NOT LISTED FOR SALE

137 Terning Way Howard Lake, MN 55349

Estimated Value: $326,000 - $362,000

4 Beds
3 Baths
1,995 Sq Ft
$174/Sq Ft Est. Value

Sale Details

Date Sold: July 14, 2025

Last sale price $347,900 $174 Per Sq Ft

Current estimated payment $2,004 / mo

45 Days on Market

Highlights

  • New Construction
  • Lower Floor Utility Room
  • The kitchen features windows
  • No HOA
  • Stainless Steel Appliances
  • Porch

About This Home

As of July 2025

See Sales Consultant about special lender incentives! COMPLETED NEW CONSTRUCTION! JP Brooks presents the Oak Ridge floor plan on a walkout lot. Desirable Terning Trails community with nearby Lions Park Beach and boat access. Upgraded cabinets, SS appliances, vaulted ceilings, vinyl plank flooring and carpet. Finished basement includes a family room, 3rd and 4th bedroom and 3/4 bath for an extra 857 sq ft. Pictures, photographs, colors, features, & sizes are for illustration purposes only & may vary from the home that is built. Pictures taken from a similar model. Finishes may differ. Come see for yourself & discover why Howard Lake is a great place to live, work & play! COMPLETED NEW CONSTRUCTION!

Last Agent to Sell the Property

Josh Pomerleau

JPW Realty Listed on: 05/02/2025

JPW Realty

Co-Listed By

Amy Teal

JPW Realty

Last Buyer's Agent

Mark Baker

Pemberton RE

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $502

Year Built

  • Built in 2025 | New Construction

Lot Details

  • Irregular Lot
  • Few Trees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Poured Concrete
  • Vinyl Siding
  • Stone Exterior Construction

Interior Spaces

  • Combination Kitchen and Dining Room
  • Lower Floor Utility Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Sink Near Laundry
  • Washer and Dryer Hookup

Finished Basement

  • Sump Pump
  • Drain
  • Laundry in Basement
  • Crawl Space
  • Basement Storage
  • Natural lighting in basement

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Air Exchanger
  • Porch
  • Sod Farm

Community Details

  • No Home Owners Association
  • Built by JP BROOKS INC
  • Terning Trails Community
  • Terning Trails 2 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 109050007050

Home Details

Home Type

Single Family

Est. Annual Taxes

$502

Year Built

Built in 2025 | New Construction

Lot Details

10,454 Sq Ft Lot

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Stone, Vinyl
  • Garage Spaces: 3
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 2025
  • Above Grade Finished Sq Ft: 1138
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: Yes
  • FractionalOwnershipYN: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space, Daylight/Lookout Windows, Drain Tiled, Finished, Storage Space, Sump Pump
  • Appliances: Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances
  • Living Area: 1995
  • Below Grade Finished Sq Ft: 857
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • Foundation Details: 8 ft+ Pour
  • PatioPorchType: Porch

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: In Basement, Electric Dryer Hookup, Lower Level, Sink, Washer Hookup
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
  • Community Name: Terning Trails

Association/Amenities

  • Builders Association Membership(s): Builders Association of the Twin Cities

Schools

  • Junior High Dist: Howard Lake-Waverly-Winsted
  • SchoolDistrictPhone: 3205433521

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 80x131x130x80 10,404 sq ft
  • Land Lease: No
  • Lot Features: Irregular Lot, Sod Included in Price, Tree Coverage - Light
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Unknown
  • Builder License: 686554
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 109050007050
  • Tax Annual Amount: 502
  • TaxWithAssessments: 502

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2025
Closed on
Jul 14, 2025
Sold by
Gb Land Llc
Bought by
Seller's Agent
Josh Pomerleau
JPW Realty
Buyer's Agent
Mark Baker
Pemberton RE
List Price
$354,900
Sold Price
$347,900
Premium/Discount to List
-$7,000
-1.97%
Views
21
Current Estimated Value
$347,247

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$653
Avg. Annual Appreciation
-0.17%
Original Mortgage
$341,598
Outstanding Balance
$341,024
Interest Rate
6.89%
Mortgage Type
FHA
Estimated Equity
$6,223

Purchase Details

Closed on
Jan 14, 2022
Sold by
City Of Howard Lake
Bought by
Gb Land Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Interest Rate
3.45%
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$347,900 Chb Title
Gb Land Llc $100,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $341,598
Previous Owner Gb Land Llc --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/14/2025 07/14/25 Sold $347,900 0.0% $174 / Sq Ft
06/16/2025 06/16/25 Pending -- -- --
06/04/2025 06/04/25 Price Changed $347,900 -0.6% $174 / Sq Ft
05/19/2025 05/19/25 Price Changed $349,900 -0.9% $175 / Sq Ft
05/15/2025 05/15/25 Price Changed $352,900 -0.6% $177 / Sq Ft
05/02/2025 05/02/25 For Sale $354,900 -- $178 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,160 $320,900 $46,100 $274,800
2025 $1,160 $84,800 $52,700 $32,100
2024 $416 $28,800 $28,800 $0
2023 $348 $25,800 $25,800 $0
2022 $0 $20,700 $20,700 $0
2021 $0 $3,100 $0 $0
2020 $156 $2,600 $2,600 $0
2019 $156 $2,600 $0 $0
2018 $0 $2,600 $0 $0
2017 $0 $2,600 $0 $0
2016 $156 $0 $0 $0
2015 $161 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6714065

NorthstarMLS

APN: 109-050-007050

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