NOT LISTED FOR SALE

134 Fingerboard Rd Oakland, MD 21550

Estimated Value: $227,000 - $295,000

3 Beds
2 Baths
1,481 Sq Ft
$183/Sq Ft Est. Value

Last Sold November 03, 2021

Last sale price $140,000 $95 Per Sq Ft

Est. 93% increase in value since last sale

Current estimated payment $1,589/month

Highlights

  • Water Views
  • Barn
  • Pond
  • Water Access
  • 8.88 Acre Lot
  • Rambler Architecture

About This Home

As of November 2021

SERENITY!! There is no other word for this beuatiful farmette of 8+ acres. Large pond, out buildings for the animals. Beuatiful view of the pond from house. But just outside of town easy to access everything. This 3 bedroom 2 bath rancher has a large open kitchen and living room witha fireplace. Additional area in basement with fireplace the could become a beautiful great room. Come check it out today!!! At this price won't last long.

Last Agent to Sell the Property

Kathleen Miller

(301) 463-5784 kathymiller1256@gmail.com Better Homes & Gardens Real Estate Old Line Group License #19797 Listed on: 07/31/2021

Last Buyer's Agent

Chris Dunavent

(301) 501-7231 chrisd@tmsales.com Taylor Made Deep Creek Vacations & Sales

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,657

Year Built

  • Built in 1967

Lot Details

  • 8.88

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Off-Street Parking

Home Design

  • Rambler Architecture
  • Brick Exterior Construction

Interior Spaces

  • 1,481 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Combination Kitchen and Dining Room
  • Water Views
  • Attic

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Outdoor Features

  • Water Access
  • Property is near a pond
  • Pond
  • Shed

Utilities

  • Forced Air Heating System
  • Heating System Uses Oil
  • Well
  • Electric Water Heater

Additional Features

  • 8.88 Acre Lot
  • Barn

Community Details

  • No Home Owners Association
  • Hutton Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1214004645

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,657

Year Built

Built in 1967

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1967
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Oven - Wall
  • Interior Amenities: Attic, Combination Kitchen/Dining, Kitchen - Eat-In
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Outside Entrance, Full, Unfinished
  • Total Sq Ft: 1481
  • Living Area Sq Ft: 1481
  • Price Per Sq Ft: 94.53
  • Above Grade Finished Sq Ft: 1481
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed, Barn
  • Construction Materials: Brick
  • View: Water
  • Water Access: Yes
  • Water Body Name: POND
  • Water Body Type: Pond
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Off Street, Attached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 107700.00
  • Land Assessed Value: 35800.00
  • Lot Size Acres: 8.88
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 386813.00
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15653806
  • Tax Annual Amount: 1657.00
  • Assessor Parcel Number: 1214004645
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 31, 2021
Closed on
Oct 14, 2021
Sold by
Secretary Of Veterans Affairs
Bought by
Ludwig Jesse Dale
Seller's Agent
Kathleen Miller
Better Homes & Gardens Real Estate Old Line Group
Buyer's Agent
Chris Dunavent
Taylor Made Deep Creek Vacations & Sales
List Price
$140,000
Sold Price
$140,000
Current Estimated Value
$270,471

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$130,471
Avg. Annual Appreciation
17.94%
Original Mortgage
$135,800
Outstanding Balance
$124,211
Interest Rate
3.01%
Mortgage Type
New Conventional
Estimated Equity
$146,260

Purchase Details

Closed on
Apr 20, 2021
Sold by
Phh Mortgage Corporation
Bought by
Secretary Of Veterans Affairs

Purchase Details

Closed on
Apr 16, 2021
Sold by
Cruz Sheila A and Cruz David
Bought by
Phh Mortgage Corporation

Purchase Details

Closed on
Nov 13, 2009
Sold by
Cruz David and Cruz Sheila A
Bought by
Cruz David

Purchase Details

Closed on
Jan 31, 2005
Sold by
Mayfield Hugh C and Mayfield Debra G
Bought by
Cruz David and Cruz Sheila A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,988
Interest Rate
5.77%
Mortgage Type
VA
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ludwig Jesse Dale $140,000 Accommodation
Secretary Of Veterans Affairs -- None Available
Phh Mortgage Corporation $101,700 None Available
Cruz David -- --
Cruz David $139,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ludwig Jesse Dale $135,800
Previous Owner Cruz David $141,988
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/03/2021 11/03/21 Sold $140,000 0.0% $95 / Sq Ft
08/28/2021 08/28/21 Pending -- -- --
08/17/2021 08/17/21 For Sale $140,000 0.0% $95 / Sq Ft
08/08/2021 08/08/21 Pending -- -- --
07/31/2021 07/31/21 For Sale $140,000 -- $95 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,991 $175,900 $39,800 $136,100
2024 $1,928 $165,100 $0 $0
2023 $1,802 $154,300 $0 $0
2022 $1,676 $143,500 $35,800 $107,700
2021 $1,667 $142,700 $0 $0
2020 $1,657 $141,900 $0 $0
2019 $1,648 $141,100 $35,800 $105,300
2018 $1,555 $141,100 $35,800 $105,300
2017 $1,570 $141,100 $0 $0
2016 -- $143,100 $0 $0
2015 -- $135,900 $0 $0
2014 -- $128,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Kathleen Miller

    Seller's Agent in 2021

    Kathleen Miller

    Better Homes & Gardens Real Estate Old Line Group

    (301) 463-5784

    2 in this area

    76 Total Sales

    Kathleen Miller
    Section Image
  • Chris Dunavent

    Buyer's Agent in 2021

    Chris Dunavent

    Taylor Made Deep Creek Vacations & Sales

    (301) 501-7231

    1 in this area

    3 Total Sales

    Chris Dunavent
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDGA2000550

Bright MLS

APN: 14-004645

Maryland Garrett County Oakland 21550

134 Fingerboard Rd, Oakland, MD

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.

Nearby Homes