$399,500

Estimated payment $2,612/month

Total Views 5,084
4 Beds
3 Baths
3,008 Sq Ft
$133 Price per Sq Ft

Highlights

  • Spa
  • Open Floorplan
  • Wood Flooring
  • Durand Elementary School Rated A-
  • Cape Cod Architecture
  • 1-minute walk to Lake Summerset Campground Playground

About This Home

EXTRAORDINARY VALUE AND PRICED TO SELL WITH 100% TAX EXEMPTION UNTIL SPRING 2026!!! Executive level home has extraordinary curb appeal situated between 2 vacant wooded lots with a meticulously manicured yard, seasonal lake views and 3000sf of living space with room for extended family and friends to enjoy summers at the lake or live year round. Perched on a hill this very well cared for home welcomes you with a soaring 19' ceiling and 2-story wall of windows with new professionally installed solar film on uppers. Main living area features fresh paint in designer colors, refinished hardwood floors, gas fireplace and table space that blurs the line between dining indoors and outdoors. Kitchen is perfectly integrated into the living area and features white cabinets, new stainless steel appliances, solid surface counters with breakfast bar. Beveled glass double doors lead to the sunroom with views of nature abound (room has doubled as a dining room if more table space is desired) and 2 bedrooms that share a hall bath complete the main level. Upstairs is the primary bedroom with cathedral ceiling & fan, wall of closets, en suite with jacuzzi tub & separate shower and a loft that can be used as a home office, reading nook or extra sleeping. Walkout basement was recently remodeled with cedar lined walls and door added for separation of spaces with a recreation room, kitchenette with full size refrigerator, 4th bedroom, full bath, laundry room with new washer/dryer, new flooring and fresh paint. Off of the rec room is another sunroom which boasts an enormous 10 person hot tub that can be enjoyed in all seasons. Step outside to a lower patio and an outdoor staircase leads to the upper deck also accessible off of the living room and upper sunroom, attached 2+ car garage with tool wall & 3rd refrigerator/freezer. Additional updates include new water heater in box uninstalled (2025), furnace & air conditioner (2024), driveway seal coated (2024), invisible fence around large portion of yard with transmitter and rechargeable collar (2023), new carpet throughout (2023), new roof & gutters with leaf guards (2021), deck stained (2021), new driveway (2021) plus professionally trimmed trees & manicured yard with perfectionist attention to details. Great location within the gated community with a short walk to beach, lodge, park, fishing dock, disc golf, marina and front gate. Vacant lot to the left of house is available for an additional $9,000 (separate lot & water fees apply). Summerset Lake is a golf cart community (minimum age is 12) with 2 beach parks, 2 onsite marinas, huge private pool & toddler splash pad, game courts, fully fenced dog park with separate area for older or smaller dogs, boat storage, sledding hill, cross country skiing, access to snowmobile trails Clubhouse with seasonal activities and a plethora of groups and clubs to join. The lake features phenomenal fishing, boating (90 HP max, 18' fishing/power boat & 20" pontoon boat limit), main beach has lifeguard, covered tables, grills, swim out platform and pier plus 75-site campground available to members and their guests. Nearby Durand is a quaint small town with schools, grocery store, restaurants, shops and exercise facilities. Centrally located and easy to get to Lake Summerset is approximately 5 miles to the Wisconsin State Line, 20 miles to Rockford or Freeport and 60 miles to many Northwest Chicago suburbs, Galena, Chestnut Mountain, Madison and Davenport. Make it your primary home or travel to your lake house in 1 hour from many aforementioned locations and traffic is rarely encountered along most of those routes.

Listing Agent

Sherry Bergmann

Premier Living Properties Brokerage Phone: (630) 333-3652 License #475158982 Listed on: 07/08/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2000

Lot Details

  • 0.36 Acre Lot
  • Lot Dimensions are 79.8 x73 x 199 x198

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • 2.5 Car Garage
  • Driveway

Home Design

  • Cape Cod Architecture
  • Contemporary Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,008 Sq Ft Home
  • 2.5-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Loft
  • Workshop
  • Heated Sun or Florida Room
  • Sun or Florida Room
  • Lower Floor Utility Room

Kitchen

  • Range
  • Microwave

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Pool

  • Spa

Schools

  • Durand High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Association fees include clubhouse, pool, lake rights
  • Mary Walsh Association, Phone Number (815) 248-2194
  • Property managed by Lake Summerset Assn

Listing and Financial Details

  • Other Tax Exemptions

Home Details

Home Type

Single Family

Year Built

Built in 2000

Lot Details

0

HOA Fees

$92 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2.5 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Cape Cod, Contemporary
  • New Construction: No
  • Property Sub-Type: 2.5 Story
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Attribution Contact: (630) 333-3652
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Range, Refrigerator
  • Basement: Finished, Full, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), Hot Tub, Dry Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Open Floorplan, Workshop
  • LivingArea: 3008
  • Other Equipment: Ceiling Fan(s)
  • Room Type: Heated Sun Room, Sun Room, Utility Room-Lower Level, Loft
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • List Price: 399500
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2.5

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup

Condo/Co-op/Association

  • Association Fee: 1098
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Lake Summerset Assn
  • Management Contact Name: Mary Walsh
  • Management Phone: 815-248-2194

Fee Information

  • Association Fee Includes: Clubhouse, Pool, Lake Rights

Schools

  • High School: Durand High School
  • Middle/Junior School District: 322

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.3641
  • Lot Dimensions: 79.8 X73 X 199 X198
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Year: 2023
  • Tax Exemptions: Disabled Vet

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $103,106 $3,801 $99,305
2023 -- $88,351 $3,257 $85,094
2022 $3,048 $64,086 $2,906 $61,180
2021 $5,424 $59,011 $2,676 $56,335
2020 $5,407 $56,780 $2,575 $54,205
2019 $5,337 $55,341 $2,510 $52,831
2018 $5,646 $53,126 $2,410 $50,716
2017 $5,453 $52,085 $2,363 $49,722
2016 $5,800 $52,085 $2,363 $49,722
2015 $5,805 $52,085 $2,363 $49,722
2014 $5,737 $52,085 $2,363 $49,722
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 For Sale $399,500 +22.9% $133 / Sq Ft
07/15/2022 07/15/22 Sold $325,000 0.0% $126 / Sq Ft
07/15/2022 07/15/22 Sold $325,000 -1.5% $126 / Sq Ft
05/14/2022 05/14/22 Pending -- -- --
05/09/2022 05/09/22 For Sale $329,900 0.0% $128 / Sq Ft
05/04/2022 05/04/22 Price Changed $329,900 -5.7% $128 / Sq Ft
04/02/2022 04/02/22 For Sale $349,900 +36.1% $135 / Sq Ft
07/07/2020 07/07/20 Sold $257,000 -0.8% $92 / Sq Ft
05/19/2020 05/19/20 Pending -- -- --
05/12/2020 05/12/20 Price Changed $259,000 -4.0% $93 / Sq Ft
04/21/2020 04/21/20 For Sale $269,900 -- $96 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- --
Warranty Deed $325,000 Hal Stinespring & Associates P
Trustee Deed $257,000 Howard & Howard
Grant Deed $22,000 Tua
Deed $22,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $175,000 New Conventional
Previous Owner $252,345 FHA
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12413880

Midwest Real Estate Data (MRED)

APN: 05-06-177-006