$380,000
PENDING

Estimated payment $2,090/month

Total Views 696
4 Beds
3 Baths
3,008 Sq Ft
$126 Price per Sq Ft

Highlights

  • Community Boat Dock
  • Spa
  • Open Floorplan
  • Durand Elementary School Rated A-
  • Gated Community
  • 1-minute walk to Lake Summerset Campground Playground

About This Home

This executive-level home offers exceptional curb appeal and is ideally situated between two vacant wooded lots, providing added privacy and a beautifully manicured setting. Perched on a hill with seasonal lake views, the home features approximately 3,000 square feet of living space, perfect for year-round living or unforgettable summer retreats with family and friends. Step inside to a dramatic 19-foot soaring ceiling and a stunning two-story wall of windows, enhanced with professionally installed solar film on the upper panes. The main living area features refinished hardwood floors, fresh designer paint, a cozy gas fireplace, and a dining space that seamlessly blends indoor and outdoor living. The kitchen opens perfectly to the main living area and includes white cabinetry, new stainless steel appliances, solid surface countertops, and a breakfast bar. Elegant beveled glass double doors lead to a bright sunroom with tranquil nature views (currently used as a dining room for additional entertaining space). Two bedrooms and a full hall bath complete the main level. Upstairs, the primary suite features a cathedral ceiling, ceiling fan, wall of closets, and an en-suite bath with jacuzzi tub and separate shower. A versatile loft space offers the perfect spot for a home office, reading nook, or additional sleeping area. The recently remodeled walkout basement expands the living space with cedar-lined walls and a private recreation area featuring a kitchenette with full-size refrigerator, fourth bedroom, and brand-new fully remodeled bath (2026). Additional updates include new flooring, baseboards, doors, fresh paint, and a laundry room with new washer and dryer. A second sunroom off the recreation room houses an impressive 10-person hot tub, perfect for year-round relaxation. Outside, enjoy the lower patio or access the upper deck from the living room and sunroom via an exterior staircase. The attached 2+ car garage includes a tool wall and additional refrigerator/freezer. Recent Updates Include: Water heater (2026), Basement bathroom remodel (2026), Furnace & A/C (2024),Driveway sealcoat (2024), Invisible fence system (2023), New carpet (2023), Roof & gutters with leaf guards (2021), New driveway (2021), Deck stained (2021), Professionally trimmed trees and meticulously maintained landscaping. An additional adjoining lot (separate PIN) is included in the price. Located within the gated community of Lake Summerset, this home is just a short walk to the beach, lodge, park, fishing dock, marina, disc golf course, and front gate. Community Amenities Include: Two beach parks, Two marinas, Private pool with toddler splash pad, Dog park, Boat storage, Game courts, Campground with 75 sites, Snowmobile trail access and winter recreation. The lake offers excellent fishing and boating (90 HP max; 18' fishing/power boats and 20' pontoons allowed). The main beach features lifeguards, grills, covered tables, swim platform, and pier. Nearby Durand provides small-town charm with schools, grocery stores, restaurants, and shops. Conveniently located about 20 miles from Rockford and 5 miles from the Wisconsin border, the property is also within easy driving distance of Madison, Galena, and many northwest Chicago suburbs. Enjoy lake living with the flexibility of a primary residence or weekend retreat just about an hour away from many surrounding areas.

Listing Agent

Sherry Bergmann

Premier Living Properties Brokerage Phone: (630) 333-3652 License #475158982 Listed on: 03/12/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $183

Year Built

  • Built in 2000

Lot Details

  • 0.7 Acre Lot
  • Lot Dimensions are 80x73x199x198
  • Property has an invisible fence for dogs
  • Landscaped Professionally
  • Additional Parcels

HOA Fees

  • $98 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,008 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Dry Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Tinted Windows
  • Shades
  • Solar Screens
  • Window Screens
  • Sliding Doors
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Heated Sun or Florida Room
  • Sun or Florida Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Spa
  • Deck
  • Porch

Location

  • Property is near park

Schools

  • Durand High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Community Sewer or Septic

Listing and Financial Details

  • Other Tax Exemptions

Community Details

Overview

  • Association fees include clubhouse, pool, lake rights
  • Mary Walsh Association, Phone Number (815) 248-2194
  • Property managed by Lake Summerset Assn
  • Community Lake

Recreation

  • Community Boat Dock
  • Tennis Courts
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$183

Year Built

Built in 2000

Lot Details

0.7 Acres

HOA Fees

$98 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2000
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Contingent
  • SomePhotosVirtuallyStaged: No
  • Attribution Contact: (630) 333-3652
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Finished, Full, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Sliding Glass Door(s)
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Vaulted Ceiling(s), Cathedral Ceiling(s), Hot Tub, Dry Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Open Floorplan
  • LivingArea: 3008
  • Other Equipment: Ceiling Fan(s)
  • Room Type: Heated Sun Room, Sun Room
  • Window Features: Screens, Solar Screens, Tinted Windows, Shades
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Whirlpool,Separate Shower
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Hot Tub
  • Fencing: Invisible
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped
  • Patio And Porch Features: Deck, Porch
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Asphalt, Garage Door Opener, Yes, Attached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Community Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Community

Condo/Co-op/Association

  • Association Fee: 1175
  • Association Fee Frequency: Annually
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Dock, Gated
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Lake Summerset Assn
  • Management Contact Name: Mary Walsh
  • Management Phone: 815-248-2194

Fee Information

  • Association Fee Includes: Clubhouse, Pool, Lake Rights

Schools

  • High School: Durand High School

Lot Info

  • Additional Parcels: Yes
  • Lot Size Acres: 0.7
  • Lot Dimensions: 80x73x199x198
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 182.68
  • Tax Year: 2024
  • Tax Exemptions: Disabled Vet

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $103,106 $3,801 $99,305
2023 -- $88,351 $3,257 $85,094
2022 $3,048 $64,086 $2,906 $61,180
2021 $5,424 $59,011 $2,676 $56,335
2020 $5,407 $56,780 $2,575 $54,205
2019 $5,337 $55,341 $2,510 $52,831
2018 $5,646 $53,126 $2,410 $50,716
2017 $5,453 $52,085 $2,363 $49,722
2016 $5,800 $52,085 $2,363 $49,722
2015 $5,805 $52,085 $2,363 $49,722
2014 $5,737 $52,085 $2,363 $49,722
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/16/2026 03/16/26 Pending -- -- --
03/12/2026 03/12/26 For Sale $380,000 +16.9% $126 / Sq Ft
07/15/2022 07/15/22 Sold $325,000 0.0% $126 / Sq Ft View Prior Sale
07/15/2022 07/15/22 Sold $325,000 -1.5% $126 / Sq Ft View Prior Sale
05/14/2022 05/14/22 Pending -- -- --
05/09/2022 05/09/22 For Sale $329,900 0.0% $128 / Sq Ft
05/04/2022 05/04/22 Price Changed $329,900 -5.7% $128 / Sq Ft
04/02/2022 04/02/22 For Sale $349,900 +36.1% $135 / Sq Ft
07/07/2020 07/07/20 Sold $257,000 -0.8% $92 / Sq Ft View Prior Sale
05/19/2020 05/19/20 Pending -- -- --
05/12/2020 05/12/20 Price Changed $259,000 -4.0% $93 / Sq Ft
04/21/2020 04/21/20 For Sale $269,900 -- $96 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- --
Warranty Deed $325,000 Hal Stinespring & Associates P
Trustee Deed $257,000 Howard & Howard
Grant Deed $22,000 Tua
Deed $22,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $175,000 New Conventional
Previous Owner $252,345 FHA
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12590733

Midwest Real Estate Data (MRED)

APN: 05-06-177-006

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