$555,000
SOLD MAY 28, 2026

13704 Ruffner Rd Fort Wayne, IN 46814

4 Beds
4.5 Baths
4,032 Sq Ft
0.3 Acre Lot

Sale Details

Date Sold: May 28, 2026

$138 Per Sq Ft

26 Days on Market

Highlights

  • Waterfront
  • Lake, Pond or Stream
  • 3 Car Attached Garage
  • Homestead Senior High School Rated A
  • Community Pool
  • Forced Air Heating and Cooling System

About This Home

As of May 2026

Tucked away on a quiet cul-de-sac in the highly sought-after Vera Cruz neighborhood, this former Parade of Homes showcase property offers over 4,000 square feet of beautifully finished living space, combining privacy, functionality, and exceptional indoor-outdoor living. Set on a premium pond lot with no rear neighbors, the home provides peaceful water views and a serene backyard setting rarely found in this area. The main level features spacious living areas ideal for both everyday living and entertaining, while the home’s thoughtful layout includes 4 bedrooms and 5 bathrooms, providing ample space for family and guests. The kitchen is well-appointed with granite countertops, a tile backsplash, under mount sink, and stainless steel appliances that will remain, offering both style and functionality for everyday living and entertaining. The finished basement continues this elevated feel with a custom bar area featuring matching granite surfaces, creating the perfect space to host and unwind. The fully finished basement is a standout feature, complete with a dedicated theater space featuring a 120” drop-down projector screen, perfect for movie nights, game days, or hosting gatherings. Outdoor living is equally impressive, with a screened-in porch, adjacent deck, and beautifully landscaped yard highlighted by a custom stone fire pit and walkway, creating an inviting extension of the home. Additional highlights include: • New roof (less than 1 year old) with premium Landmark shingles • Full Control4 smart home system • Finished garage featuring crushed granite epoxy flooring and built-in cabinetry for added functionality and storage • Whole-yard Rain Bird irrigation system (including landscaping and flower beds) • Extensive landscaping and curb appeal • Former Parade Home with upgraded finishes and design Vera Cruz offers exceptional neighborhood amenities, including walking trails, a community pool, and convenient access to nearby schools, with both the elementary and middle school within walking distance. This home offers a rare combination of location, privacy, and lifestyle features in one of Southwest Fort Wayne’s most desirable communities.

Last Agent to Sell the Property

Evan Riecke

Encore Sotheby's International Realty Brokerage Phone: 260-466-0609 Listed on: 05/01/2026

Last Buyer's Agent

Karin Hamilton

Hamilton Real Estate Group LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,279

Year Built

  • Built in 2009

Lot Details

  • 13,068 Sq Ft Lot
  • Lot Dimensions are 88x150
  • Waterfront
  • Level Lot

Parking

  • 3 Car Attached Garage
  • Off-Street Parking

Home Design

  • Stone Exterior Construction
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Living Room with Fireplace

Bedrooms and Bathrooms

  • 4 Bedrooms

Basement

  • Basement Fills Entire Space Under The House
  • 1 Bathroom in Basement

Outdoor Features

  • Lake, Pond or Stream

Schools

  • Covington Elementary School
  • Woodside Middle School
  • Homestead High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Assessor Parcel Number 02-11-08-376-002.000-038

Community Details

Overview

  • Veracruz Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,279

Year Built

Built in 2009

Lot Details

0.3 Acres

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 2009
  • Style: Two Story
  • Bedrooms: 4
  • Total Bathrooms: 5
  • Total Full Bathrooms: 4
  • Total Number of Half Bathrooms: 1
  • Legal Description: VERACRUZ SEC 3 LOT 128 |
  • Parcel Number ID: 02-11-08-376-002.000-038
  • Platted: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 4911
  • Total Finished Sq Ft: 4032
  • Above Grade Finished Sq Ft: 2780
  • Below Grade Finished Sq Ft: 1252
  • Above Grade Unfinished Sq Ft: 791
  • Below Grade Sq Ft: 88
  • Basement: Yes
  • Basement Foundation: Full Basement
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm
  • Fireplace: Yes
  • Living Great Room: Dimensions: 18x15, On Level: Main
  • Kitchen: Dimensions: 13x13, On Level: Main
  • Breakfast Room: Dimensions: 13x15, On Level: Main
  • Dining Room: Dimensions: 13x13, On Level: Main
  • Family Room: Dimensions: 15x12, On Level: Main
  • Recreation Room: Dimensions: 34x14, On Level: Basement
  • Extra Room: Dimensions: 12x12, On Level: Basement
  • Bedroom 1: Dimensions: 17x15, On Level: Upper
  • Bedroom 2: Dimensions: 12x11, On Level: Upper
  • Bedroom 3: Dimensions: 11x12, On Level: Upper
  • Bedroom 4: Dimensions: 13x11, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1340

Exterior Features

  • Exterior: Stone, Vinyl
  • Outbuilding1: None
  • Pool: Association
  • Pool: Yes

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 30x26
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx7, On Level: 8
  • Water Type: Pond

Schools

  • Elementary School: Covington

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 88x150
  • Estimated Lot Sq Ft: 13068
  • Estimated Lot Size Acres: 0.3

Tax Info

  • Annual Taxes: 4278.84

MLS Schools

  • High School: Homestead
  • Middle School: Woodside
  • School District: MSD of Southwest Allen Cnty

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2026
Closed on
May 28, 2026
Sold by
Bought by
Seller's Agent
Evan Riecke
Encore Sotheby's International Realty
Buyer's Agent
Karin Hamilton
Hamilton Real Estate Group LLC
List Price
$555,000
Sold Price
$555,000
Views
14

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-23.35%
Original Mortgage
$527,250
Outstanding Balance
$527,250
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$16,069

Purchase Details

Closed on
Jun 14, 2017
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,800
Interest Rate
4.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 30, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,000
Interest Rate
3.91%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 29, 2015
Sold by
Bought by

Purchase Details

Closed on
Jan 5, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$295,000
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 14, 2009
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- Metropolitan Title Of In
Deed $392,000 --
Warranty Deed $392,000 Trademark Title
Warranty Deed -- Metropolitan Title Of In Llc
Interfamily Deed Transfer -- None Available
Corporate Deed -- None Available
Corporate Deed -- Commonwealth-Dreibelbiss Tit
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $527,250 New Conventional
Previous Owner $352,800 New Conventional
Previous Owner $272,000 New Conventional
Previous Owner $295,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/28/2026 05/28/26 Sold $555,000 0.0% $138 / Sq Ft
05/27/2026 05/27/26 Pending -- -- --
05/01/2026 05/01/26 For Sale $555,000 -- $138 / Sq Ft
Source: Indiana Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,279 $524,500 $86,000 $438,500
2024 $3,918 $507,300 $86,000 $421,300
2023 $3,893 $496,600 $47,100 $449,500
2022 $3,331 $441,900 $47,100 $394,800
2021 $3,154 $404,500 $47,100 $357,400
2020 $3,001 $382,000 $47,100 $334,900
2019 $2,847 $354,100 $47,100 $307,000
2018 $2,764 $347,600 $47,100 $300,500
2017 $2,772 $328,700 $47,100 $281,600
2016 $2,748 $319,500 $47,100 $272,400
2014 $2,561 $299,900 $47,100 $252,800
2013 $2,617 $293,400 $47,100 $246,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202620694

Indiana Regional MLS

APN: 02-11-08-376-002.000-038

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