S
Seller's Agent in 2025
Stephen Frame
DILLER FISHER REALTORS
(609) 368-3311
125 in this area
200 Total Sales
14 103rd St Stone Harbor, NJ 08247
4
Beds
4
Baths
2,811
Sq Ft
5,663
Sq Ft Lot
Highlights
- Water Views
- In Ground Pool
- Building is beachfront but unit may not have water views
- Stone Harbor Elementary School Rated A+
- Property is near a beach
- Deck
About This Home
As of November 2025Location doesn’t get much better than this! Perfectly positioned on a beach block corner at 103rd Street and First Avenue, this well-maintained home offers both ocean views and the soothing sound of the waves from the entire second floor. Featuring 4 bedrooms and 4.5 baths, the home boasts an upside-down layout to maximize the breathtaking views. The first level includes three bedrooms—one with an en-suite bath—and a spacious family room that can easily double as a fifth bedroom. From here, step out to the private backyard with a pool and entertainment area, ideal for relaxing or hosting guests. Upstairs, you’re immediately captivated by panoramic ocean views. The open concept living space includes a modern kitchen, dining area, and living room, all updated throughout the current ownership. The primary suite offers a luxurious retreat, complete with a generous bathroom and large walk-in closet. Whether you're looking for a move-in-ready beach escape or the perfect lot to build your dream home, this property delivers. All of Stone Harbor’s top attractions—shopping, dining, and recreation—are just a short walk away.
Last Agent to Sell the Property
DILLER FISHER REALTORS License #8833010 Listed on: 08/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $21,334
Year Built
- Built in 1997
Lot Details
- Building is beachfront but unit may not have water views
- Fenced Yard
- Corner Lot
Home Design
- Upside Down Style Home
- Vinyl Siding
Interior Spaces
- 2,811 Sq Ft Home
- 2-Story Property
- Furnished
- Cathedral Ceiling
- Gas Fireplace
- Blinds
- Great Room
- Living Room
- Dining Area
- Den
- Storage
- Water Views
- Crawl Space
- Fire and Smoke Detector
Kitchen
- Self-Cleaning Oven
- Stove
- Microwave
- Dishwasher
Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- 2 Car Garage
- Parking Pad
- Stone Driveway
Pool
- In Ground Pool
- Outdoor Shower
Outdoor Features
- Property is near a beach
- Deck
- Patio
- Outdoor Storage
- Outdoor Grill
- Porch
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 19 / 102.01
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 15, 2025
Closed on
Nov 5, 2025
Sold by
Savitz Family Limited Partnership
Bought by
Susieq Holdings Llc
Seller's Agent
Stephen Frame
DILLER FISHER REALTORS
Buyer's Agent
Katy Sudell
FERGUSON-DECHERT, INC
List Price
$5,295,000
Sold Price
$4,850,000
Premium/Discount to List
-$445,000
-8.4%
Views
80
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.75%
Original Mortgage
$3,395,000
Outstanding Balance
$3,395,000
Interest Rate
5.5%
Mortgage Type
New Conventional
Estimated Equity
$1,525,221
Purchase Details
Closed on
Dec 31, 2001
Purchase Details
Closed on
Jan 15, 2000
Sold by
Rippon H James
Bought by
Savitz Gerald L and Savitz Cassandra E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,000,000
Interest Rate
7.79%
Purchase Details
Closed on
Sep 11, 1996
Sold by
Papalia Edward P
Bought by
Rippon Rippon H and Rippon Caylene L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$680,000
Interest Rate
8.18%
Purchase Details
Closed on
Mar 2, 1992
Sold by
Macvaugh Joann
Bought by
Atlantic City Elec & Nj Bell
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $4,850,000 | Seaboard Title | |
| Quit Claim Deed | -- | -- | |
| Deed | $1,650,000 | -- | |
| Deed | $485,000 | -- | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $3,395,000 | New Conventional | |
| Previous Owner | $1,000,000 | No Value Available | |
| Previous Owner | $680,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/05/2025 11/05/25 | Sold | $4,850,000 | -8.4% | $1,725 / Sq Ft |
| 10/10/2025 10/10/25 | Pending | -- | -- | -- |
| 08/15/2025 08/15/25 | For Sale | $5,295,000 | -- | $1,884 / Sq Ft |
Source: Cape May County Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $21,334 | $2,852,200 | $2,055,000 | $797,200 |
| 2024 | $21,334 | $2,852,200 | $2,055,000 | $797,200 |
| 2023 | $20,964 | $2,852,200 | $2,055,000 | $797,200 |
| 2022 | $19,737 | $2,852,200 | $2,055,000 | $797,200 |
| 2021 | $13,705 | $2,852,200 | $2,055,000 | $797,200 |
| 2020 | $17,398 | $2,852,200 | $2,055,000 | $797,200 |
| 2019 | $16,343 | $2,852,200 | $2,055,000 | $797,200 |
| 2018 | $15,744 | $2,852,200 | $2,055,000 | $797,200 |
| 2017 | $14,468 | $2,606,800 | $1,946,900 | $659,900 |
| 2016 | $13,946 | $2,606,800 | $1,946,900 | $659,900 |
| 2015 | $13,686 | $2,606,800 | $1,946,900 | $659,900 |
| 2014 | $13,503 | $2,606,800 | $1,946,900 | $659,900 |
Source: Public Records
Agents Affiliated with this Home
-
Stephen Frame
-
Katy Sudell
K
Buyer's Agent in 2025
Katy Sudell
FERGUSON-DECHERT, INC
6 in this area
22 Total Sales
Map
Source: Cape May County Association of REALTORS®
MLS Number: 252391
APN: 10-00102-01-00019
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