$1,549,900
COMING SOON

1337 Whispering Oaks Cir Matthews, NC 28104

Estimated payment $8,645/month

3 Beds
3.5 Baths
4,466 Sq Ft
3.03 Acres

Highlights

  • Vaulted Ceiling
  • Wood Flooring
  • Walk-In Pantry
  • Weddington Elementary School Rated A
  • Farmhouse Sink
  • Double Oven

About This Home

A Rare Gated Lakefront Sanctuary in South Charlotte

Set on 3 private, fenced acres in a quiet Lake Providence cul-de-sac, this fully remodeled 4-bedroom, 4.5-bath estate offers the best of both worlds—secure, serene lakefront living just minutes from Waverly, Blakeney, Rea Farms, and top-rated Weddington schools.

Inside, every detail has been elevated. The chef’s kitchen boasts quartz countertops, an oversized island, a farmhouse sink, a walk-in pantry, and premium KitchenAid appliances, including a 48” refrigerator, double oven, cooktop, and vented hood. Vaulted and coffered ceilings crown open living spaces, complemented by new flooring, trim, lighting, and custom handrails.

The main-level primary suite feels like a retreat, with lake views, a private stone patio, dual walk-in closets, and a spa-inspired bath with soaking tub, dual vanities, and a rain shower. Additional bedrooms, a large bonus room, and a versatile office/studio provide flexibility for every need.

Outdoors, three patios capture the beauty of the lake, perfect for entertaining or unwinding. The gated entry, fenced grounds, and three-car garage ensure both privacy and peace of mind, while the updated laundry with sink and drop zone adds modern convenience.

More than a home, it’s a secure sanctuary where memories are made by the water, with space to live, work, and play. Schedule your private showing today and experience one of South Charlotte’s most desirable properties.

Listing Agent

Rory Cummins

EXP Realty LLC Ballantyne Brokerage Phone: 704-622-4865 License #103438 Listed on: 10/06/2025

EXP Realty LLC Ballantyne

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,541

Year Built

  • Built in 1999

Lot Details

  • Property is zoned AM6

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Driveway

Home Design

  • Slab Foundation
  • Stucco

Interior Spaces

  • 1.5-Story Property
  • Vaulted Ceiling
  • Fireplace
  • Laundry Room

Kitchen

  • Walk-In Pantry
  • Double Oven
  • Electric Cooktop
  • Range Hood
  • Dishwasher
  • Farmhouse Sink
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Soaking Tub

Schools

  • Weddington Elementary And Middle School
  • Weddington High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Septic Tank

Community Details

  • Lake Providence HOA
  • Lake Providence Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 06-096-017-A

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,541

Year Built

Built in 1999

Lot Details

0

HOA Fees

$50 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1999
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One and One Half
  • Ratio CurrentPrice/TotalPropertyHLA: 347.04
  • Geocode Confidence: High
  • Attribution Contact: 704-622-4865
  • Special Features: ComingSoon

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 3294
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1172
  • Appliances: Dishwasher, Disposal, Double Oven, Electric Cooktop, Exhaust Hood, Gas Water Heater, Refrigerator
  • Above Grade Finished Sq Ft: 4466
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 4466
  • Bedroom Main: 3
  • Room Count: 14

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Construction Type: Hard Stucco

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Septic Installed
  • Laundry Features: Laundry Room, Main Level
  • Cooling: Central Air
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Lake Providence HOA
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 600.00

Schools

  • Middle Or Junior School: Weddington
  • HOA Subject To: Required

Lot Info

  • Lot Size Area: 3.03
  • Lot Size Units: Acres
  • Parcel Number: 06-096-017-A
  • Zoning: AM6
  • Additional Parcels: No
  • Zoning Specification: AM6

MLS Schools

  • Elementary School: Weddington
  • High School: Weddington

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,541 $655,200 $200,000 $455,200
2023 $4,147 $655,200 $200,000 $455,200
2022 $3,853 $655,200 $200,000 $455,200
2021 $4,167 $655,200 $200,000 $455,200
2020 $4,431 $566,020 $159,120 $406,900
2019 $4,431 $566,020 $159,120 $406,900
2018 $4,137 $566,020 $159,120 $406,900
2017 $4,420 $566,000 $159,100 $406,900
2016 $4,338 $566,020 $159,120 $406,900
2015 $4,395 $566,020 $159,120 $406,900
2014 $4,358 $634,350 $206,050 $428,300
Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $453,000 None Available
Trustee Deed $442,096 None Available
Special Warranty Deed $420,000 Chicago Title
Trustee Deed $405,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $336,000 Purchase Money Mortgage
Closed $84,000 No Value Available
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4298332

Canopy MLS (Canopy Realtor® Association)

APN: 06-096-017-A