$819,900
PENDING

138 White Oak Bluff Rd Stella, NC 28582

Stella Neighborhood

Estimated payment $4,674/month

Total Views 7,602
3 Beds
3.5 Baths
2,499 Sq Ft
$328 Price per Sq Ft

Highlights

  • Boat Dock
  • Boat Slip
  • Second Garage
  • White Oak Elementary School Rated A-
  • Deep Water Access
  • Finished Room Over Garage

About This Home

Create your own magic at 138 White Oak Bluff Road, a three bedroom, 3 1/2 bath White Oak River-front home with great elevation on a bluff overlooking the river! This home features three car garages (heated and cooled), a large FROG, an office off the master with a view of the river, a large deck overlooking the White Oak River for entertaining and watching all the boats catching fish and crabs. This home offers a well-manicured lawn with irrigation, flower beds, garden areas and even a whole house generator plus a dock with hog slat decking. Just some of the extra features include granite in the kitchen, a well-designed wet-bar area in the study, a downstairs master bedroom and much more. Come make magic happen at your own well-constructed riverfront homeplace! Home being sold ''as-is'' no repairs by seller.

Listing Agent

Todd Matthews

Waterway Realty License #250905 Listed on: 07/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,399

Year Built

  • Built in 1992

Lot Details

  • 0.71 Acre Lot
  • Waterfront
  • Fenced Yard
  • Decorative Fence
  • Irrigation
  • Front Yard

HOA Fees

  • $15 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Wood Frame Construction
  • Architectural Shingle Roof
  • Wood Siding
  • Stick Built Home

Interior Spaces

  • 2,499 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Ceiling Fan
  • Blinds
  • Combination Dining and Living Room
  • Home Office
  • Water Views
  • Attic Floors
  • Hurricane or Storm Shutters
  • Laundry Room

Kitchen

  • Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Basement

  • Partial Basement
  • Crawl Space

Parking

  • 3 Car Attached Garage
  • Second Garage
  • Finished Room Over Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Deep Water Access
  • Bulkhead
  • Boat Slip
  • Deck
  • Covered Patio or Porch
  • Outdoor Kitchen

Schools

  • White Oak Elementary School
  • Broad Creek Middle School
  • Croatan High School

Utilities

  • Heat Pump System
  • Whole House Permanent Generator
  • Water Softener
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 536704501476000

Community Details

Overview

  • White Oak Bluff HOA, Phone Number (252) 503-1393
  • White Oak Bluff Subdivision

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,399

Year Built

Built in 1992

Lot Details

0

HOA Fees

$15 per month

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Cobra Zone: No
  • Construction: Wood Frame
  • Construction Type: Stick Built
  • New Construction: No
  • Stories: 2.0
  • Stories Levels: Two
  • Year Built: 1992
  • Trash Collection: Private Service
  • Road Frontage Type: River
  • Horses Y N: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Attic: Floored, Walk-In
  • Dining Room Type: Combination
  • Fireplace: None
  • Flooring: Carpet, Wood, Tile
  • Heated Sq Ft: 2400 - 2599
  • Interior Amenities: Blinds/Shades, Tray Ceiling(s), Whole-Home Generator, Wet Bar, Vaulted Ceiling(s), Master Downstairs, Pantry, Ceiling Fan(s)
  • Laundry Location: Laundry Room
  • List Price per Sq Ft: 328.09
  • Master Bedroom Level: Primary Living Area
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4.00
  • Bedrooms: 3
  • Number Rooms: 14
  • Bedroom 2 Level: First
  • Bedroom 3 Level: Second
  • Dining Room Level: First
  • Fished Room Over Garage Level: Second
  • Kitchen Level: First
  • Laundry Level: First
  • Living Room Level: First
  • Primary Bedroom Level: First
  • Office Level: First
  • Other Level: First
  • Sq Ft Heated: 2499.00
  • Total Heated Primary Separate Sq Ft: 2499.00

Exterior Features

  • Exterior Features: Exterior Kitchen, Irrigation System, Shutters - Board/Hurricane
  • Exterior Finish: Brick Veneer, Wood Siding, Fiber Cement
  • Exterior Structures: Greenhouse, Outdoor Kitchen, Second Garage
  • Fencing: Back Yard, Partial, Metal/Ornamental, Front Yard
  • Foundation: Crawl Space
  • Porch Balcony Deck: Covered, Screened, Patio, Porch, Deck
  • Road Type Frontage: Public (City/Cty/St)
  • Roof: Architectural Shingle
  • Waterfront: Yes
  • Waterview: Yes

Garage/Parking

  • Attached Garage Spaces: 3.00
  • Total Garage Spaces: 3.00
  • Parking Driveway: Concrete, Garage Faces Front, Garage Door Opener

Utilities

  • Appliances Equipment: Built-In Electric Oven, Dishwasher, Water Softener, Refrigerator, Ice Maker, Electric Cooktop, Built-In Microwave
  • Cooling System: Heat Pump
  • Fuel Tank: Fuel Tank
  • Heating System: Heat Pump
  • Utilities: Cable Available
  • HeatingSystemFuelSource: Electric

Association/Amenities

  • HOA: Yes
  • HOA and Neighborhood Amenities: Waterfront Community
  • HOAAssociationFee1Year: 175.00
  • HOAAssociationName: White Oak Bluff HOA
  • HOAAssociationPhone: 2525031393

Lot Info

  • Deed Page: 40.00
  • Lot Acres: 0.71
  • Lot Dimensions: 0x0x0x0
  • Lot Sq Ft: 30928.00
  • Lot Water Features: Boat Dock, Water Depth 4+, Bulkhead, Boat Slip
  • Zoning: Residential
  • Lot View Type: River

Tax Info

  • Tax Identifier: 536704501476000
  • Tax Year: 2024

MLS Schools

  • Elementary School: White Oak Elementary
  • High School: Croatan
  • Middle School: Broad Creek

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,399 $460,112 $196,046 $264,066
2023 $2,473 $460,112 $196,046 $264,066
2022 $2,381 $460,112 $196,046 $264,066
2021 $2,381 $460,112 $196,046 $264,066
2020 $2,389 $460,112 $196,046 $264,066
2019 $2,346 $470,942 $196,046 $274,896
2017 $2,158 $470,942 $196,046 $274,896
2016 $1,970 $470,942 $196,046 $274,896
2015 $1,922 $470,942 $196,046 $274,896
2014 $2,136 $528,749 $232,650 $296,099
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2025 08/27/25 Pending -- -- --
08/24/2025 08/24/25 Price Changed $819,900 -6.7% $328 / Sq Ft
07/31/2025 07/31/25 Price Changed $879,000 -5.0% $352 / Sq Ft
07/10/2025 07/10/25 For Sale $925,000 -- $370 / Sq Ft
Source: Hive MLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $21,000 Fannie Mae Freddie Mac
Source: Public Records

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Source: Hive MLS

MLS Number: 100518670

Hive MLS

APN: 5367.04.50.1476000