Seller's Agent in 2025
Terry Kelly
Compass
(408) 427-8963
1 in this area
18 Total Sales
Mid Town Plaza 1390 Saddle Rack St Unit 409 San Jose, CA 95126
Buena Vista Neighborhood
2
Beds
2
Baths
1,251
Sq Ft
$660/mo
HOA Fee
Highlights
- Fitness Center
- Gated Community
- Granite Countertops
- Pool and Spa
- Soaking Tub in Primary Bathroom
- Elevator
About This Home
As of August 2025Welcome to 1390 Saddle Rack #409, nestled within a secure gated community, offering serene garden views and exceptional comfort. The formal entry seamlessly flows into a bright and open floorplanperfect for entertaining or unwinding. The upgraded kitchen is a chefs delight, featuring high-end Samsung appliances, including a drop-in convection range, ultra-quiet dishwasher, microwave and a smart refrigerator. Luxury touches like a workstation sink and faucet, granite countertops, and stylish tiled backsplash elevate the space. Primary Suite boasts a generous w-in closet and a spa-like bath, while the Guest bedrm offers a w-in closet and easy access full bath outfitted with premium Toto commodes and Moen faucets. Thoughtfully designed throughout, this home showcases plush premium carpeting, modern lighting, central air, and a newer LG washer dryer in a dedicated utility rm. Enjoy the convenience of two side-by-side parking spaces in a secure garage, with a personal EV charger. Community amenities include a sparkling pool, relaxing spa, well-equipped gym, elevator service, and a stylish clubhouse. Special bonus, the SELLER PAYS FULL YEAR HOA fees for the buyer! Easy access to major highways, tech hubs, and VTA, this home combines luxury, convenience, and unbeatable location.
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $7,867
Year Built
- Built in 2004
HOA Fees
- $660 Monthly HOA Fees
Parking
- 2 Car Garage
- Enclosed Parking
- Electric Vehicle Home Charger
- Electric Gate
- Secured Garage or Parking
- Guest Parking
- On-Street Parking
- Off-Street Parking
- Assigned Parking
Home Design
- Slab Foundation
- Tile Roof
- Stucco
Interior Spaces
- 1,251 Sq Ft Home
- 1-Story Property
- Combination Dining and Living Room
Kitchen
- Electric Oven
- Microwave
- Ice Maker
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Bidet
- Dual Sinks
- Soaking Tub in Primary Bathroom
- Bathtub with Shower
- Oversized Bathtub in Primary Bathroom
- Bathtub Includes Tile Surround
Laundry
- Laundry in Utility Room
- Washer and Dryer
Pool
- Pool and Spa
- In Ground Pool
- In Ground Spa
- Fence Around Pool
Additional Features
- Balcony
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 264-69-040
Community Details
Overview
- Association fees include common area electricity, garbage, insurance - common area, insurance - liability, maintenance - common area, maintenance - exterior, management fee, pool spa or tennis, roof, sewer, water, water / sewer
- Mid Town Plaza Owners Association
- Built by Mid-Town Plaza
Amenities
- Elevator
- Community Storage Space
Recreation
Pet Policy
- Pets Allowed
Security
- Controlled Access
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 8, 2025
Closed on
Jul 15, 2025
Sold by
Morrow Roy
Bought by
Duwuru Yashwin Reddy and Duwuru Dayakar R
Seller's Agent
Terry Kelly
Compass
Buyer's Agent
Steve Sharma
Sunworld Bankers & Real Estate
List Price
$839,000
Sold Price
$792,000
Premium/Discount to List
-$47,000
-5.6%
Views
113
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.03%
Original Mortgage
$595,000
Outstanding Balance
$593,785
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$212,901
Purchase Details
Closed on
Feb 25, 2014
Sold by
Morrow Roy
Bought by
Morrow Roy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Interest Rate
4.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 20, 2004
Sold by
Lb/L Kb Saddlerack Llc
Bought by
Morrow Roy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$371,600
Interest Rate
5.7%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 20, 2004
Sold by
Morrow Mayumi Fujio
Bought by
Morrow Roy
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $792,000 | Fidelity National Title Compan | |
| Interfamily Deed Transfer | -- | Entitle Insurance Company | |
| Grant Deed | $465,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | First American Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $595,000 | New Conventional | |
| Previous Owner | $360,000 | New Conventional | |
| Previous Owner | $371,600 | Purchase Money Mortgage | |
| Closed | $46,400 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/04/2025 08/04/25 | Sold | $792,000 | -5.6% | $633 / Sq Ft |
| 07/06/2025 07/06/25 | Pending | -- | -- | -- |
| 06/08/2025 06/08/25 | For Sale | $839,000 | -- | $671 / Sq Ft |
Source: MLSListings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,867 | $647,453 | $278,771 | $368,682 |
| 2024 | $7,867 | $634,758 | $273,305 | $361,453 |
| 2023 | $7,867 | $622,313 | $267,947 | $354,366 |
| 2022 | $7,675 | $610,112 | $262,694 | $347,418 |
| 2021 | $7,538 | $598,150 | $257,544 | $340,606 |
| 2020 | $7,412 | $592,018 | $254,904 | $337,114 |
| 2019 | $7,274 | $580,410 | $249,906 | $330,504 |
| 2018 | $7,212 | $569,030 | $245,006 | $324,024 |
| 2017 | $7,159 | $557,873 | $240,202 | $317,671 |
| 2016 | $7,012 | $546,936 | $235,493 | $311,443 |
| 2015 | $6,294 | $484,000 | $208,400 | $275,600 |
| 2014 | $4,589 | $345,000 | $148,500 | $196,500 |
Source: Public Records
Agents Affiliated with this Home
-
Terry Kelly
-
Steve Sharma
S
Buyer's Agent in 2025
Steve Sharma
Sunworld Bankers & Real Estate
(510) 393-8019
1 in this area
35 Total Sales
About Mid Town Plaza
Map
Source: MLSListings
MLS Number: ML82009756
APN: 264-69-040
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