$140,000
SOLD MAR 19, 2025

134 Narragansett St Harsens Island, MI 48028

3 Beds
1 Bath
1,232 Sq Ft
6,534 Sq Ft Lot

Recently Sold

$114 Per Sq Ft

7% Below List Price

173 Days on Market

Highlights

  • Beach Access
  • Wood Flooring
  • 1 Car Detached Garage
  • Ranch Style House
  • Sun or Florida Room
  • Porch

About This Home

As of March 2025

WELCOME TO THE ISLAND!! Your Island paradise awaits you with this Completely renovated and remodeled adorable cottage in 2008-2009. Nestled on a quiet side street off SOUTH CHANNEL!! Beautiful private beach for only YOUR street at end of road for you to sit and enjoy the water and FREIGHTER watching! The recent demolition and lot clearing offers a huge yard to relax and entertain. Interior; all new foundation, metal I-beams, cement piling, floor joist, subfloor plywood, ceramic tile, vinyl wood flooring, framing, new plumbing, wall sheathing, mechanical insulation, wiring, venting, duct, water heater, HVAC system, insulation, sheet rock/drywall, ceiling joists, rafters, all new post, top plate, media wiring, gas lines, interior finishes, millwork trim, upgraded LED lighting, interior doors, recessed lights, dimmer switches, ceiling fans in all 3 bedrooms, living room and Florida room. Outside; new addition added to front & back of home (2009), brand new gutter system & French drains, roof decking, ridge board, structural ridge beam on roof, house wrap, siding, windows, doors, lot grated away from house. Price reflects new septic (city approved septic permit on file good thru July 2025) and kitchen finishing needed. Stackable washer & dryer is excluded from sale. This is a TRUE DIAMOND in the rough off the South Channel....RUN don't WALK!!!!

Last Agent to Sell the Property

Laura Janski

RE/MAX Advisors License #MISPE-6501328247 Listed on: 08/24/2024

RE/MAX Advisors

Last Buyer's Agent

Leslie Peterson

Sine & Monaghan Realtors LLC St Clair License #MISPE-6501435919

Sine & Monaghan Realtors LLC St Clair

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1953

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 65x100
  • Street terminates at a dead end

Parking

  • 1 Car Detached Garage

Home Design

  • Ranch Style House
  • Pillar, Post or Pier Foundation
  • Vinyl Siding
  • Vinyl Trim

Interior Spaces

  • 1,232 Sq Ft Home
  • Ceiling Fan
  • Entryway
  • Family Room
  • Living Room
  • Sun or Florida Room
  • Sump Pump

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Beach Access
  • Access To Lake
  • Porch

Utilities

  • Cooling System Mounted To A Wall/Window
  • Humidifier
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • Septic Tank

Community Details

  • Wm & A T Fischers Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 14-676-0005-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,225

Year Built

Built in 1953

Lot Details

0

Listing Details

  • Originating MLS: MiRealSource
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Total Tax Amount: 1225
  • Total Tax Year: 2023
  • Year Built: 1953
  • Mail City: Harsens Island
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Interior Amenities: Ceramic Floors, Hardwood Floors, Sump Pump
  • Appliances: Dryer, Washer
  • Bedrooms: 3
  • Bedroom 1: On 1st Floor, Dimensions: 10 x 9
  • Bedroom 1 Floor Covering: Vinyl
  • Bedroom 2: On 1st Floor, Dimensions: 10 x 9
  • Bedroom 2 Floor Covering: Vinyl
  • Bedroom 3: On 1st Floor, Dimensions: 10 x 8
  • Bedroom 3 Floor Covering: Vinyl
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Bathroom 1: On Level: First, Flooring: Ceramic
  • Room Types: Entry, Family Room, First Floor Bedroom, First Floor Laundry, First Flr Primary Bedroom, Living Room, Sun/Florida Room, Utility/Laundry Room, First Flr Full Bathroom
  • Dining Room: On 1st Floor
  • Dining Room Floor Covering: Ceramic
  • Family Room: On 1st Floor, Dimensions: 19 x 13
  • Family Room Floor Covering: Ceramic
  • Kitchen: On 1st Floor, Dimensions: 14 x 11
  • Laundry: On 1st Floor, Dimensions: 9 x 8
  • Living Room: On 1st Floor, Dimensions: 22 x 12
  • Living Room Floor Covering: Ceramic
  • Sun Room: On 1st Floor
  • Sun Room Floor Covering: Ceramic
  • Above Grade Finished Sq Ft: 1232
  • Total Finished Sq Ft: 1232

Exterior Features

  • Exterior: Vinyl Siding, Vinyl Trim
  • Exterior Features: Porch
  • Foundation: Piller/Post/Pier
  • Frontage: 60
  • Road: City/County, Paved Street
  • Water Features: All Sports Lake, Lake/River Access, Water View, Waterfront, Beach Access
  • Waterfront: Yes
  • Frontage Type: Water

Garage/Parking

  • Garage: Detached Garage
  • Garage Spaces: 1
  • Garage: Yes

Utilities

  • Heating: Forced Air, Humidifier
  • Heating Fuel: Natural Gas
  • Sewer: Septic
  • Water: Public Water
  • Water Heater: Electric
  • Cooling: Ceiling Fan(s), Wall/Window A/C

Lot Info

  • Assessor Parcel Number: 14-676-0005-000
  • Zoning: Residential
  • Lot Dimensions: 65x100
  • Acreage: 0.15
  • Geo Subdivision: MI
  • Site/Lot Features: Dead End, Graded

Tax Info

  • Summer Tax: Year: 2023, Amount: $626.00
  • Winter Tax: Year: 2023, Amount: $599.00
  • Taxable Value: 31943
  • Total Tax: Year: 2023, Amount: $1,225.00
  • SEV Year: 2023

MLS Schools

  • School District: Algonac Community School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2024
Closed on
Mar 18, 2025
Sold by
Parker Timothy M
Bought by
Klofta Josh T and Klofta Tara C
Seller's Agent
Laura Janski
RE/MAX Advisors
Buyer's Agent
Leslie Peterson
Sine & Monaghan Realtors LLC St Clair
List Price
$149,900
Sold Price
$140,000
Premium/Discount to List
-$9,900
-6.6%
Views
222
Current Estimated Value
$148,927

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,927
Avg. Annual Appreciation
14.14%
Original Mortgage
$112,000
Outstanding Balance
$111,715
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$36,674

Purchase Details

Closed on
Jan 17, 2023
Sold by
Martens Janet Arlene
Bought by
Martens Janet Arlene

Purchase Details

Closed on
Feb 20, 2008
Sold by
Martens Timothy B and Martens Janet Arlene
Bought by
Martens Janet Arlene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
7.5%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $140,000 Bell Title
Deed -- --
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $112,000 New Conventional
Previous Owner $48,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/19/2025 03/19/25 Sold $140,000 -6.6% $114 / Sq Ft
02/16/2025 02/16/25 Pending -- -- --
02/16/2025 02/16/25 For Sale $149,900 +7.1% $122 / Sq Ft
12/15/2024 12/15/24 Off Market $140,000 -- --
09/17/2024 09/17/24 Price Changed $149,900 -11.7% $122 / Sq Ft
09/13/2024 09/13/24 Price Changed $169,797 -0.1% $138 / Sq Ft
08/26/2024 08/26/24 For Sale $169,897 -- $138 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $650 $71,700 $0 $0
2024 $650 $59,300 $0 $0
2023 $626 $54,600 $0 $0
2022 $1,181 $50,600 $0 $0
2021 $1,124 $48,300 $0 $0
2020 $1,114 $46,000 $46,000 $0
2019 $1,099 $42,500 $0 $0
2018 $1,082 $22,300 $0 $0
2017 $850 $17,000 $0 $0
2016 $324 $17,000 $0 $0
2015 -- $13,500 $13,500 $0
2014 -- $29,300 $29,300 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50153247

Michigan Multiple Listing Service

APN: 14-676-0005-000