$699,900

14 45th St Unit 403 Ocean City, MD 21842

Estimated payment $5,188/month

Total Views 80
3 Beds
3 Baths
1,960 Sq Ft
$357 Price per Sq Ft

Highlights

  • Coastal Architecture
  • 2 Fireplaces
  • Forced Air Heating and Cooling System
  • Ocean City Elementary School Rated A
  • 1 Elevator
  • Dogs and Cats Allowed

About This Home

Welcome to your dream beach retreat in the heart of Ocean City! Just steps from the sand and surf, this airy two-story condo offers 3 bedrooms, 3 bathrooms, and the perfect coastal lifestyle. From the open concept living space to the private deck with ocean views, every corner invites relaxation. The primary suite boasts its own private balcony, a spacious ensuite, and a walk-in closet. With a dedicated storage room for your beach toys and access to a rooftop deck showcasing both ocean and bay views, this is beachside living at its finest.

Listing Agent

Kevin Decker

(443) 235-6552 kevin@kevindeckeroc.com Coastal Life Realty Group LLC License #532548 Listed on: 10/02/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,957

Year Built

  • Built in 2001

HOA Fees

  • $1,050 Monthly HOA Fees

Parking

  • Parking Lot

Home Design

  • Coastal Architecture
  • Entry on the 4th floor
  • Masonry

Interior Spaces

  • 1,960 Sq Ft Home
  • Property has 2 Levels
  • 2 Fireplaces
  • Washer and Dryer Hookup

Bedrooms and Bathrooms

Location

  • Flood Risk

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Utilizes Natural Gas
  • Natural Gas Water Heater
  • Municipal Trash

Listing and Financial Details

  • Tax Lot 403
  • Assessor Parcel Number 2410388872

Community Details

Overview

  • Association fees include common area maintenance, exterior building maintenance, insurance, management, reserve funds, trash
  • Mid-Rise Condominium
  • Sea Palms Community

Amenities

  • 1 Elevator

Pet Policy

  • Dogs and Cats Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,957

Year Built

Built in 2001

Lot Details

0

HOA Fees

$1,050 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Mid-Rise 5 - 8 Floors
  • Architectural Style: Coastal, Unit/Flat
  • Ownership: Condominium
  • Exclusions: All personal items and contents of closets.
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: Yes
  • Year Built: 2001
  • Washer Dryer Hookups YN: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Condos

Interior Features

  • Entry Floor: 4
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Elevators Count: 1
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1960
  • Living Area Sq Ft: 1960
  • Price Per Sq Ft: 357.09
  • Above Grade Finished Sq Ft: 1960
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 2
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Concrete, Masonry
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Natural Gas
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 3150.00
  • Condo Co-Op Fee Frequency: Quarterly
  • HOA Condo Co-Op Amenities: Elevator
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Ext Bldg Maint, Insurance, Management, Reserve Funds, Trash
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Dimensions: 0.00 x 0.00
  • Zoning: R-3
  • In City Limits: Yes

Rental Info

  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4957.00
  • Assessor Parcel Number: 2410388872
  • Tax Lot: 403
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,768 $361,933 $0 $0
2024 $4,768 $341,667 $0 $0
2023 $4,517 $321,400 $160,700 $160,700
2022 $4,517 $321,400 $160,700 $160,700
2021 $4,542 $321,400 $160,700 $160,700
2020 $4,541 $321,400 $160,700 $160,700
2019 $4,572 $321,400 $160,700 $160,700
2018 $4,527 $321,400 $160,700 $160,700
2017 $4,952 $348,800 $0 $0
2016 $5,100 $348,800 $0 $0
2015 $5,268 $348,800 $0 $0
2014 $5,268 $348,800 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/02/2025 10/02/25 For Sale $699,900 +91.8% $357 / Sq Ft
04/15/2019 04/15/19 Sold $365,000 -2.7% $186 / Sq Ft View Prior Sale
02/21/2019 02/21/19 Pending -- -- --
01/25/2019 01/25/19 Price Changed $375,000 -2.6% $191 / Sq Ft
11/23/2018 11/23/18 For Sale $385,000 +5.5% $196 / Sq Ft
10/07/2018 10/07/18 Off Market $365,000 -- --
09/25/2018 09/25/18 For Sale $350,000 0.0% $179 / Sq Ft
08/10/2018 08/10/18 Price Changed $350,000 -1.4% $179 / Sq Ft
07/27/2018 07/27/18 Price Changed $355,000 -1.1% $181 / Sq Ft
05/16/2018 05/16/18 Price Changed $359,000 -1.6% $183 / Sq Ft
05/07/2018 05/07/18 Price Changed $365,000 -1.1% $186 / Sq Ft
03/29/2018 03/29/18 Price Changed $369,000 -1.3% $188 / Sq Ft
02/01/2018 02/01/18 Price Changed $374,000 -1.6% $191 / Sq Ft
11/07/2017 11/07/17 Price Changed $380,000 -5.0% $194 / Sq Ft
05/05/2017 05/05/17 For Sale $399,999 +18.7% $204 / Sq Ft
01/29/2016 01/29/16 Sold $337,000 0.0% $172 / Sq Ft View Prior Sale
11/11/2015 11/11/15 Pending -- -- --
11/05/2015 11/05/15 Off Market $337,000 -- --
11/04/2015 11/04/15 For Sale $349,000 +3.6% $178 / Sq Ft
11/01/2015 11/01/15 Off Market $337,000 -- --
05/21/2015 05/21/15 Price Changed $349,000 -12.7% $178 / Sq Ft
02/05/2015 02/05/15 Price Changed $399,900 -9.1% $204 / Sq Ft
01/24/2015 01/24/15 Price Changed $440,000 -7.4% $224 / Sq Ft
07/19/2014 07/19/14 Price Changed $475,000 -10.0% $242 / Sq Ft
05/23/2014 05/23/14 For Sale $527,900 -- $269 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $365,000 Dba Real Estate T&E
Deed $337,000 Brennan Title Company
Deed $390,250 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $266,000 New Conventional
Previous Owner $303,300 New Conventional
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDWO2033608

Bright MLS

APN: 10-388872