G
Seller's Agent in 2025
Gary McCormick
eXp Realty, LLC
(859) 462-4431
3 in this area
90 Total Sales
139 Montclair Ave Ludlow, KY 41016
3
Beds
2
Baths
1,078
Sq Ft
3,600
Sq Ft Lot
Highlights
- Cape Cod Architecture
- No HOA
- Bidet
- Solid Surface Countertops
- Fireplace
- Bathtub with Shower
About This Home
As of December 2025Come check out this move in ready 3 BR 2 BA home in beautiful Ludlow, KY. Convenient 1 floor no step living with a large bedroom, living area, kitchen, primary bath and dining rm/office on the main level. 2 additional bedrooms upstairs and a potential 4th bedroom with a second full bath in the basement. High efficient gas furnace and central air. Newer water heater. Off-street parking and a secluded backyard perfect for entertaining.
Last Agent to Sell the Property
eXp Realty, LLC License #268470 Listed on: 10/04/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1916
Lot Details
- 3,600 Sq Ft Lot
- Lot Dimensions are 30x120
Home Design
- Cape Cod Architecture
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
Interior Spaces
- 1,078 Sq Ft Home
- 1.5-Story Property
- Ceiling Fan
- Fireplace
- Vinyl Clad Windows
- Double Hung Windows
- Family Room
- Living Room
- Dining Room
- Basement Fills Entire Space Under The House
Kitchen
- Electric Range
- Dishwasher
- Solid Surface Countertops
- Disposal
Flooring
- Carpet
- Ceramic Tile
- Vinyl Plank
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bidet
- Bathtub with Shower
Laundry
- Dryer
- Washer
Parking
- On-Street Parking
- Off-Street Parking
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 040-11-09-018.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 4, 2025
Closed on
Dec 10, 2025
Sold by
Thorne Kevin M
Bought by
Hathaway Maxwell Collins and Collins-Hathaway Tammy Lisa
Seller's Agent
Gary McCormick
eXp Realty, LLC
Buyer's Agent
Suzanne Willard
Keller Williams Advisors
List Price
$200,000
Sold Price
$193,000
Premium/Discount to List
-$7,000
-3.5%
Views
111
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-21.02%
Original Mortgage
$183,350
Outstanding Balance
$183,173
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$4,439
Purchase Details
Closed on
May 3, 2023
Sold by
Thorne Austin D
Bought by
Thorne Kevin M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,500
Interest Rate
6.42%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 5, 2020
Sold by
Phelps Donald W and Phelps Edythe E
Bought by
Thorne Austin D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,900
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 5, 2008
Sold by
Gerding Justin
Bought by
Phelps Donald W and Phelps Edythe E
Purchase Details
Closed on
Nov 12, 2008
Sold by
Us Bank National Association Nd
Bought by
Gerding Justin
Purchase Details
Closed on
Feb 18, 2008
Sold by
Haggard Judy and Farris Kevin W
Bought by
Us Bank Na
Purchase Details
Closed on
Feb 6, 1997
Sold by
Voelker Daniel A
Bought by
Haggard Judy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,400
Interest Rate
7.69%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 11, 1995
Sold by
Daly L Keith
Bought by
Voelker Daniel A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,386
Interest Rate
7.79%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 7, 1994
Sold by
Schrage Thomas A
Bought by
Daly Keith L and Daly Rebecca
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $193,000 | Chicago Title | |
| Deed | -- | None Listed On Document | |
| Deed | -- | None Listed On Document | |
| Deed | -- | None Listed On Document | |
| Warranty Deed | $122,000 | 360 American Title Svcs Llc | |
| Warranty Deed | $122,000 | 360 American Title Svcs Llc | |
| Warranty Deed | $25,000 | None Available | |
| Special Warranty Deed | $12,002 | Transtar National Title | |
| Commissioners Deed | $55,200 | None Available | |
| Deed | $63,000 | -- | |
| Deed | $49,000 | -- | |
| Deed | $41,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $183,350 | New Conventional | |
| Previous Owner | $142,500 | New Conventional | |
| Previous Owner | $0 | No Value Available | |
| Previous Owner | $115,900 | New Conventional | |
| Previous Owner | $50,400 | New Conventional | |
| Previous Owner | $49,386 | FHA | |
| Closed | -- | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/11/2025 12/11/25 | Sold | $193,000 | +1.8% | $179 / Sq Ft |
| 11/07/2025 11/07/25 | Pending | -- | -- | -- |
| 11/04/2025 11/04/25 | Price Changed | $189,500 | -2.8% | $176 / Sq Ft |
| 10/23/2025 10/23/25 | Price Changed | $195,000 | -2.5% | $181 / Sq Ft |
| 10/04/2025 10/04/25 | For Sale | $200,000 | -- | $186 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,959 | $150,000 | $10,000 | $140,000 |
| 2024 | $1,950 | $150,000 | $10,000 | $140,000 |
| 2023 | $1,570 | $122,000 | $10,000 | $112,000 |
| 2022 | $1,601 | $122,000 | $10,000 | $112,000 |
| 2021 | $1,773 | $122,000 | $10,000 | $112,000 |
| 2020 | $837 | $55,000 | $10,000 | $45,000 |
| 2019 | $833 | $55,000 | $10,000 | $45,000 |
| 2018 | $828 | $55,000 | $10,000 | $45,000 |
| 2017 | $817 | $55,000 | $10,000 | $45,000 |
| 2015 | $774 | $55,000 | $10,000 | $45,000 |
| 2014 | $744 | $55,000 | $10,000 | $45,000 |
Source: Public Records
Agents Affiliated with this Home
-
Gary McCormick
-
Suzanne Willard
S
Buyer's Agent in 2025
Suzanne Willard
Keller Williams Advisors
(858) 776-7608
4 in this area
28 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 636988
APN: 040-11-09-018.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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