$500,000
SOLD AUG 21, 2025

13901 S Finney St Medical Lake, WA 99022

4 Beds
3 Baths
2,255 Sq Ft
0.31 Acres

Recently Sold

$222 Per Sq Ft

9% Below List Price

62 Days on Market

Highlights

  • Beach Front
  • Docks
  • Secluded Lot
  • Deeded Waterfront Access Rights
  • Boat Ramp
  • Traditional Architecture

About This Home

As of August 2025

Water View! Unique secondary waterfront home w/ deeded Clear Lake access! Steps from Clear Lake Assoc. waterfront, enjoy the boat launch, beach, pavilion, park, & 2 docks. Stunning sunsets, 4th of July fireworks, & a 70-home community! The 3-level layout features a cathedral-ceiling living rm w/ a floor-to-ceiling rock gas FP. A few steps up lead to the gourmet kitchen, gas range w/ convection & air fry, Bosch DW, & pullout cabinetry. Main lvl has a dining rm, 2 beds, 2 baths, incl. a primary suite w/ a 3⁄4 bath. Basement adds 2 more beds & a 3⁄4 bath, totaling 2,255 sq ft, 4 beds, & 3 baths. Upgrades: Pella windows w/ built-in blinds, tankless WH, water softener, 2024 gas furnace, 2016 A/C, 2017 roof, wood siding, & front-yard sprinklers. Outdoor perks: huge, covered patios, shed w/ loft, wired for hot tub, raised garden beds, RV parking, & recoated driveway (2024). Attached 2-car garage w/ unfinished bonus rm above. .31-acre lot in Medical Lake SD, HOA $12/mo.

Last Agent to Sell the Property

Kristi Kerkuta

REAL Broker LLC Brokerage Phone: 509-216-9714 License #95892 Listed on: 05/09/2025

REAL Broker LLC

Co-Listed By

Dawn Ellis

REAL Broker LLC Brokerage Phone: 509-216-9714 License #140759

Last Buyer's Agent

Brad Boswell

RE/MAX of Spokane License #14425

RE/MAX of Spokane

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,705

Year Built

  • Built in 1968

Lot Details

  • 0.31 Acre Lot
  • Beach Front
  • Cul-De-Sac
  • Secluded Lot
  • Oversized Lot
  • Partial Sprinkler System
  • Hillside Location
  • Garden

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Workshop in Garage
  • Garage Door Opener
  • Off-Site Parking

Home Design

  • Traditional Architecture
  • Brick or Stone Veneer

Interior Spaces

  • 2,255 Sq Ft Home
  • 3-Story Property
  • Woodwork
  • Cathedral Ceiling
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Gas Fireplace
  • Wood Frame Window
  • Water Views
  • Basement Fills Entire Space Under The House

Kitchen

  • Gas Range
  • Free-Standing Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deeded Waterfront Access Rights
  • Boat Ramp
  • Docks
  • Patio
  • Shed

Schools

  • Medical Lake Middle School
  • Medical Lk High School

Utilities

  • Forced Air Heating and Cooling System
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 14313.0108

Community Details

Overview

  • Clear Lake Subdivision

Recreation

  • Waterfront Owned by Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,705

Year Built

Built in 1968

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Year Built: 1968
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLotFeatures: Views, Sprinkler - Partial, Hillside, Cul-De-Sac, Oversized Lot, Common Grounds, Garden
  • Lot Size Acres: 0.31
  • Road Frontage Type: City Street, Paved Road
  • View Type:Pond View: Water
  • Co List Office Mls Id: SAR1623
  • Co List Office Phone: +1 (360) 810-56
  • Attribution Contact: Phone: 509-216-9714
  • Co List Office Phone: +1 (360) 810-56
  • MLS Status: Sold
  • Subdivision Name: Clear Lake
  • Architectural Style: Traditional
  • Reso Fireplace Features: Gas, Woodburning Fireplce
  • Reso Interior Features: Hot Water, High Speed Internet, Smart Thermostat, Cathedral Ceiling(s), Natural Woodwork, Multi Pn Wn
  • New Construction: No
  • Reso Structure Type: Three Level
  • Reso Window Features: Wood Frames
  • HighSpeedInternet: Yes
  • SAR_NumberFireplaces: 1
  • SAR_NumberFireplaces: 1
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Finished, Rec/Family Area, Laundry
  • Appliances: Water Softener, Tankless Water Heater, Free-Standing Range, Gas Range, Dishwasher, Refrigerator, Disposal, Microwave, Washer, Dryer
  • Basement YN: Yes
  • Total Bedrooms: 4
  • Fireplaces: 2

Exterior Features

  • Roof: Composition
  • Waterfront Features: Sec Lot, Beach Front, Beach Access, Dock, Own Assoc, See Remarks, Deeded Access, Boat Ramp
  • Construction Type: Stone Veneer, Masonite, Wood Siding
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached, RV Access/Parking, Workshop in Garage, Garage Door Opener, Off Site

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Elementary School: Hallet
  • High School: Medical Lk
  • Middle Or Junior School: Medical Lake MS

Lot Info

  • Parcel Number: 14313.0108
  • Lot Size Sq Ft: 13630
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 3705

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2025
Closed on
Aug 18, 2025
Sold by
Evenson Kathryn
Bought by
Cox Bruce T and Cox Bonita K
Seller's Agent
Kristi Kerkuta
REAL Broker LLC
Buyer's Agent
Brad Boswell
RE/MAX of Spokane
List Price
$550,000
Sold Price
$500,000
Premium/Discount to List
-$50,000
-9.09%
Views
100

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.08%
Original Mortgage
$256,000
Outstanding Balance
$256,000
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
$244,027

Purchase Details

Closed on
Sep 26, 2007
Sold by
Cook Sandra J
Bought by
Evenson Richard and Evenson Kathryn A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
6.61%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 23, 2004
Sold by
Cook Ralph J
Bought by
Cook Sandra J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$13,200
Interest Rate
5.74%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Sep 25, 2000
Sold by
Peck Donald L and Peck Julia L
Bought by
Thompson Robert P and Thompson Mary Estelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,100
Interest Rate
7.98%
Mortgage Type
VA

Purchase Details

Closed on
Nov 12, 1996
Sold by
Calhoun Harry P and Calhoun Janet L
Bought by
Peck Donald L and Peck Julia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,200
Interest Rate
5.75%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $584,641 Ticor Title
Warranty Deed $265,000 Spokane County Title Co
Interfamily Deed Transfer -- Stewart Title Of Spokane
Warranty Deed $189,950 Stewart Title Of Spokane
Warranty Deed $153,500 1St American Title
Warranty Deed $178,930 Pioneer Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $256,000 VA
Previous Owner $75,000 Purchase Money Mortgage
Previous Owner $13,200 Credit Line Revolving
Previous Owner $170,955 Purchase Money Mortgage
Previous Owner $158,100 VA
Previous Owner $123,200 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 Sold $500,000 0.0% $222 / Sq Ft
07/10/2025 07/10/25 Pending -- -- --
05/28/2025 05/28/25 Price Changed $500,000 -9.1% $222 / Sq Ft
05/09/2025 05/09/25 For Sale $550,000 -- $244 / Sq Ft
Source: Spokane Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,705 $415,700 $85,000 $330,700
2024 $3,705 $471,200 $85,000 $386,200
2023 $3,153 $381,600 $80,000 $301,600
2022 $3,154 $381,600 $80,000 $301,600
2021 $2,957 $278,200 $32,500 $245,700
2020 $2,870 $256,300 $30,000 $226,300
2019 $2,374 $215,500 $28,000 $187,500
2018 $2,411 $202,400 $26,000 $176,400
2017 $2,199 $191,400 $26,000 $165,400
2016 $2,169 $182,300 $26,000 $156,300
2015 $2,059 $167,000 $26,000 $141,000
2014 -- $167,000 $26,000 $141,000
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Spokane Association of REALTORS®

MLS Number: 202516530

Spokane Association of REALTORS®

APN: 14313.0108