NOT LISTED FOR SALE

13540 Kristy St Cedar Lake, IN 46303

Estimated Value: $344,000 - $371,000

4 Beds
2 Baths
1,776 Sq Ft
$198/Sq Ft Est. Value

Last Sold June 30, 2023

Last sale price $320,000 $180 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,396/month

2 Days on Market

Highlights

  • No HOA
  • Patio
  • Forced Air Heating and Cooling System
  • 2 Car Attached Garage
  • Fireplace in Basement
  • Carpet

About This Home

As of June 2023

This move in ready home offers a MULTITUDE of upgrades including fixtures, corner gas fireplace, custom window treatments and architectural nuances throughout. Not your typical split level! 4 FULL bedrooms, LARGE lower level rec room with 3rd bath ready for finishing + another main level living room with vaulted ceiling and accent lighting. Main bedroom complete with walk-in closet and full bathroom. AMPLE storage in the FULL poured crawl space, NEW hot water heater, 1 yr. old furnace, and TOP NOTCH systems and quality including FULL CONDUIT make up just a few things that add to the safety and peace of mind found here. Excellent location with fast access for commuters and a breeze for homemakers since a short trip to local schools and shopping.

Last Agent to Sell the Property

Laura Erickson

Century 21 Circle License #RB20001167 Listed on: 06/01/2023

Century 21 Circle

Last Buyer's Agent

Debbie Matthews

McColly Real Estate License #RB14045831

McColly Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,598

Year Built

  • Built in 2006

Lot Details

  • 0.31 Acre Lot
  • Lot Dimensions are 91x150

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Tri-Level Property

Interior Spaces

  • Fireplace in Basement

Kitchen

  • Oven
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Water Softener Leased

Community Details

  • No Home Owners Association
  • Winding Creek Estates 01 Ph 01 Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,598

Year Built

Built in 2006

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Reso Property Sub Type: Single Family Residence
  • ResoLotFeatures: Paved
  • Road Surface Type: Paved
  • Co List Office Mls Id: NRA1591
  • Subdivision Name: Winding Creek Estates 01 Ph 01
  • Above Grade Finished Sq Ft: 1152
  • Garage Yn: Yes
  • Unit Levels: Tri-Level
  • Property Attached Yn: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Water Softener Rented
  • Basement: Crawl Space, Sump Pump
  • Flooring: Carpet, Linoleum
  • Basement YN: No
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 624
  • Fireplace Features: Lower Level
  • Fireplaces: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Exterior Features: Lighting
  • Acres: 0.3134
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached, Garage Door Opener

Utilities

  • Utilities: Cable Available
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Curbs, Sidewalks
  • Association: No

Schools

  • Junior High Dist: Hanover

Lot Info

  • Lot Dimensions: 91x150
  • Lot Size Sq Ft: 13650

Tax Info

  • Year: 2022
  • Tax Annual Amount: 2598

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2023
Closed on
Jul 12, 2023
Sold by
Schnosenberg Eric B
Bought by
Apps Shawn M and Apps Dianna L
Seller's Agent
Laura Erickson
Century 21 Circle
Buyer's Agent
Debbie Matthews
McColly Real Estate
List Price
$319,000
Sold Price
$320,000
Premium/Discount to List
$1,000
0.31%
Current Estimated Value
$343,412

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,412
Avg. Annual Appreciation
2.92%
Original Mortgage
$256,000
Outstanding Balance
$251,065
Interest Rate
6.71%
Mortgage Type
New Conventional
Estimated Equity
$89,102

Purchase Details

Closed on
Jul 22, 2010
Sold by
Schnosenberg Diana
Bought by
Schnosenberg Eric B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,320
Interest Rate
4.54%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 12, 2006
Sold by
Poe Michael
Bought by
Schnosenberg Eric B and Schnosenberg Diane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,706
Interest Rate
7.89%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Oct 12, 2005
Sold by
Winding Creek Llc
Bought by
Poe Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
6.04%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Apps Shawn M $320,000 Acuity Title
Schnosenberg Eric B -- None Available
Schnosenberg Eric B -- The Talon Group
Poe Michael -- Stewart Title Svcs Of Nw In
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Apps Shawn M $256,000
Previous Owner Schsenberg Eric $210,000
Previous Owner Schonosenberg Eric B $196,320
Previous Owner Schnosenberg Eric B $150,706
Previous Owner Schnosenberg Eric B $37,676
Previous Owner Poe Michael $115,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2023 06/30/23 Sold $320,000 +0.3% $180 / Sq Ft
06/03/2023 06/03/23 Pending -- -- --
06/01/2023 06/01/23 For Sale $319,000 -- $180 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,192 $322,200 $49,800 $272,400
2023 $2,598 $232,900 $38,200 $194,700
2022 $2,598 $217,500 $38,200 $179,300
2021 $2,337 $213,500 $38,200 $175,300
2020 $2,291 $202,900 $38,200 $164,700
2019 $2,249 $197,100 $38,200 $158,900
2018 $2,237 $189,800 $38,200 $151,600
2017 $2,418 $191,500 $38,200 $153,300
2016 $2,345 $183,700 $38,200 $145,500
2014 $1,819 $170,200 $38,200 $132,000
2013 $1,925 $170,300 $38,200 $132,100
Source: Public Records

Agents Affiliated with this Home

  • L

    Seller's Agent in 2023

    Laura Erickson

    Century 21 Circle

    Section Image
  • Debbie Matthews

    Buyer's Agent in 2023

    Debbie Matthews

    McColly Real Estate

    (708) 712-9373

    1 in this area

    99 Total Sales

    Section Image
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Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 531103

Northwest Indiana Association of REALTORS®

APN: 45-15-27-152-002.000-014

Indiana Lake County Cedar Lake 46303

13540 Kristy St, Cedar Lake, IN

This home is located at 13540 Kristy St, Cedar Lake, IN 46303 since 01 June 2023 and is currently estimated at $351,556, approximately $197 per square foot. This property was built in 2006. 13540 Kristy St is a home located in Lake County with nearby schools including Jane Ball Elementary School, Hanover Central Middle School, and Hanover Central High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Indiana Association of REALTORS® Copyright 2025 MuItiple Listing Service of the Northwest Indiana Realtors Association Multiple Listing Service (NIRA MLS). All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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