$435,000
SOLD OCT 20, 2025

135 Cottage Rd Carmel, NY 10512

3 Beds
2 Baths
1,748 Sq Ft
8,002 Sq Ft

Recently Sold

$249 Per Sq Ft

2% Above List Price

98 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • Bathroom on Main Level
  • Carmel High School Rated A-
  • Stairway
  • Central Air

About This Home

As of October 2025

Charming Ranch-Style Retreat in Lake Carmel! Welcome to this well-maintained 3-bedroom ranch home nestled in the heart of Lake Carmel, NY. Set on a peaceful lot with a private backyard, this home offers comfort, convenience, and thoughtful upgrades perfect for year-round living or a weekend escape. Enjoy a cozy single-level layout, complemented by a spacious backyard ideal for relaxing, gardening, or entertaining. The lower level includes walk-out access to the yard and generous storage space, adding flexibility to suit your lifestyle. A standout feature is the Generac automatic generator, providing seamless backup power when you need it most.
Commuters will love the prime location—just minutes to I-84, and 10 minutes to the Metro-North Southeast train station for easy access to NYC and surrounding areas. Whether you're looking for a starter home, downsizing, or investing in a quiet upstate retreat, this home has it all.

Last Agent to Sell the Property

Ann Marie D'Onofrio

Briante Realty Group, LLC Brokerage Phone: 845-225-2020 License #10401328656 Listed on: 05/12/2025

Last Buyer's Agent

Steven Connolly

Twin Bridges Properties License #10401218115

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,188

Year Built

  • Built in 1970

Parking

  • Driveway

Home Design

  • 1,748 Sq Ft Home
  • Ranch Style House
  • Aluminum Siding
  • Vinyl Siding

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Schools

  • Matthew Paterson Elementary School
  • George Fischer Middle School
  • Carmel High School

Utilities

  • Central Air
  • Heating System Uses Oil
  • Propane
  • Well
  • Septic Tank
  • Phone Available

Additional Features

  • Stairway
  • Deck
  • 8,000 Sq Ft Lot

Listing and Financial Details

  • Assessor Parcel Number 372200-033-026-0001-009-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,188

Year Built

Built in 1970

Lot Details

8,000 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Architectural Style: Ranch
  • Property SubType: Single Family Residence
  • Accessibility Features: Accessible Stairway
  • Year Built: 1970
  • Attribution Contact: 845-225-2020
  • Carport Y N: No
  • CurrentPrice: 435000.00
  • MlsMajorChangeType: Sold
  • CurrentPrice_By_LivingArea: 248.85584
  • ListPrice_By_LivingArea: 243.13501
  • ListPrice_By_OriginalListPrice: 1.00000
  • ListPrice_By_LotSizeAcres: 2313554.7088
  • LivingAreaSearchSqFt: 1748.00
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Electric Range, Refrigerator, Washer
  • Interior Amenities: First Floor Bedroom, First Floor Full Bath
  • Full Bathrooms: 2
  • Basement: Finished, Full, Walk-Out Access
  • Total Bedrooms: 3
  • Living Area: 1748
  • Basement YN: Yes

Exterior Features

  • Construction Materials: Aluminum Siding, Vinyl Siding
  • Pool Private: No
  • Spa: No
  • Patio and Porch Features: Deck
  • Waterfront: No

Garage/Parking

  • Garage: No
  • Parking Description: Driveway

Utilities

  • Cooling: Central Air
  • Heating: Oil
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Phone Available, Propane, Trash Collection Public, Water Connected
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle School: George Fischer Middle School

Lot Info

  • Horses: No
  • Lot Size Acres: 0.1837
  • Lot Size Sq Ft: 8000
  • Parcel Number: 372200-033-026-0001-009-000-0000
  • Property Attached: No
  • Additional Parcels: No

Rental Info

  • Lease Considered: No

Tax Info

  • Tax Annual Amount: 10188.11
  • Tax Year: 2024

MLS Schools

  • Elementary School: Matthew Paterson Elementary School
  • High School: Carmel High School
  • Middle School District: Carmel

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 12, 2025
Closed on
Oct 17, 2025
Sold by
Cranston Irrevocable Living Trust and Kemmer Maura Ann
Bought by
Mckeon Brass Deborah and Mckeon Amber Brass
Seller's Agent
Ann Marie D'Onofrio
Briante Realty Group, LLC
Buyer's Agent
Steven Connolly
Twin Bridges Properties
List Price
$425,000
Sold Price
$435,000
Premium/Discount to List
$10,000
2.35%
Views
191
Current Estimated Value
$419,043

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$15,957
Avg. Annual Appreciation
-9.86%
Original Mortgage
$335,000
Outstanding Balance
$334,683
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$84,360

Purchase Details

Closed on
Sep 27, 2023
Sold by
Kurtz Robert
Bought by
Carlin William J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$282,783
Interest Rate
7.18%
Mortgage Type
FHA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $435,000 Flatiron Abstract
Administrators Deed $288,000 Stewart Title Insurance Compan
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $335,000 New Conventional
Previous Owner $282,783 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/20/2025 10/20/25 Sold $435,000 0.0% $249 / Sq Ft
08/18/2025 08/18/25 Pending -- -- --
07/27/2025 07/27/25 Off Market $435,000 -- --
06/27/2025 06/27/25 For Sale $425,000 -2.3% $243 / Sq Ft
06/14/2025 06/14/25 Off Market $435,000 -- --
06/01/2025 06/01/25 For Sale $425,000 -2.3% $243 / Sq Ft
05/30/2025 05/30/25 Off Market $435,000 -- --
05/12/2025 05/12/25 For Sale $425,000 -- $243 / Sq Ft
Source: OneKey® MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,940 $211,200 $11,300 $199,900
2023 $9,940 $211,200 $11,300 $199,900
2022 $9,050 $211,200 $11,300 $199,900
2021 $8,958 $211,200 $11,300 $199,900
2020 $5,750 $211,200 $11,300 $199,900
2019 $2,518 $211,200 $11,300 $199,900
2018 $5,241 $211,200 $11,300 $199,900
2017 $4,956 $193,800 $11,200 $182,600
2016 $4,987 $193,800 $11,200 $182,600
2015 -- $193,800 $11,200 $182,600
2014 -- $199,800 $11,200 $188,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: OneKey® MLS

MLS Number: 857722

OneKey® MLS

APN: 372800-091-025-0001-033-000-0000

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