
(859) 663-8464
4 in this area
291 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 629707
APN: 055-11-29-010.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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