$459,499

139 Cypress Dr East Palatka, FL 32131

Estimated payment $2,653/month

Total Views 41,240
3 Beds
2 Baths
1,727 Sq Ft
$266 Price per Sq Ft

Highlights

  • 105 Feet of Waterfront
  • Docks
  • Boat Slip
  • Property has ocean access
  • Boat Lift
  • River View

About This Home

This home also offers a rare opportunity with a 2.5% VA assumable mortgage—buyer must be VA eligible.
Escape to waterfront paradise in this charming 3-bedroom, 2-bathroom home nestled on a quiet cul-de-sac that puts you right on the water's edge. Located on this peaceful dead-end street, you'll enjoy the benefits of reduced traffic, added privacy, and a truly serene setting that makes this waterfront retreat even more special. With 1,727 square feet of comfortable living space, this property is all about embracing the Florida lifestyle.

The real magic happens outside your back door. Your private dock comes complete with a remote boat lift featuring a protective cradle, making it a breeze to get out on the water whenever the mood strikes. From your lift, it's just a one-minute boat ride to the scenic St. Johns River, offering quick access to endless boating and fishing adventures. The two-level dock provides plenty of space for fishing, entertaining, or simply watching the sunrise with your morning coffee.
Inside, you'll find a home that's been thoughtfully updated. The kitchen got a makeover in 2020 with gorgeous granite countertops and brand-new appliances that'll make cooking a joy. Both bathrooms were refreshed in 2023, and new recessed lighting throughout adds a modern touch while keeping things bright and welcoming.

The spacious lanai is perfect for hosting barbecues or quiet evenings, while the huge yard gives you room to spread out. On cooler nights, cozy up by the fireplace and enjoy the peaceful waterfront setting.

Best of all, there's no homeowners association to worry about, so you can truly make this place your own. Recent electrical updates mean you can move in with confidence, knowing the home's systems are in great shape.

Listing Agent

Kurt Bogart

ENDLESS SUMMER REALTY License #3409161 Listed on: 07/20/2025

ENDLESS SUMMER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,977

Year Built

  • Built in 1992 | Remodeled

Lot Details

  • 0.25 Acre Lot
  • 105 Feet of Waterfront
  • Home fronts navigable water
  • Home fronts a canal
  • Back Yard Fenced
  • Zoning described as PUD

Parking

  • 2 Car Garage

Property Views

  • River
  • Canal

Home Design

  • Metal Roof

Interior Spaces

  • 1,727 Sq Ft Home
  • 1-Story Property
  • Recessed Lighting
  • Gas Fireplace
  • Screened Porch

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Property has ocean access
  • River Access
  • Boat Lift
  • Boat Slip
  • Docks
  • Patio

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Palm Port Subdivision

Listing and Financial Details

  • Assessor Parcel Number 400927704000000090

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,977

Year Built

Built in 1992 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1992
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.25
  • Subdivision Name: Palm Port
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 1727.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Exterior Features Boat Lift: Yes
  • Fencing Back Yard: Yes
  • General Property Information Water Frontage Feet: 105
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.25
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • Property Condition UpdatedRemodeled: Yes
  • ViewCanal: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Major Appliances: Electric Cooktop, Electric Oven, Microwave, Refrigerator
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1727.0
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Gas: Yes
  • Appliances:Electric Cooktop: Yes
  • Appliances:Electric Oven: Yes

Exterior Features

  • Waterfront: Yes
  • Exterior: Boat Lift, Boat Slip, Dock
  • Fencing: Back Yard
  • Roof: Metal
  • Pool Private: No
  • View: Canal, River, Water
  • Waterfront Features: Canal Front, Navigable Water, Ocean Access, River Access
  • Other Structures: Boat House
  • Patio And Porch Features: Patio, Screened
  • Property Condition: Updated/Remodeled
  • Exterior Features:Dock: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio And Porch Features:Screened: Yes
  • View:River: Yes
  • Waterfront Features:Navigable Water: Yes
  • Waterfront Features:Canal Front: Yes
  • Waterfront Features:Ocean Access: Yes
  • Waterfront Features:River Access: Yes
  • Exterior Features:Boat Slip2: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 10890.0
  • Parcel #: 400927704000000090
  • Zoning Description: PUD

Tax Info

  • Tax Year: 2024

Matterport 3D Tour

Floorplan

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,977 $212,590 -- --
2020 $0 $244,090 $0 $0
2019 -- $179,620 $159,930 $19,690
2018 -- $176,280 $162,820 $13,460
2017 -- $172,660 $159,200 $13,460
2016 -- $169,110 $0 $0
2015 -- $167,943 $0 $0
2014 -- $166,610 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/23/2025 09/23/25 Price Changed $459,499 -2.1% $266 / Sq Ft
07/20/2025 07/20/25 For Sale $469,499 +64.7% $272 / Sq Ft
12/17/2023 12/17/23 Off Market $285,000 -- --
11/12/2020 11/12/20 Sold $285,000 -5.0% $165 / Sq Ft View Prior Sale
09/28/2020 09/28/20 Pending -- -- --
09/18/2020 09/18/20 For Sale $299,900 -- $174 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $285,000 Guaranty Title Co Of Palatka
Interfamily Deed Transfer -- None Available
Warranty Deed $130,000 Gullett Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $260,091 VA
Previous Owner $104,000 No Value Available
Source: Public Records

About the Listing Agent

Kurt Bogart

ENDLESS SUMMER REALTY

(386) 518-7304

Section Image

Kurt Bogart – Your Trusted Saint Augustine Real Estate Expert
Hello, my name is Kurt Bogart, and I’m proud to call Saint Augustine my lifelong home. I’ve lived in various parts of this beautiful area—from Saint Augustine South to the Saint Johns River and Matanzas Inlet—and I now reside in Palencia with my wife, Gabrielle, and our two children, Mia and Gavin.

With 25 years of service in the United States Navy, I’ve built my life on the values of honor, integrity, and dedication—the

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Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2099587

realMLS (Northeast Florida Multiple Listing Service)

APN: 40-09-27-7040-0000-0090