T
Seller's Agent in 2021
Teresa Gitto
Coldwell Banker Prime Properties
1350 Ruffner Rd Schenectady, NY 12309
Estimated Value: $520,141 - $581,000
5
Beds
2.5
Baths
3,240
Sq Ft
$171/Sq Ft
Est. Value
Highlights
- Deck
- Private Lot
- Wood Flooring
- Rosendale School Rated A
- Wooded Lot
- Full Attic
About This Home
As of March 2021Welcome Home! Superb split level ranch in gorgeous Nisky neighborhood convenient to schools, shopping & medical facilities. All the work has been done: roof:10 yrs, windows:8 yrs, & all of the rest within the last 5 years; gutters with gutter helmets, siding, stonework, central air/heat, generator, sump pump, new kitchen & baths, new closets, solid core doors, 2 gas fireplaces with mantels, & new 4-season solarium easily to be used as any 4 season rm your imagination/heart desires! Home is surrounded by beautiful landscaped gardens!Hardwoods thru out. Upstairs:4 bedrms, master bath & full bath, either formal/informal family rm, dining rm, kitchen w deck access, laundry/mud rm. Downstairs:Add'l bedrm/office & half bath & family rm with fireplace as well as work rm! Just move in and enjoy! Excellent Condition
Last Agent to Sell the Property
Teresa Gitto
Coldwell Banker Prime Properties Listed on: 01/11/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,331
Year Built
- Built in 1963
Lot Details
- 0.51 Acre Lot
- Landscaped
- Private Lot
- Sloped Lot
- Wooded Lot
- Garden
Parking
- 2 Car Attached Garage
- Off-Street Parking
Home Design
- Split Level Home
- Stone Siding
- Vinyl Siding
- Asphalt
Interior Spaces
- 3,240 Sq Ft Home
- 1.5-Story Property
- Built-In Features
- Gas Fireplace
- Living Room with Fireplace
- Full Attic
- Home Security System
Kitchen
- Eat-In Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Wood
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary bedroom located on second floor
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Basement
- Heated Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
- Sump Pump
- Fireplace in Basement
Outdoor Features
- Deck
- Patio
- Exterior Lighting
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- Baseboard Heating
- Gas Water Heater
- Water Softener
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Laundry Facilities
Listing and Financial Details
- Legal Lot and Block 87 / 1
- Assessor Parcel Number 422400 50.8-1-87
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 11, 2021
Closed on
Mar 2, 2021
Sold by
Rudko Phillip J and Rudko Raymond Johnf
Bought by
Anderson Erik J and Anderson Jennifer M
Seller's Agent
Teresa Gitto
Coldwell Banker Prime Properties
Buyer's Agent
Christopher Culihan
Coldwell Banker Prime Properties
List Price
$365,000
Sold Price
$375,000
Premium/Discount to List
$10,000
2.74%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$179,785
Avg. Annual Appreciation
8.46%
Original Mortgage
$300,000
Outstanding Balance
$267,704
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$287,081
Purchase Details
Closed on
Apr 25, 2014
Sold by
Sanabria Juan J and Trujillo Norma Carolina
Bought by
Rudko Phillip J and Raymond John F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
4.41%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 8, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Sanabria Juan J and Trujillo Norma Carolina
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,500
Interest Rate
4.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 5, 2008
Sold by
Whitfield Franklin
Bought by
Deutsche Bank National Tr
Purchase Details
Closed on
Nov 21, 2005
Sold by
Balgobinal Chaterpaul
Bought by
Whitfield Franklin
Purchase Details
Closed on
Apr 26, 1999
Purchase Details
Closed on
Jun 29, 1998
Sold by
Mccormack Richard L and Mccormack Gloria
Bought by
Bour Robert
Purchase Details
Closed on
Jun 21, 1996
Sold by
Adler Arnold R
Bought by
Heilmann Saberina M and Mccormack Richard L
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Anderson Erik J | $375,000 | Chicago Title Albany | |
| Anderson Erik J | -- | Chicago Title | |
| Rudko Phillip J | $275,000 | Chicago Title Insurance Co | |
| Sanabria Juan J | $205,000 | None Available | |
| Deutsche Bank National Tr | $293,250 | -- | |
| Whitfield Franklin | $315,000 | Pankey Malik | |
| -- | -- | -- | |
| Bour Robert | $147,500 | -- | |
| Heilmann Saberina M | $148,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Anderson Erik J | $300,000 | |
| Closed | Anderson Erik J | $300,000 | |
| Previous Owner | Rudko Phillip J | $220,000 | |
| Previous Owner | Sanabria Juan J | $184,500 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/04/2021 03/04/21 | Sold | $375,000 | +2.7% | $116 / Sq Ft |
| 01/17/2021 01/17/21 | Pending | -- | -- | -- |
| 01/11/2021 01/11/21 | For Sale | $365,000 | -- | $113 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $13,562 | $300,000 | $48,100 | $251,900 |
| 2023 | $13,721 | $300,000 | $48,100 | $251,900 |
| 2022 | $13,393 | $300,000 | $48,100 | $251,900 |
| 2021 | $11,348 | $300,000 | $48,100 | $251,900 |
| 2020 | $8,409 | $250,000 | $48,100 | $201,900 |
| 2019 | $4,882 | $250,000 | $48,100 | $201,900 |
| 2018 | $8,334 | $250,000 | $48,100 | $201,900 |
| 2017 | $8,147 | $250,000 | $48,100 | $201,900 |
| 2016 | $8,211 | $250,000 | $48,100 | $201,900 |
| 2015 | -- | $250,000 | $48,100 | $201,900 |
| 2014 | -- | $210,000 | $48,100 | $161,900 |
Source: Public Records
Agents Affiliated with this Home
-
-
Christopher Culihan
Buyer's Agent in 2021
Christopher Culihan
Coldwell Banker Prime Properties
(518) 605-2895
7 in this area
188 Total Sales
-
Samantha Culihan
Buyer Co-Listing Agent in 2021
Samantha Culihan
Coldwell Banker Prime Properties
(518) 588-9546
7 in this area
182 Total Sales
Map
Source: Global MLS
MLS Number: 202110504
APN: 050-008-0001-087-000-0000
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