Seller's Agent in 2026
Harold Baker
KELLER WILLIAMS REALTY SMART 1
(863) 457-4555
3 in this area
85 Total Sales
1380 Lucerne Loop Rd NE Winter Haven, FL 33881
Lake Lucerne Neighborhood
3
Beds
1.5
Baths
1,766
Sq Ft
23,958
Sq Ft Lot
Highlights
- Lake Front
- Florida Architecture
- Mature Landscaping
- 0.55 Acre Lot
- No HOA
- Covered Patio or Porch
About This Home
As of February 2026One or more photo(s) has been virtually staged. Price Improvement! Amazing Lakefront Opportunity on Lake Lucerne! This beautifully updated 1959 charmer is perfectly situated on over half an acre of stunning lakefront property. This 3-bedroom, 1.5 bathroom home blends classic character with modern upgrades throughout. Enjoy natural light streaming through the spacious living and family rooms, creating a warm and inviting atmosphere. Recent updates include new flooring, fresh interior paint, updated bathrooms, and modern fixtures—all enhancing the home's timeless appeal. Step outside to take in serene lake views and enjoy the peaceful surroundings of your expansive backyard (shed included). Whether you're looking for a tranquil retreat or a home built for entertaining, this property can be your oasis!
Last Agent to Sell the Property
KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3065860 Listed on: 09/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,345
Year Built
- Built in 1959
Lot Details
- 24,041 Sq Ft Lot
- Lot Dimensions are 75x300
- Lake Front
- Southeast Facing Home
- Mature Landscaping
Parking
- 1 Car Attached Garage
- Open Parking
- Off-Street Parking
Home Design
- Florida Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,766 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Family Room
- Combination Dining and Living Room
- Inside Utility
- Washer and Electric Dryer Hookup
- Lake Views
- Fire and Smoke Detector
Kitchen
- Range
- Dishwasher
Flooring
- Concrete
- Tile
- Luxury Vinyl Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Access To Lake
- Covered Patio or Porch
- Exterior Lighting
- Outdoor Storage
- Breezeway
- Private Mailbox
Schools
- Fred G. Garnier Elementary School
- Denison Middle School
- Winter Haven Senior High School
Utilities
- Central Heating and Cooling System
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
- Lucerne Shores Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 20
- Assessor Parcel Number 26-28-02-522100-000200
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 3, 2025
Closed on
Feb 20, 2026
Sold by
Jane Luety
Bought by
Gonsalves William
Seller's Agent
Harold Baker
KELLER WILLIAMS REALTY SMART 1
Buyer's Agent
Victoria Escobar
KELLER WILLIAMS SUBURBAN TAMPA
List Price
$299,000
Sold Price
$283,000
Premium/Discount to List
-$16,000
-5.35%
Views
104
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.03%
Original Mortgage
$254,700
Outstanding Balance
$254,700
Interest Rate
6.06%
Mortgage Type
New Conventional
Estimated Equity
$33,030
Purchase Details
Closed on
Nov 12, 2015
Sold by
Joyal Paula K
Bought by
Luety Jane
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
3.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Jan 27, 2014
Sold by
Whear Margaret
Bought by
Joyal Paula K
Purchase Details
Closed on
Nov 21, 2012
Sold by
Beasley Margaret J
Bought by
Whear Paul E and Whear Margaret
Purchase Details
Closed on
May 1, 1998
Sold by
Mattox Franklin D and Mattox Audrey O
Bought by
Beasley James E and Beasley Margaret J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$37,000
Interest Rate
7.03%
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $283,000 | Integrity First Title | |
| Warranty Deed | $155,000 | Integrity First Title Llc | |
| Warranty Deed | -- | Attorney | |
| Warranty Deed | $115,000 | Closing Time Title Inc | |
| Warranty Deed | $75,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $254,700 | New Conventional | |
| Previous Owner | $124,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $37,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/20/2026 02/20/26 | Sold | $283,000 | -1.4% | $160 / Sq Ft |
| 01/23/2026 01/23/26 | Pending | -- | -- | -- |
| 01/03/2026 01/03/26 | Price Changed | $287,000 | -4.0% | $163 / Sq Ft |
| 09/03/2025 09/03/25 | For Sale | $299,000 | -- | $169 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,345 | $274,024 | $57,698 | $216,326 |
| 2024 | $4,255 | $279,195 | $57,698 | $221,497 |
| 2023 | $4,255 | $279,147 | $55,294 | $223,853 |
| 2022 | $2,393 | $181,212 | $0 | $0 |
| 2021 | $2,404 | $175,934 | $50,486 | $125,448 |
| 2020 | $2,909 | $171,664 | $48,082 | $123,582 |
| 2018 | $2,647 | $154,563 | $45,678 | $108,885 |
| 2017 | $2,390 | $134,160 | $0 | $0 |
| 2016 | $2,506 | $141,629 | $0 | $0 |
| 2015 | $1,890 | $120,963 | $0 | $0 |
| 2014 | $1,245 | $100,764 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Harold Baker
-
Victoria Escobar
Buyer's Agent in 2026
Victoria Escobar
KELLER WILLIAMS SUBURBAN TAMPA
(813) 270-8298
1 in this area
128 Total Sales
Map
Source: Stellar MLS
MLS Number: P4936141
APN: 26-28-02-522100-000200
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Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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