NOT LISTED FOR SALE

1340 Ruffner Rd Schenectady, NY 12309

Estimated Value: $521,665 - $594,000

4 Beds
2.5 Baths
2,400 Sq Ft
$230/Sq Ft Est. Value

Last Sold August 20, 2021

Last sale price $440,000 $183 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $3,959/month

5 Days on Market

Highlights

  • Private Lot
  • Wooded Lot
  • Marble Flooring
  • Rosendale School Rated A
  • Vaulted Ceiling
  • Stone Countertops

About This Home

As of August 2021

When the exterior of a house captures your attention as much as the interior you know you have to make it your home! From the moment you pull up to this home you will be captivated. Every detail has been perfectly executed. This home features hard wood floors, gas fireplace, quartz countertops, SS appliances, crown molding, chair rail, new bathrooms & so many amazing details. Roof 2010, new windows, hot water tank 2016, newer electrical. The meticulously landscaped yard features cozy patios on each side of the warm & inviting sunroom with radiant heat floors overlooking your back yard oasis. Excellent Condition

Last Agent to Sell the Property

Teri Kraszewski

Howard Hanna Capital Inc License #10301218804 Listed on: 06/18/2021

Howard Hanna Capital Inc

Last Buyer's Agent

Robert Bayruns

Monticello License #10401333785

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,827

Year Built

  • Built in 1960

Lot Details

  • 0.53 Acre Lot
  • Lot Dimensions are 115x202
  • Landscaped
  • Private Lot
  • Sloped Lot
  • Wooded Lot

Parking

  • 2 Car Attached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Split Level Home
  • Brick Exterior Construction
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 2,400 Sq Ft Home
  • Crown Molding
  • Vaulted Ceiling
  • Paddle Fans
  • Skylights
  • Gas Fireplace
  • Living Room with Fireplace

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Flooring

  • Wood
  • Radiant Floor
  • Marble
  • Slate Flooring
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on third floor
  • Ceramic Tile in Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Patio
  • Exterior Lighting

Utilities

  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Hot Water Heating System
  • Gas Water Heater
  • Water Softener
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 85 / 1
  • Assessor Parcel Number 422400 50.8-1-85

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,827

Year Built

Built in 1960

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1960
  • Directions: Rt 7 to Rosendale to Ruffner
  • Above Grade Finished Sq Ft: 2400.0
  • Architectural Style: Split Level
  • Financial Details General Taxes: 4150.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 4677.0
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.53
  • Lot Size: 115X202
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Full Bathroom Level: Third
  • Half Bathroom Level: First
  • Primary Bathrooms Level: Third
  • Primary Bedroom Level: Third
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Hardwood: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Flooring:Vinyl: Yes
  • Architectural Style:Split Level: Yes
  • Laundry Features:In Basement: Yes
  • Water Softeners: Yes
  • Special Features: None

Interior Features

  • Flooring: Slate, Vinyl, Ceramic Tile, Hardwood, Marble
  • Basement: Full
  • Interior Amenities: High Speed Internet, Paddle Fan, Solid Surface Counters, Vaulted Ceiling(s), Ceramic Tile Bath, Crown Molding, Eat-in Kitchen
  • Appliances: Dishwasher, Gas Water Heater, Microwave, Oven, Range, Refrigerator, Water Softener
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas, Living Room
  • Fireplaces: 1
  • Living Area: 2400.0
  • Bedroom Level: Third
  • Dining Room Level: Second
  • Family Room Level: First
  • Kitchen Level: Second
  • Living Room Level: Second
  • Sunroom Level: Second
  • Window Features: Skylight(s)
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Appliances:Gas Water Heater: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Fireplace Features:Living Room: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Attic Features:Hatch: Yes
  • Interior Features:Solid Surface Counters: Yes
  • Fireplace Features:Gas2: Yes
  • Interior Features:Crown Molding: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Stone Countertops: Yes

Exterior Features

  • Exterior Features: Drive-Paved, Lighting
  • Roof: Asphalt
  • Construction Type: Brick, Vinyl Siding
  • Patio And Porch Features: Patio
  • Waterfront: No
  • Window Features:Skylight(s): Yes
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Wooded: Yes
  • Exterior Features:Drive-Paved: Yes
  • Lot Features:Sloped: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Private: Yes
  • Construction Materials:Brick: Yes
  • Exterior Features:Lighting: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Off Street, Paved, Attached, Driveway
  • Attached Garage: Yes
  • Total Parking Spaces: 6.0
  • Property Detail:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Heating: Baseboard, Hot Water, Natural Gas, Radiant Floor
  • Laundry Features: In Basement
  • Water Source: Public
  • Heating Yn: Yes
  • Heating:Baseboard: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas: Yes
  • Heating:Radiant Floor: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Niskayuna

Lot Info

  • Lot Features: Private, Sloped, Wooded, Landscaped
  • Parcel #: 422400 50.8-1-85
  • Lot Size Sq Ft: 23086.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 8827.0
  • Tax Block: 1
  • Tax Lot: 85

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2021
Closed on
Aug 17, 2021
Sold by
Mcdonnell Kevin F and Mcdonnell Tammy L
Bought by
Tacla Sara Garcia Lopes Chaves and Tacla Luis Fernando
Seller's Agent
Teri Kraszewski
Howard Hanna Capital Inc
Buyer's Agent
Robert Bayruns
Monticello
List Price
$389,000
Sold Price
$440,000
Premium/Discount to List
$51,000
13.11%
Current Estimated Value
$552,166

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$112,166
Avg. Annual Appreciation
5.32%
Original Mortgage
$352,000
Outstanding Balance
$318,192
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$233,974

Purchase Details

Listed on
Jun 18, 2021
Closed on
Aug 13, 2021
Sold by
Mcdonnell Kevin F and Mcdonnell Tammy L
Bought by
Lopes Sara Garcia and Tacla Luis Fernando
Seller's Agent
Teri Kraszewski
Howard Hanna Capital Inc
Buyer's Agent
Robert Bayruns
Monticello
List Price
$389,000
Sold Price
$440,000
Premium/Discount to List
$51,000
13.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,000
Outstanding Balance
$318,192
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$233,974

Purchase Details

Closed on
Jun 6, 2006
Sold by
Lovejoy George H
Bought by
Mcdonnell Kevin F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6.59%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 29, 1999
Sold by
Estate Barron Robert E
Bought by
Lovejoy George H

Purchase Details

Closed on
May 1, 1997
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tacla Sara Garcia Lopes Chaves $440,000 Northway Title Agency Inc
Lopes Sara Garcia -- None Listed On Document
Mcdonnell Kevin F $260,000 Edward Vacca
Lovejoy George H $127,500 --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tacla Sara Garcia Lopes Chaves $352,000
Closed Lopes Sara Garcia $352,000
Previous Owner Mcdonnell Kevin F $240,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/20/2021 08/20/21 Sold $440,000 +13.1% $183 / Sq Ft
06/22/2021 06/22/21 Pending -- -- --
06/17/2021 06/17/21 For Sale $389,000 -- $162 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,900 $285,000 $48,800 $236,200
2023 $13,054 $285,000 $48,800 $236,200
2022 $12,740 $285,000 $48,800 $236,200
2021 $9,488 $265,000 $48,800 $216,200
2020 $8,828 $265,000 $48,800 $216,200
2019 $4,595 $265,000 $48,800 $216,200
2018 $8,411 $265,000 $48,800 $216,200
2017 $8,036 $265,000 $48,800 $216,200
2016 $8,248 $265,000 $48,800 $216,200
2015 -- $265,000 $48,800 $216,200
2014 -- $265,000 $48,800 $216,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202121413

Global MLS

APN: 050-008-0001-085-000-0000