13509 Harbour Ridge Dr Fort Myers, FL 33908
4
Beds
2.5
Baths
2,056
Sq Ft
0.33
Acres
Highlights
- Heated In Ground Pool
- View of Trees or Woods
- Lanai
- Fort Myers High School Rated A
- Fruit Trees
- Cul-De-Sac
About This Home
As of February 2025Price Reduced! Discover this stunning single-family home in the prestigious Harbour Palms neighborhood of Fort Myers. This beautifully appointed residence features four bedrooms, 2.5 baths and spans 2,056 square feet of elegant living space. The inviting entrance showcases a tranquil water feature leading to French double doors that open to a bright, open floor plan with vaulted ceilings, crown molding and sleek porcelain flooring. The turnkey-furnished home ensures a seamless transition for new owners. At heart of the home is a gourmet kitchen equipped with modern white cabinets, granite countertops, a designer tile backsplash and a suite of top-tier Fulgor Milano induction appliances, a novel feature for those accustomed to traditional cooking methods. The kitchen also features under-cabinet and recessed lighting, and a large center island with a breakfast bar. The adjoining living area, featuring an electric fireplace and modern fans, flows seamlessly through accordion triple glass doors to a screened lanai. This expansive outdoor space, which includes a covered living area ideal for relaxation or entertaining, offers stunning views of the heated pool and the tranquil, private garden beyond. The owner's suite offers a luxurious retreat with an en-suite bath that includes dual sinks, a quartz-topped vanity and a walk-in shower with multiple heads. Three additional bedrooms provide ample accommodation, serviced by a stylish full bath and a convenient half bath that doubles as a pool bath. The exterior of the home is just as impressive, featuring a durable metal roof, high-impact doors and windows, and a high-impact garage door. A two-car garage includes a workstation and laundry area and a newly installed Hunter irrigation system. In the intimate Harbour Palms community, this home offers easy access to local amenities and is a short drive from Sanibel, RSW and Interstate 75, providing luxury and convenience in a desirable setting.
Last Agent to Sell the Property
Premier Sotheby's International Realty License #688527 Listed on: 06/06/2024
Last Buyer's Agent
Of Realtors 08-Naples Area Board
Local Associations
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,912
Year Built
- Built in 1994
Lot Details
- 0.33 Acre Lot
- Lot Dimensions are 99x132x99x132
- Cul-De-Sac
- Southwest Facing Home
- Fenced
- City Sprinkler System
- Fruit Trees
HOA Fees
- $819 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Guest Parking
Property Views
- Woods
- Pool
Home Design
- Turnkey
- Metal Roof
- Concrete Block And Stucco Construction
Interior Spaces
- 2,056 Sq Ft Home
- 1-Story Property
- Custom Mirrors
- Built-In Features
- Ceiling Fan
- Electric Fireplace
- Arched Windows
- Sliding Windows
- French Doors
- Combination Dining and Living Room
- Tile Flooring
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Built-In or Custom Kitchen Cabinets
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
Laundry
- Dryer
- Washer
- Laundry Tub
Home Security
- High Impact Windows
- High Impact Door
- Fire and Smoke Detector
Pool
- Heated In Ground Pool
- Pool Bathroom
- Screen Enclosure
Additional Features
- Lanai
- In Flood Plain
- Central Heating and Cooling System
Community Details
- Application Fee Required
- Harbour Palms Subdivision
Listing and Financial Details
- Tax Lot 13
- Tax Tract Number 2
- Assessor Parcel Number 02 46 23 20 00000 0130
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 6, 2024
Closed on
Feb 4, 2025
Sold by
Painter Margaret Spargo
Bought by
Hardy Elise
Seller's Agent
Michelle Thomas
Premier Sotheby's International Realty
Buyer's Agent
Of Realtors 08-Naples Area Board
Local Associations
List Price
$929,000
Sold Price
$625,000
Premium/Discount to List
-$304,000
-32.72%
Views
33
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,233
Avg. Annual Appreciation
-3.48%
Original Mortgage
$468,750
Outstanding Balance
$466,697
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$146,904
Purchase Details
Listed on
Dec 10, 2021
Closed on
Jan 24, 2022
Sold by
Lorry Jackson Revocable Living Trust
Bought by
Painter Steven Charles and Painter Margaret Spargo
Seller's Agent
Suzy Callanan
Genesis Realty Team
Buyer's Agent
Crystal Wall
Re/Max Sunshine
List Price
$559,000
Sold Price
$559,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.75%
Original Mortgage
$393,000
Interest Rate
3.22%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 26, 2021
Closed on
Mar 31, 2021
Sold by
Carpenter Richard M and Carpenter Kristina D
Bought by
Jackson Lorry and The Lorry Jackson Revocable Li
Seller's Agent
Madelyn Buchanan
Century 21 Selling Paradise
Buyer's Agent
Jelena Foskey
List Price
$365,000
Sold Price
$355,000
Premium/Discount to List
-$10,000
-2.74%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
73.97%
Original Mortgage
$284,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 19, 2010
Sold by
Carpenter Richard M and Carpenter Kristina D
Bought by
Carpenter Richard M and Carpenter Kristina D
Purchase Details
Closed on
Apr 7, 2010
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Carpenter Richard M and Carpenter Kristina D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
5.02%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Feb 1, 2010
Sold by
Fifth Third Mortgage Company
Bought by
Federal Home Loan Mortgage Corp
Purchase Details
Closed on
Dec 18, 2009
Sold by
Armiger Ana L
Bought by
Fiftht Third Mortgage Company
Purchase Details
Closed on
Oct 2, 2004
Sold by
Armiger Joseph
Bought by
Armiger Ana Lucia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
7.55%
Mortgage Type
Unknown
Purchase Details
Closed on
Jun 22, 1994
Sold by
Iona Davis Ptnr
Bought by
Armiger Joseph John and Armiger Ana Lucia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
8.73%
Similar Homes in Fort Myers, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $625,000 | Integrity Palms Title | |
| Warranty Deed | $559,000 | Fidelity National Title | |
| Warranty Deed | $355,000 | Fidelity Natl Ttl Of Fl Inc | |
| Interfamily Deed Transfer | $26,700 | None Available | |
| Special Warranty Deed | $172,900 | New House Title | |
| Special Warranty Deed | -- | New House Title | |
| Trustee Deed | -- | Attorney | |
| Warranty Deed | -- | Fidelity National Title Insu | |
| Warranty Deed | $39,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $468,750 | New Conventional | |
| Previous Owner | $393,000 | New Conventional | |
| Previous Owner | $284,000 | New Conventional | |
| Previous Owner | $216,000 | New Conventional | |
| Previous Owner | $100,000 | New Conventional | |
| Previous Owner | $85,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $400,000 | Unknown | |
| Previous Owner | $50,000 | Stand Alone Second | |
| Previous Owner | $60,000 | Stand Alone Second | |
| Previous Owner | $330,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $35,000 | Credit Line Revolving | |
| Previous Owner | $250,000 | Unknown | |
| Previous Owner | $191,250 | New Conventional | |
| Previous Owner | $120,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/04/2025 02/04/25 | Sold | $625,000 | -0.6% | $304 / Sq Ft |
| 12/15/2024 12/15/24 | Pending | -- | -- | -- |
| 12/05/2024 12/05/24 | Price Changed | $629,000 | -21.3% | $306 / Sq Ft |
| 10/30/2024 10/30/24 | Price Changed | $799,000 | -5.7% | $389 / Sq Ft |
| 06/14/2024 06/14/24 | Price Changed | $847,500 | -8.8% | $412 / Sq Ft |
| 06/06/2024 06/06/24 | For Sale | $929,000 | +66.2% | $452 / Sq Ft |
| 01/25/2022 01/25/22 | Sold | $559,000 | 0.0% | $272 / Sq Ft |
| 01/25/2022 01/25/22 | Pending | -- | -- | -- |
| 12/10/2021 12/10/21 | For Sale | $559,000 | +57.5% | $272 / Sq Ft |
| 03/31/2021 03/31/21 | Sold | $355,000 | -2.7% | $173 / Sq Ft |
| 03/01/2021 03/01/21 | Pending | -- | -- | -- |
| 02/26/2021 02/26/21 | For Sale | $365,000 | -- | $178 / Sq Ft |
Source: Marco Island Area Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,469 | $384,768 | $136,554 | $204,087 |
| 2023 | $5,913 | $413,286 | $124,062 | $258,396 |
| 2022 | $5,639 | $390,881 | $84,835 | $306,046 |
| 2021 | $4,068 | $272,183 | $80,000 | $192,183 |
| 2020 | $3,765 | $245,478 | $80,000 | $165,478 |
| 2019 | $3,831 | $247,895 | $63,500 | $184,395 |
| 2018 | $3,952 | $250,319 | $63,500 | $186,819 |
| 2017 | $3,886 | $240,639 | $63,500 | $177,139 |
| 2016 | $2,537 | $247,283 | $63,500 | $183,783 |
| 2015 | $2,571 | $198,000 | $50,000 | $148,000 |
| 2014 | $2,554 | $190,004 | $20,000 | $170,004 |
| 2013 | -- | $174,807 | $15,000 | $159,807 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Michelle Thomas
Premier Sotheby's International Realty
(239) 860-7176
7 in this area
2,081 Total Sales
-
O
Buyer's Agent in 2025
Of Realtors 08-Naples Area Board
Local Associations
-
S
Seller's Agent in 2022
Suzy Callanan
Genesis Realty Team
-
Buyer's Agent in 2022
Crystal Wall
Re/Max Sunshine
(239) 443-7280
1 in this area
77 Total Sales
-
Seller's Agent in 2021
Madelyn Buchanan
Century 21 Selling Paradise
(239) 707-0774
4 in this area
93 Total Sales
-
Seller Co-Listing Agent in 2021
Melissa Annis
Century 21 Selling Paradise
(239) 560-9659
4 in this area
81 Total Sales
Map
Source: Marco Island Area Association of REALTORS®
MLS Number: 2241372
APN: 02-46-23-20-00000.0130
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