NOT LISTED FOR SALE

138 White Oak Bluff Rd Stella, NC 28582

Stella Neighborhood

Estimated Value: $442,000 - $822,000

3 Beds
3.5 Baths
2,499 Sq Ft
$279/Sq Ft Est. Value

Sale Details

Date Sold: October 10, 2025

Last sale price $750,000 $300 Per Sq Ft

Est. 9% decrease in value since last sale

Current estimated payment $3,927 / mo

48 Days on Market

Highlights

  • Private Dock
  • Greenhouse
  • River Front
  • White Oak Elementary School Rated A-
  • Boat Slip
  • Second Garage

About This Home

As of October 2025

Create your own magic at 138 White Oak Bluff Road, a three bedroom, 3 1/2 bath White Oak River-front home with great elevation on a bluff overlooking the river! This home features three car garages (heated and cooled), a large FROG, an office off the master with a view of the river, a large deck overlooking the White Oak River for entertaining and watching all the boats catching fish and crabs. This home offers a well-manicured lawn with irrigation, flower beds, garden areas and even a whole house generator plus a dock with hog slat decking. Just some of the extra features include granite in the kitchen, a well-designed wet-bar area in the study, a downstairs master bedroom and much more. Come make magic happen at your own well-constructed riverfront homeplace! Home being sold ''as-is'' no repairs by seller.

Last Agent to Sell the Property

Todd Matthews

Waterway Realty License #250905 Listed on: 07/11/2025

Last Buyer's Agent

Sally Seller

Non Member Office

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1992

Lot Details

  • 30,928 Sq Ft Lot
  • River Front
  • Property fronts a state road
  • Fenced Yard
  • Decorative Fence
  • Irrigation
  • Front Yard

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Second Garage
  • Finished Room Over Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Brick Veneer
  • Architectural Shingle Roof
  • Wood Siding

Interior Spaces

  • 2,499 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Blinds
  • Combination Dining and Living Room
  • Home Office
  • Hurricane or Storm Shutters
  • Laundry Room

Kitchen

  • Built-In Electric Oven
  • Electric Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Attic

  • Attic Floors
  • Walk-In Attic

Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Bulkhead
  • Boat Slip
  • Private Dock
  • Deck
  • Covered Patio or Porch
  • Outdoor Kitchen
  • Greenhouse

Schools

  • White Oak Elementary School
  • Broad Creek Middle School
  • Croatan High School

Utilities

  • Heat Pump System
  • Whole House Permanent Generator
  • Well
  • Water Softener
  • Cable TV Available

Community Details

  • White Oak Bluff HOA, Phone Number (252) 503-1393
  • White Oak Bluff Subdivision

Listing and Financial Details

  • Assessor Parcel Number 536704501476000

Home Details

Home Type

Single Family

Year Built

Built in 1992

Lot Details

0.71 Acres

HOA Fees

$15 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Secondary Subdivision: N/A
  • Year Built: 1992
  • Property Sub Type: Single Family Residence
  • Appliances: Electric Cooktop, Built-In Microwave, Built-In Electric Oven, Water Softener, Refrigerator, Ice Maker, Dishwasher
  • Original List Price: 819900.00
  • Unit Levels: Two
  • Living Area: 2499.00
  • Is New Construction?: No
  • Other Structures: Greenhouse, Second Garage, Outdoor Kitchen
  • Island Or Mainland: Mainland
  • Prospect Exempt Y N: No
  • Remarks And Showing Info Recording Device Y N: No
  • Remarks Written By Agent Y N: Yes
  • List Price Per Sqft: 328.09
  • Special Features: VirtualTour

Interior Features

  • Dining Room Type: Combination
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Master Downstairs, Vaulted Ceiling(s), Tray Ceiling(s), Whole-Home Generator, Ceiling Fan(s), Pantry, Wet Bar, Blinds/Shades
  • Master Bedroom Level: Primary Living Area
  • Stories: 2
  • Laundry Features: Laundry Room
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Has Fireplace?: No
  • Total Bedrooms: 14
  • Room Types: Master Bedroom, Bedroom 2, Bedroom 3, Living Room, Dining Area, Dining Room, Laundry, Fnshd Room over Garage, Office, Other, Bathroom 1, Bathroom 2, Bathroom 3, Bathroom 4
  • Window Features: Skylight(s)
  • Bathrooms Total Source: Computed
  • Bathrooms Total Notational: 3.10
  • Attic Features: Floored, Walk-In
  • Living Area Range: 2400 - 2599

Exterior Features

  • Exterior Features: Shutters - Board/Hurricane, Irrigation System, Outdoor Kitchen
  • Exterior Finish: Brick Veneer, Fiber Cement, Wood Siding
  • Fencing: Metal/Ornamental, Partial, Back Yard, Front Yard
  • Roof: Architectural Shingle
  • Road Frontage Type: River
  • Road Frontage Type: City Street, State Road
  • Waterfront Features: Bulkhead, Water Depth 4+
  • Waterfront?: Yes
  • Foundation Details: Crawl Space
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Screened

Garage/Parking

  • Has Attached Garage?: No
  • Garaged Spaces: 3.00
  • Parking Features: Garage Faces Front, Concrete, Garage Door Opener
  • Total Parking Spaces: 3.00
  • Attached Garage Spaces: 3.00

Utilities

  • Utilities: Cable Available
  • Heating System Fuel Source: Electric
  • Trash Collection: Private Service
  • Water Source: Well
  • Cooling: Heat Pump
  • Heating: Heat Pump, Electric
  • Heating Yn: Yes
  • Sewer Provider: Septic Tank
  • Fuel Tank Owned Or Leased: Owned
  • Fuel Vendor Contact Name And Contact: Great Gas
  • Fuel Tank Above Or Below Ground: Above Ground
  • Fuel Tank Fuel Type: Propane
  • Fuel Tank In Use: Yes

Condo/Co-op/Association

  • Association Amenities: Waterfront Community
  • Association Fees: 175.00
  • Association Name: White Oak Bluff HOA
  • Association Phone#: 252-503-1393
  • Has H O A?: Yes

Fee Information

  • Termite Bond Y N: Yes
  • Termite Company: Modern Ext.
  • Termite Company Phone: 9104555122

Schools

  • Elementary School: White Oak Elementary
  • High School: Croatan
  • Middle Or Junior School: Broad Creek

Lot Info

  • Deed Book: 0669
  • Deed Page: 40.00
  • Zoning: Residential
  • Lot Features: Front Yard, Boat Slip, Boat Dock, Bulkhead, Water Depth 4+
  • Lot Size Acres: 0.71
  • Lot Size: 0x0x0x0
  • Lot Size Sq Ft: 30928.00
  • Purchase Contract Date: 2025-08-27
  • Parcel#: 536704501476000
  • Cobra Zone Y N: No
  • Permitted Use: Public

Tax Info

  • Tax Year: 2024
  • Tax Book Number: 0
  • Tax Map Number: 0
  • Tax Other Assessment Amount Frequency: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2025
Closed on
Sep 18, 2025
Sold by
Honeycutt Franz H
Bought by
Sawyer Scott C and Sawyer Amy J
Seller's Agent
Todd Matthews
Waterway Realty
Buyer's Agent
Sally Seller
Non Member Office
List Price
$925,000
Sold Price
$750,000
Premium/Discount to List
-$175,000
-18.92%
Views
38
Current Estimated Value
$685,472

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$64,528
Avg. Annual Appreciation
-12.16%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sawyer Scott C $750,000 None Listed On Document
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/10/2025 10/10/25 Sold $750,000 -8.5% $300 / Sq Ft
08/27/2025 08/27/25 Pending -- -- --
08/24/2025 08/24/25 Price Changed $819,900 -6.7% $328 / Sq Ft
07/31/2025 07/31/25 Price Changed $879,000 -5.0% $352 / Sq Ft
07/10/2025 07/10/25 For Sale $925,000 -- $370 / Sq Ft
Source: Hive MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,034 $851,086 $386,965 $464,121
2024 $2,399 $460,112 $196,046 $264,066
2023 $2,473 $460,112 $196,046 $264,066
2022 $2,381 $460,112 $196,046 $264,066
2021 $2,381 $460,112 $196,046 $264,066
2020 $2,389 $460,112 $196,046 $264,066
2019 $2,346 $470,942 $196,046 $274,896
2017 $2,158 $470,942 $196,046 $274,896
2016 $1,970 $470,942 $196,046 $274,896
2015 $1,922 $470,942 $196,046 $274,896
2014 $2,136 $528,749 $232,650 $296,099
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2025

    Todd Matthews

    Waterway Realty

    (910) 330-8659

    4 in this area

    48 Total Sales

    Todd Matthews
    Section Image

  • S

    Buyer's Agent in 2025

    Sally Seller

    Non Member Office

  • A

    Buyer's Agent in 2025

    A Non Member

    Berkshire Hathaway HomeServices Carolina Premier Properties

See All Agents

Map

Source: Hive MLS

MLS Number: 100518670

Hive MLS

APN: 5367.04.50.1476000

North Carolina Carteret County Stella 28582 Stella

138 White Oak Bluff Rd, Stella, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Hive MLS The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Homesnap, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. ©2026 Hive MLS LLC

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.