Seller's Agent in 2025
Carolyn Luke
Coldwell Banker Prime Properties
(518) 466-3679
23 in this area
138 Total Sales
1394 Ruffner Rd Schenectady, NY 12309
4
Beds
3
Baths
2,852
Sq Ft
0.34
Acres
Highlights
- Colonial Architecture
- Private Lot
- Wood Flooring
- Rosendale School Rated A
- Living Room with Fireplace
- Full Attic
About This Home
As of September 2025Multiple offers. All offer due 6/30 by 12 PM
Beautifully updated colonial in sought-after Rosendale Estates within the Niskayuna School District. This spacious home offers 4 bedrooms and 3 full baths, including a first-floor bedroom or office with adjacent full bath. The updated kitchen features a large island and eat-in area with a cozy fireplace, opening to a sunroom and deck overlooking the backyard. Enjoy hardwood floors throughout, a large living room with fireplace, and a finished basement. The second-floor loft includes built-ins with a desk and bookcase—perfect for work or study. First-floor laundry and a large mudroom/exercise space add convenience. Lovingly maintained and move-in ready!
Last Agent to Sell the Property
Coldwell Banker Prime Properties License #10401222793 Listed on: 06/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,684
Year Built
- Built in 1965
Lot Details
- 0.34 Acre Lot
- Landscaped
- Private Lot
- Level Lot
- Front and Back Yard Sprinklers
- Cleared Lot
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Colonial Architecture
- Aluminum Siding
- Asphalt
Interior Spaces
- 2,852 Sq Ft Home
- 2-Story Property
- Chair Railings
- Crown Molding
- Paddle Fans
- Wood Burning Fireplace
- Gas Fireplace
- Sliding Doors
- Entrance Foyer
- Living Room with Fireplace
- 2 Fireplaces
- Dining Room
- Home Office
- Game Room
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Kitchen
- Gas Oven
- Range
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Wood
- Slate Flooring
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on second floor
- Walk-In Closet
- 3 Full Bathrooms
- Ceramic Tile in Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Washer and Dryer
Attic
- Full Attic
- Pull Down Stairs to Attic
Schools
- Niskayuna High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 23.000 / 1
- Assessor Parcel Number 422400 40.20-1-23
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 26, 2025
Closed on
Sep 9, 2025
Sold by
Sacco Mark J and Sacco Elizabeth C
Bought by
Lamb Ann
Seller's Agent
Carolyn Luke
Coldwell Banker Prime Properties
Buyer's Agent
Michael Dufek
Dufek Real Estate Group, LLC
List Price
$629,000
Sold Price
$665,000
Premium/Discount to List
$36,000
5.72%
Views
40
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,158
Avg. Annual Appreciation
-6.21%
Original Mortgage
$532,000
Outstanding Balance
$531,047
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$123,795
Purchase Details
Closed on
May 14, 2009
Sold by
Coan Robert J and Coan Catherine
Bought by
Sacco Mark J and Sacco Elizabeth C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$296,000
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 26, 2007
Sold by
Coan Catherine
Bought by
Coan Robert
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $665,000 | None Listed On Document | |
| Warranty Deed | $376,000 | None Available | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $532,000 | New Conventional | |
| Previous Owner | $296,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/09/2025 09/09/25 | Sold | $665,000 | +5.7% | $233 / Sq Ft |
| 07/01/2025 07/01/25 | Pending | -- | -- | -- |
| 06/26/2025 06/26/25 | For Sale | $629,000 | -- | $221 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $17,195 | $391,000 | $41,600 | $349,400 |
| 2023 | $17,328 | $391,000 | $41,600 | $349,400 |
| 2022 | $16,872 | $391,000 | $41,600 | $349,400 |
| 2021 | $14,084 | $391,000 | $41,600 | $349,400 |
| 2020 | $21,036 | $391,000 | $41,600 | $349,400 |
| 2019 | $7,519 | $391,000 | $41,600 | $349,400 |
| 2018 | $21,449 | $391,000 | $41,600 | $349,400 |
| 2017 | $20,580 | $391,000 | $41,600 | $349,400 |
| 2016 | $20,988 | $391,000 | $41,600 | $349,400 |
| 2015 | -- | $391,000 | $41,600 | $349,400 |
| 2014 | -- | $391,000 | $41,600 | $349,400 |
Source: Public Records
Agents Affiliated with this Home
-
Carolyn Luke
-
Michael Dufek
Buyer's Agent in 2025
Michael Dufek
Dufek Real Estate Group, LLC
(518) 788-3405
7 in this area
73 Total Sales
Map
Source: Global MLS
MLS Number: 202520433
APN: 040-020-0001-023-000-0000
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