$385,000

Estimated payment $2,219/month

Total Views 20,889
3 Beds
2.5 Baths
2,070 Sq Ft
$186 Price per Sq Ft

Highlights

  • Hot Property
  • Docks
  • Waterfront
  • Ryland Heights Elementary School Rated 9+
  • Pond View
  • Clubhouse

About This Home

If you have ever dreamed of living on the water you will not want to miss this truly, one-of-a-kind retreat in this adorable ranch home that is perched perfectly on a scenic pond in a charming country club community! Set on a double lot, this home offers endless possibilities—add a garage, pool, or design your dream outdoor living space surrounded by nature and serenity. Inside, you'll love the beautifully updated kitchen with quartz counters and stainless appliances, a spacious living area, and 3 comfortable bedrooms including a generous primary suite with an ensuite bath with it's own water heater. The house-length sunroom captures peaceful water views and beautiful sunrises year-round, while the loft attic area offers exciting potential to finish into even more living space. With 2 full baths, thoughtful updates, and a setting that feels like a daily escape, this is not your usual property. Enjoy the community clubhouse in a community that blends relaxation, recreation, and nature at your doorstep! Enjoy fishing, kayaking, paddle boating just steps away on your own dock! Contact me or your favorite agent for your own personal showing!

Listing Agent

Melissa Jakubowski

eXp Realty, LLC License #209517 Listed on: 09/18/2025

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $939

Year Built

  • Built in 1969

Lot Details

  • 1.1 Acre Lot
  • Waterfront
  • Property fronts a private road
  • Year Round Access
  • Private Yard

HOA Fees

  • $100 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 2,070 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Fireplace
  • Insulated Windows
  • Family Room
  • Living Room
  • Pond Views
  • Storage In Attic
  • Unfinished Basement

Kitchen

  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Stainless Steel Appliances
  • Solid Surface Countertops

Flooring

  • Concrete
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • No Garage
  • Oversized Parking
  • Driveway

Outdoor Features

  • Docks
  • Pond
  • Outdoor Storage

Schools

  • Ryland Heights Elementary School
  • Twenhofel Middle School
  • Simon Kenton High School

Utilities

  • Central Air
  • Heating System Uses Propane
  • Radiant Heating System
  • Propane
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 085-20-02-020.00

Community Details

Overview

  • White Villa Country Club Association, Phone Number (859) 250-2493

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$939

Year Built

Built in 1969

Lot Details

0

HOA Fees

$100 per month

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.1
  • Year Built: 1969
  • Lot Size: irregular
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: Route 16 to old Taylor Mill Rd to Right on Wolf Rd to Right on Decoursey to Lakeshore Dr to Maple Dr
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ryland Heights Elementary
  • Location Tax Legal Info:Middle or Junior School: Twenhofel Middle School
  • Location Tax Legal Info:High School: Simon Kenton High
  • Location Tax Legal Info:Subdivision2: White Villa Country Club
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: irregular
  • General Property Description:Approx SqFt2: 2070.0
  • Architecture:Ranch: Yes
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 1.1
  • General Property Description:Living Area: 2070.0
  • General Property Description:Lot Size Square Feet: 48352.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 085-20-02-020.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Roof:Composition: Yes
  • General Property Description:Fireplaces Total: 1
  • Appliances Dryer: Yes
  • Washers: Yes
  • Utilities:Water Available: Yes
  • Road Frontage Type:Private Road: Yes
  • Utilities:Propane3: Yes
  • View:Pond2: Yes
  • Other Structures:Storage: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Attic Storage, Ceiling Fan(s)
  • Basement: Fireplace(s), Unfinished
  • Heating: Propane, See Remarks, Radiant
  • Levels: One
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Gas Cooktop, Gas Oven, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 2070.0
  • Window Features: Insulated Windows
  • Appliances:Gas Cooktop: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Basement:Unfinished2: Yes
  • Basement:Concrete Flooring: Yes
  • Basement:Fireplace(s)7: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Attic Storage: Yes
  • Appliances:Gas Oven: Yes

Exterior Features

  • View: Pond
  • Roof: Composition, Shingle
  • Lot Features: Waterfront
  • View: Yes
  • Construction Type: Brick
  • Exterior Features: Private Yard, Dock
  • Foundation Details: Block
  • Other Structures: Storage
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Waterfront: Yes
  • Exterior Features:Dock: Yes
  • Lot Features:Pond On Lot: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, No Garage, Oversized
  • Parking Features:Driveway: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:No Garage: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Propane, Water Available
  • Heating:Propane4: Yes
  • Sewer Septic Tank: Yes
  • Heating:Radiant2: Yes
  • Heating:See Remarks42: Yes

Condo/Co-op/Association

  • Amenities: Lake Year Round, Clubhouse
  • Association Fee: 100.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: White Villa Country Club
  • Association Information:Association Management Phone 1: 859-250-2493
  • Association Information:Total Yearly Fees: 1200.0
  • Association Information:Association Fee: 100.0
  • Association Information:Association Fee Frequency: Monthly
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Lake Year Round: Yes

Schools

  • Elementary School: Ryland Heights Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Simon Kenton High
  • Middle Or Junior School: Twenhofel Middle School

Lot Info

  • Lot Size Sq Ft: 48352.0
  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $939 $123,000 $13,000 $110,000
2023 $970 $123,000 $13,000 $110,000
2022 $1,632 $123,000 $13,000 $110,000
2021 $1,661 $123,000 $13,000 $110,000
2020 $1,506 $110,000 $10,000 $100,000
2019 $1,510 $110,000 $10,000 $100,000
2018 $1,518 $110,000 $10,000 $100,000
2017 $1,483 $110,000 $10,000 $100,000
2015 $1,435 $110,000 $18,000 $92,000
2014 $1,416 $110,000 $18,000 $92,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/18/2025 09/18/25 For Sale $385,000 -- $186 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $50,000 New Conventional
Source: Public Records

About the Listing Agent

Melissa Jakubowski

eXp Realty, LLC

(859) 667-1193

Section Image

I'm an experienced Realtor with EXP Realty licensed in KY & OH since 2005 servicing the Northern KY & Cincinnati markets! I provide home-buyers & sellers with professional, responsive & attentive real estate services. Want an agent who'll really listen to what your real estate goals are & help you reach them? Give me a call! I'm eager to help & I would love to talk to you!

Melissa's Other Listings

  • 1790 Autumn Maple Dr, Independence, KY 41051

    $349,995

    • 4 Beds
    • 2.5 Baths
    • 2,439 Sq Ft
    • 1790 Autumn Maple Dr
    • Independence, KY

    Welcome home to easy living! Step inside to fresh, neutral decor and a floor plan that's all about comfort and flow! The eat-in kitchen with its shiny stainless appliances and center island opens to the generous living room & connects to the formal dining room. Also on this level is a dedicated study!Upstairs, you will love the large owner's retreat complete with spa-inspired bath along with

    Melissa Jakubowski eXp Realty, LLC

    Section Image
  • 975 Mistflower Ln, Florence, KY 41042

    $212,500 Pending

    • 2 Beds
    • 2 Baths
    • 1,344 Sq Ft
    • 975 Mistflower Ln
    • Florence, KY

    NO STEP living made fabulous! This 2-bedroom + study condo packs in comfort & style! Step inside to fresh paint, crisp crown molding, and an inviting office with French doors—perfect for working from home or cozy reading time!The kitchen is move-in ready with a newer fridge (2021), microwave (2024), and a washer/dryer set from 2022. Major mechanicals are solid too: furnace & A/C (2016),

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    Section Image
  • 37 Walnut Hall Dr, Independence, KY 41051

    $302,000 Sold Aug 26, 2025

    • 3 Beds
    • 2 Baths
    • 1,800 Sq Ft
    • 37 Walnut Hall Dr
    • Independence, KY

    Full of charm, character, and cozy vibes—this brick ranch is ready to steal your heart! Tucked on almost half an acre with a fenced yard perfect for play, pups, or garden dreams, this 3-4 bedroom home has hardwood floors, two fireplaces, a cheerful sunroom, and a full, finished walk-out basement that packs a few surprise features! The 2-car garage and extra-long driveway mean there's plenty of

    Melissa Jakubowski eXp Realty, LLC

  • 2065 Stonewall Trail, Florence, KY 41042

    $330,000 Sold Apr 14, 2025

    • 3 Beds
    • 2.5 Baths
    • 1,569 Sq Ft
    • 2065 Stonewall Trail
    • Florence, KY

    Soooooo Much Living Space & Versatility! Welcome home to this Saybrook floor plan that features an 1st floor open concept plan complete with an expansive living/dining area, eat-in kitchen, study, 1st floor laundry, large primary suite with 2 walk-in closets, attached primary bath with a double vanity & soaking tub! Wait until you head down to the finished lower level which boasts a second

    Melissa Jakubowski eXp Realty, LLC

  • 6613 Kirkland Dr, Cincinnati, OH 45224

    $204,500 Sold Jan 23, 2025

    • 2 Beds
    • 1.5 Baths
    • 1,657 Sq Ft
    • 6613 Kirkland Dr
    • Cincinnati, OH

    She's a cutie just needs your personal touch & a little updating to make it all yours! Features include hardwood floors, fresh carpet & paint, a partially finished basement with a wet bar & a 2 car garage! The fenced yard & screened porch are great for outdoor entertaining!

    Melissa Jakubowski eXp Realty

  • 5780 Sentinel Oak Dr, Mason, OH 45040

    $1,425,000 Sold Mar 31, 2025

    • 6 Beds
    • 4.5 Baths
    • 5,500 Sq Ft
    • 5780 Sentinel Oak Dr
    • Mason, OH

    Welcome to your dream home oasis,featuring unique custom upgrades throughout to elevate your living experience!This functional floor plan checks every WOW box!Cozy up in the hearth room!Love the custom built-ins in both the office & living room!A chef's Dream kitchen is complete with a working pantry!The formal dining room connects via a butler's pantry!Prepare to be amazed by the incredible

    Melissa Jakubowski eXp Realty

Source: Northern Kentucky Multiple Listing Service

MLS Number: 636418

Northern Kentucky Multiple Listing Service

APN: 085-20-02-020.00