1353 Ocean Spray Dr Ruskin, FL 33570
Estimated payment $2,340/month
Highlights
- Water Views
- Florida Architecture
- Solid Surface Countertops
- Open Floorplan
- Great Room
- 2 Car Attached Garage
About This Home
-SELLERS OFFERING FOR QUALIFIED BUYER TO ASSUME THEIR 2.625% VA LOAN- Move-In Ready Home in Shell Cove – Shows Like Brand New | USDA Eligible | Low HOA | Spacious 2-Car Garage | Resort Style Amenities Welcome to Shell Cove, a sought-after Ruskin, FL community, where this move-in-ready DH Horton home shows Like brand new and offers exceptional value for first-time homebuyers. Built with all-concrete block construction, this home includes an all-inclusive appliance package, granite kitchen countertops, and an automated smart home system designed for modern living. Enjoy low HOA fees and valuable financial advantages, including USDA eligibility, which may allow qualified buyers to purchase with no money down and flood insurance is typically not required by lenders. Step inside to a bright open-concept floor plan filled with natural light. The kitchen features stainless steel appliances, granite countertops, ample cabinetry, a spacious pantry, and extended counter space ideal for barstool seating—perfect for everyday living and casual entertaining. A split-bedroom layout provides privacy and flexibility for guests, a home office, or growing families. The spacious primary suite comfortably accommodates a king-size bed and includes a large walk-in closet and a private en-suite bathroom with dual sinks and a walk-in shower. Three additional bedrooms and a guest bathroom are located on the opposite side of the home. A conveniently located indoor laundry room sits near the garage entry. The spacious two-car garage offers secure parking, excellent storage, and room for bikes, tools, or beach gear—an added bonus for Florida living. Shell Cove residents enjoy resort-style amenities, including a swimming pool, clubhouse, open-air cabana, pickle ball courts, playground, basketball court, dog park, and scenic pond and lake views. Located just minutes from I-75, US-41, and US-301, this home provides easy access to Tampa, Brandon, Riverview, MacDill AFB, St. Petersburg, Bradenton, and Sarasota. Outdoor enthusiasts will love nearby E.G. Simmons Park and Little Harbor, offering boating, fishing, beaches, nature trails, and waterfront dining. With shopping, restaurants, schools, medical facilities, and Gulf Coast attractions close by, this Ruskin Florida home for sale delivers comfort, convenience, and long-term value. Whether you’re purchasing your first home, downsizing, or investing, this property truly shows Like brand new and is ready for its next owner. Schedule your private showing today!
Listing Agent
BAY VILLA REALTY Brokerage Phone: 813-299-7973 License #3055473 Listed on: 02/05/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,331
Year Built
- Built in 2021
Lot Details
- 6,000 Sq Ft Lot
- Lot Dimensions are 50x120
- West Facing Home
- Vinyl Fence
- Property is zoned PD
HOA Fees
- $15 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Property Views
- Water
- Park or Greenbelt
- Pool
Home Design
- Florida Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,846 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Great Room
- Family Room Off Kitchen
Kitchen
- Range
- Microwave
- Dishwasher
- Solid Surface Countertops
- Disposal
Flooring
- Carpet
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Schools
- Thompson Elementary School
- Shields Middle School
- Lennard High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- High Speed Internet
- Cable TV Available
Community Details
- Inframark Lisa Castoria Association, Phone Number (813) 991-1116
- Visit Association Website
- Shell Cove Ph 1 Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 479
- Assessor Parcel Number U-06-32-19-C07-000000-00479.0
- $3,021 per year additional tax assessments
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,331 | $277,803 | $66,660 | $211,143 |
| 2024 | $7,331 | $271,477 | -- | -- |
| 2023 | $7,165 | $263,570 | $60,600 | $202,970 |
| 2022 | $7,636 | $269,438 | $48,480 | $220,958 |
| 2021 | $2,811 | $29,543 | $29,543 | $0 |
| 2020 | $2,667 | $6,000 | $6,000 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/05/2026 02/05/26 | For Sale | $325,900 | +6.6% | $177 / Sq Ft | |
| 09/29/2021 09/29/21 | Sold | $305,855 | 0.0% | $167 / Sq Ft | View Prior Sale |
| 05/02/2021 05/02/21 | Pending | -- | -- | -- | |
| 04/30/2021 04/30/21 | For Sale | $305,855 | -- | $167 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Special Warranty Deed | $305,855 | Dhi Title Of Florida Inc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $316,865 | VA |
Source: Stellar MLS
MLS Number: TB8473424
APN: U-06-32-19-C07-000000-00479.0
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Ask me questions while you tour the home.