$1,184,900
SOLD AUG 28, 2025

135 Whisper Lake Dr Sapphire, NC 28774

Sapphire Neighborhood
2 Beds
2.5 Baths
2,516 Sq Ft
0.82 Acres

Recently Sold

$471 Per Sq Ft

21 Days on Market

Highlights

  • Ski Accessible
  • Golf Course Community
  • Basketball Court
  • Docks
  • Fitness Center
  • Lake View

About This Home

As of August 2025

Welcome to “Water’s Edge” — a serene lakeside retreat tucked along the peaceful shores of Whisper Lake. This thoughtfully designed single-level home offers the perfect blend of mountain charm, modern comfort, and unmatched access to both nature and resort-style amenities.
As you approach, a gently meandering driveway sets a quiet, private tone. Inside, expansive floor-to-ceiling Andersen windows frame stunning lake views and fill the living room with natural light. Hardwood floors run throughout the main living spaces, and a beautiful stone gas fireplace adds warmth and character.
The chef’s kitchen features cherry cabinetry, Juperano Gold granite countertops, a glass tile backsplash, a dual fuel range, and new Bosch appliances. A built-in buffet offers added space for serving and entertaining.
The spacious primary suite is a peaceful haven, with its own wood stove, a luxurious jetted tub, walk-in shower with grab bars, and a large walk-in closet. A split-bedroom layout offers privacy for guests, while a versatile bonus room can be used as an office, hobby space, or guest retreat.
Step outside to enjoy a large open deck and a covered porch — perfect for morning coffee or watching the sunset over the water. The oversized two-car garage is climate-controlled with a mini-split and dehumidifier, ideal for projects or storage year-round.
Recent upgrades include a 2023 HVAC system, tankless gas water heater, encapsulated crawlspace, new window shades in the living room, a fenced dog run, and a security system.
Enjoy direct access to Whisper Lake from your private dock for fishing (catch and release), or take out the included rowboat, kayak, canoe, or inner tubes for a relaxing day on the water. Community amenities include a picnic area, social gatherings at the dock, and storage racks for watercraft.
Ownership also includes full access to Sapphire Valley Resort amenities: indoor/outdoor pools, saunas, hot tubs, fitness and game rooms, ski slopes, zip-lining, tennis, pickleball, golf, and Fairfield Lake with canoeing, swimming, and picnicking.
Whether you're seeking a quiet full-time residence or a vacation getaway, “Water’s Edge” offers an unmatched lifestyle in a beautiful mountain-lake setting!

Last Agent to Sell the Property

Lesley Howard

Landmark Realty Group - Frank Allen, Cashiers Listed on: 07/11/2025

Last Buyer's Agent

Dorothy Swearingen

NCMountainLife.com

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,665

Year Built

  • Built in 2004

Lot Details

  • 0.82 Acre Lot
  • Waterfront
  • West Facing Home
  • Level Lot

HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Shingle Roof

Interior Spaces

  • 1-Story Property
  • Central Vacuum
  • Partially Furnished
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Living Room with Fireplace
  • 2 Fireplaces
  • Workshop
  • Lake Views
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer

Basement

  • Exterior Basement Entry
  • Crawl Space

Outdoor Features

  • Docks
  • Basketball Court
  • Deck
  • Covered Patio or Porch

Utilities

  • Ductless Heating Or Cooling System
  • Central Air
  • Heat Pump System
  • Propane
  • Tankless Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 182
  • Assessor Parcel Number 8501-27-5756-000

Community Details

Overview

  • Whisper Lake Poa
  • Sapphire Valley Master Association
  • Whisper Lake Subdivision
  • Community Lake

Amenities

  • Sauna
  • Meeting Room
  • Recreation Room

Recreation

  • Golf Course Community
  • Tennis Courts
  • Outdoor Game Court
  • Recreation Facilities
  • Fitness Center
  • Community Indoor Pool
  • Community Spa
  • Dog Park
  • Trails
  • Ski Accessible

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,665

Year Built

Built in 2004

Lot Details

0

HOA Fees

$161 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.82
  • Road Frontage Type: Private Road
  • Road Surface Type: Asphalt, Paved
  • Water Body Name: Whisper Lake
  • Subdivision Name: Whisper Lake
  • Directions: From Cashiers' crossroads, take Hwy 64E thru Sapphire Valley. Turn right onto Sapphire Post Office Rd, then at the stop sign turn left onto Upper Whitewater Rd. Take the next right onto Whisper Lake Dr to #135 on left.
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2004
  • PropertySubTypeAdditional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Partially
  • Appliances: Dryer, Washer/Dryer Stacked, Dishwasher, Exhaust Fan, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
  • Accessibility Features: Accessibility Features, Other
  • Has Basement: Crawl Space, Exterior Entry, Encapsulated
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Gas Log, Gas Starter, Living Room, Primary Bedroom, Propane
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Beamed Ceilings, Breakfast Bar, Built-in Features, Ceiling Fan(s), Chandelier, Cathedral Ceiling(s), Central Vacuum, Double Vanity, Entrance Foyer, Eat-in Kitchen, Granite Counters, High Ceilings, Jetted Tub, Kitchen Island, Open Floorplan, Storage, Solar Tube(s), Walk-In Closet(s), Workshop

Exterior Features

  • Lot Features: Front Yard, Garden, Interior Lot, Level, Native Plants, Private, Many Trees, Views, Waterfront, Flat
  • Pool Features: Association
  • Topography: Level
  • View: Lake
  • View: Yes
  • Waterfront Features: Lake Front, Lake Privileges, Deeded Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Fiber Cement
  • Direction Faces: West
  • Exterior Features: Dock, Dog Run, Private Yard, Rain Gutters, Propane Tank - Leased
  • Patio And Porch Features: Rear Porch, Covered, Deck, Front Porch
  • Roof: Shingle

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage Faces Front, Garage, Two Car Garage, Garage Door Opener, Gravel, Inside Entrance, Kitchen Level, Workshop in Garage

Utilities

  • Laundry Features: Main Level, Stacked
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Ductless, Electric, Heat Pump
  • Heating Yn: Yes
  • Electric: Generator
  • Sewer: Septic Permit 2 Bedroom, Septic Tank
  • Utilities: Electricity Connected, Fiber Optic Available, Propane, Underground Utilities, Water Connected
  • Water Source: Community/Coop

Condo/Co-op/Association

  • Community Features: Dock, Fishing, Lake, Water Access
  • Amenities: Basketball Court, Game Court Exterior, Dog Park, Fitness Center, Golf Course, Indoor Pool, Meeting Room, Meeting/Banquet/Party Room, Party Room, Picnic Area, Playground, Pickleball, Park, Pool, Parking, Recreation Facilities, Ski Accessible, Sauna, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Association #2 Fee: 1125.0
  • Association #2 Fee Frequency: Annually
  • Association Fee: 800.0
  • Association Fee Frequency: Annually
  • Association: Sapphire Valley Master Association
  • Association Name: Whisper Lake POA
  • Association: Yes

Lot Info

  • Parcel #: 8501-27-5756-000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 3665.41
  • Tax Lot: 182
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 12, 2021
Sold by
Tracy Patricia K
Bought by
Kerr Ronald S and Kerr Kathryn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$706,000
Outstanding Balance
$631,801
Interest Rate
2.6%
Mortgage Type
New Conventional
Estimated Equity
$514,425

Purchase Details

Closed on
May 1, 1989
Bought by
Tracy Patricia K
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $882,500 None Listed On Document
Warranty Deed $882,500 None Available
Deed $77,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $706,000 New Conventional
Closed $706,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 Sold $1,184,900 +0.4% $471 / Sq Ft
08/01/2025 08/01/25 Pending -- -- --
07/11/2025 07/11/25 For Sale $1,179,900 +95.0% $469 / Sq Ft
09/19/2016 09/19/16 Sold $605,000 -6.2% $240 / Sq Ft
08/26/2016 08/26/16 Pending -- -- --
06/15/2016 06/15/16 For Sale $645,000 -- $256 / Sq Ft
Source: Highlands-Cashiers Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,798 $998,550 $250,000 $748,550
2024 $3,485 $529,390 $175,000 $354,390
2023 $3,485 $529,390 $175,000 $354,390
2022 $3,485 $529,390 $175,000 $354,390
2021 $3,459 $529,390 $175,000 $354,390
2020 $3,239 $465,320 $0 $0
2019 $3,215 $465,320 $0 $0
2018 $2,631 $465,320 $0 $0
2017 $2,601 $465,320 $0 $0
2016 $2,591 $465,320 $0 $0
2015 -- $492,510 $170,000 $322,510
2014 -- $492,510 $170,000 $322,510
Source: Public Records

Agents Affiliated with this Home

  • L

    Seller's Agent in 2025

    Lesley Howard

    Landmark Realty Group - Frank Allen, Cashiers

    (828) 508-8162

    55 in this area

    69 Total Sales

    Lesley Howard
    Section Image
  • Dorothy Swearingen

    Buyer's Agent in 2025

    Dorothy Swearingen

    NCMountainLife.com

    (828) 553-3391

    38 in this area

    98 Total Sales

    Dorothy Swearingen
    Section Image
  • Tina Cone

    Seller's Agent in 2016

    Tina Cone

    Keller Williams Great Smokies

    (828) 507-5777

    104 in this area

    137 Total Sales

    Tina Cone
    Section Image

  • A

    Seller Co-Listing Agent in 2016

    Alan Cone

    Keller Williams Great Smokies

    (828) 507-1522

    133 in this area

    180 Total Sales

    Alan Cone
    Section Image

  • T

    Buyer's Agent in 2016

    Thomas Goldacker

    Berkshire Hathaway HomeServices Meadows Mountain Realty

    (828) 200-9045

    1 in this area

    32 Total Sales

    Thomas Goldacker
    Section Image
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Map

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 1001320

APN: 8501-27-4668-000

North Carolina Transylvania County Sapphire 28774 Sapphire

135 Whisper Lake Dr, Sapphire, NC

This home is located at 135 Whisper Lake Dr, Sapphire, NC 28774 and is currently priced at $1,184,900, approximately $470 per square foot. This property was built in 2004. 135 Whisper Lake Dr is a home located in Transylvania County.

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