NOT LISTED FOR SALE

135 Cardinal Ave Albany, NY 12209

Whitehall Neighborhood

Estimated Value: $308,000 - $399,247

3 Beds
1.5 Baths
1,488 Sq Ft
$227/Sq Ft Est. Value

Last Sold January 19, 2021

Last sale price $208,500 $140 Per Sq Ft

Est. 62% increase in value since last sale

Current estimated payment $2,328/month

21 Days on Market

Highlights

  • Colonial Architecture
  • Wood Flooring
  • No HOA
  • Albany High School Rated A-
  • Stone Countertops
  • 1 Car Detached Garage

About This Home

As of January 2021

Pretty, Stylish, Open & Light filled Updated Colonial between Albany Med & St. Peter's Hospital. Lovely block. Hardwood Floors, Chair Rail, Corian Kitchen Countertops, Stained Glass, Stylish tiled Baths, Wood Bannister. BONUS: 1ST FLOOR LAUNDRY/PANTRY. 1st Floor study (has a small closet) leads through sliding glass doors to large pressure treated deck. DEEP YARD partially fenced. Healthy Hot Water Radiator Heat. Enclosed Front Porch stretches the outside season. Basement game room. Budget Plan for all utilities $132/Mon. There is an FHA assumable mortgage (3.875% Balance $165,000) Move Right In. LIST OF IMPROVEMENTS IN ASSOC. DOCS -- Excellent Condition

Last Agent to Sell the Property

Julia Rosen

Coldwell Banker Prime Properties License #30RO0595011 Listed on: 10/26/2020

Coldwell Banker Prime Properties

Last Buyer's Agent

Joseph Policastri

Howard Hanna License #40PO0978658

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,086

Year Built

  • Built in 1930

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 40 x 147.6
  • Level Lot
  • Cleared Lot

Parking

  • 1 Car Detached Garage
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • Chair Railings
  • Rods
  • Sliding Doors
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Gas Oven
  • Range with Range Hood
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • Ceramic Tile in Bathrooms

Outdoor Features

  • Enclosed Patio or Porch
  • Exterior Lighting
  • Shed

Schools

  • New Scotland Elementary School

Utilities

  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Hot Water Heating System
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Colonial

Listing and Financial Details

  • Legal Lot and Block 14 / 3
  • Assessor Parcel Number 010100 75.41-3-14

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,086

Year Built

Built in 1930

Lot Details

6,098 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1930
  • Directions: 2 1/2 blocks off of New Scotland Av (near the corner of the New Scotland Elementary and the Library). Between Hackett & Whitehall. Between Albany Med and St. Peters Hospitals.
  • Above Grade Finished Sq Ft: 1488.0
  • Architectural Style: Colonial
  • Financial Details General Taxes: 2772.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 4314.0
  • School Taxes Description: Actual
  • Fuel Cost Description Fuel Cost: $132
  • Lot Size Acres: 0.14
  • Lot Size: 40 x 147.6
  • New Construction: No
  • Parking Features Parking Total: 2.0
  • Possession Possession Legacy: arrange
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Laundry Room Level: First
  • Primary Bedroom Level: Second
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Laundry Features:Main Level: Yes
  • Architectural Style:Colonial: Yes
  • Percent Basement Finished: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Ceramic Tile: Yes
  • Laundry Features:Laundry Closet: Yes
  • Special Features: VirtualTour

Interior Features

  • Flooring: Ceramic Tile, Hardwood
  • Basement: Finished, Full
  • Interior Amenities: High Speed Internet, Solid Surface Counters, Ceramic Tile Bath, Chair Rail, DSL Internet, Satellite Internet, Eat-in Kitchen
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Gas Oven, Oven, Range, Range Hood, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 200.0
  • Door Features: Sliding Doors
  • Living Area: 1488.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Office Level: First
  • Window Features: Curtain Rods
  • Appliances Dishwasher: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances:Gas Oven: Yes
  • Interior Features:High Speed Internet: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Appliances:Range Hood: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Attic Features:Walk-Up: Yes
  • Attic Features:Floored: Yes
  • Attic Features:Windows: Yes
  • Interior Features:Solid Surface Counters: Yes
  • Interior Features:Chair Rail: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances:Convection Oven: Yes
  • Interior Features:Satellite Internet: Yes
  • Interior Features:DSL Internet: Yes
  • Interior Features:Stone Countertops: Yes

Exterior Features

  • Exterior Features: Lighting
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Other Structures: Shed(s)
  • Patio And Porch Features: Pressure Treated Deck, Enclosed, Porch
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Porch: Yes
  • Door Features:Sliding Doors: Yes
  • Window Features:Curtain Rods: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Enclosed: Yes
  • Exterior Features:Lighting: Yes
  • Patio And Porch Features:Pressure Treated Deck: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Detached
  • Attached Garage: No
  • Total Parking Spaces: 2.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Heating: Hot Water, Natural Gas, Radiant
  • Laundry Features: Laundry Closet, Main Level, W/D Connections
  • Security: Smoke Detector(s)
  • Water Source: Public
  • Heating Yn: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas: Yes
  • Heating:Radiant: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Albany

Lot Info

  • Lot Features: Level, Cleared
  • Parcel #: 010100 75.41-3-14
  • Lot Size Sq Ft: 6098.4
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 7086.0
  • Tax Block: 3
  • Tax Lot: 14

MLS Schools

  • Elementary School: New Scotland Elementary

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 26, 2020
Closed on
Jan 22, 2021
Sold by
Spitzberg Samuel L and Spitzberg Heather M
Bought by
Cogan Cathy M
Seller's Agent
Julia Rosen
Coldwell Banker Prime Properties
Buyer's Agent
Joseph Policastri
Howard Hanna
List Price
$199,500
Sold Price
$208,500
Premium/Discount to List
$9,000
4.51%
Current Estimated Value
$338,062

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$129,562
Avg. Annual Appreciation
9.98%
Original Mortgage
$166,800
Outstanding Balance
$148,580
Interest Rate
2.6%
Mortgage Type
New Conventional
Estimated Equity
$189,482

Purchase Details

Listed on
Oct 26, 2020
Closed on
Jan 16, 2021
Sold by
Fogarty Cathy C and Cogan Cathy
Bought by
Cudney Gregory J and Krawiecki Jacqueline C
Seller's Agent
Julia Rosen
Coldwell Banker Prime Properties
Buyer's Agent
Joseph Policastri
Howard Hanna
List Price
$199,500
Sold Price
$208,500
Premium/Discount to List
$9,000
4.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,800
Outstanding Balance
$148,580
Interest Rate
2.6%
Mortgage Type
New Conventional
Estimated Equity
$189,482

Purchase Details

Listed on
May 4, 2015
Closed on
Jul 17, 2015
Sold by
Mcgreevy Susan M and Koller Edward B
Bought by
Fogarty Cathy C
Seller's Agent
Theresa Gucciardo
Gucciardo Real Estate LLC
Buyer's Agent
Julia Rosen
Coldwell Banker Prime Properties
List Price
$222,800
Sold Price
$187,000
Premium/Discount to List
-$35,800
-16.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.99%
Original Mortgage
$183,612
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 15, 2004
Sold by
Mccormick Alfred E
Bought by
Mcgreevy Susan M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cogan Cathy M $380,000 A And G Title And Settlement
Cudney Gregory J $208,500 Marathon Title Agency
Fogarty Cathy C $187,000 Westcor Land Title Ins Co
Mcgreevy Susan M $179,000 Shannon Frazier
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cudney Gregory J $166,800
Previous Owner Fogarty Cathy C $183,612
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/19/2021 01/19/21 Sold $208,500 +4.5% $140 / Sq Ft
11/16/2020 11/16/20 Pending -- -- --
10/26/2020 10/26/20 For Sale $199,500 +6.7% $134 / Sq Ft
07/17/2015 07/17/15 Sold $187,000 -16.1% $125 / Sq Ft View Prior Sale
06/21/2015 06/21/15 Pending -- -- --
05/04/2015 05/04/15 For Sale $222,800 -- $149 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,878 $266,000 $53,200 $212,800
2023 $7,461 $187,000 $37,000 $150,000
2022 $7,297 $187,000 $37,000 $150,000
2021 $7,281 $187,000 $37,000 $150,000
2020 $7,170 $187,000 $37,000 $150,000
2019 $7,032 $187,000 $37,000 $150,000
2018 $7,112 $187,000 $37,000 $150,000
2017 $4,183 $187,000 $37,000 $150,000
2016 $6,897 $187,000 $37,000 $150,000
2015 $6,596 $197,300 $45,700 $151,600
2014 -- $197,300 $45,700 $151,600
Source: Public Records

Agents Affiliated with this Home

  • Julia Rosen

    Seller's Agent in 2021

    Julia Rosen

    Coldwell Banker Prime Properties

    (518) 859-7725

    20 Total Sales

    Julia Rosen
    Section Image

  • J

    Buyer's Agent in 2021

    Joseph Policastri

    Howard Hanna

  • J

    Buyer's Agent in 2021

    John DiBlasi

    Exit Realty Empire Associates

  • Theresa Gucciardo

    Seller's Agent in 2015

    Theresa Gucciardo

    Gucciardo Real Estate LLC

    14 Total Sales

    Theresa Gucciardo
    Section Image
  • Anthony Gucciardo

    Seller Co-Listing Agent in 2015

    Anthony Gucciardo

    Gucciardo Real Estate LLC

    (239) 784-5766

    1 in this area

    599 Total Sales

    Anthony Gucciardo
    Section Image
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Map

Source: Global MLS

MLS Number: 202031627

Global MLS

APN: 010100-075-041-0003-014-000-0000

New York Albany County Albany 12209 Whitehall

135 Cardinal Ave, Albany, NY

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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