Seller's Agent in 2025
Debbie Shelton
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
(540) 797-3177
32 in this area
168 Total Sales
14 Kamp Branch Rd Union Hall, VA 24176
3
Beds
3
Baths
1,630
Sq Ft
1.1
Acres
Highlights
- 92 Feet of Waterfront
- Lake View
- Ranch Style House
- 1 Dock Slip
- Deck
- No HOA
About This Home
As of June 2025Charming brick ranch on a no wake deep water cove at Smith Mountain Lake! Enjoy the peace and quiet this one acre property affords adjacent to Kamp Kilowat. This tranquil location is perfect for enjoying the lake from the newly updated upper deck, lower level covered patio or dock where boards were replaced in 2023. This three bedroom, three bath house has a newly installed heat pump and a salt water treatment system. No HOA. Summer is calling!
Last Agent to Sell the Property
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE License #0225083584 Listed on: 04/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,111
Year Built
- Built in 1985
Lot Details
- 1.1 Acre Lot
- 92 Feet of Waterfront
- Gentle Sloping Lot
- Property is zoned R1
Home Design
- Ranch Style House
- Brick Exterior Construction
Interior Spaces
- Sliding Doors
- Lake Views
- Laundry on main level
Kitchen
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms | 2 Main Level Bedrooms
- 3 Full Bathrooms
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Parking
- 4 Parking Spaces
- Detached Carport Space
Outdoor Features
- 1 Dock Slip
- Covered Dock
- Deck
- Covered Patio or Porch
Schools
- Glade Hill Elementary School
- Ben Franklin Middle School
- Franklin County High School
Utilities
- Heat Pump System
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 1
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 25, 2025
Closed on
Jun 30, 2025
Sold by
Law Major Rita
Bought by
Cossick Todd Edward and Cossick Dana Lynn
Seller's Agent
Debbie Shelton
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Phyllis Johnson
RE/MAX LAKEFRONT REALTY INC
List Price
$699,900
Sold Price
$650,000
Premium/Discount to List
-$49,900
-7.13%
Views
104
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$106,108
Avg. Annual Appreciation
58.13%
Original Mortgage
$300,000
Outstanding Balance
$299,488
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$456,620
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $650,000 | None Listed On Document | |
| Deed | $650,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $300,000 | New Conventional | |
| Closed | $300,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $650,000 | -7.1% | $399 / Sq Ft |
| 05/27/2025 05/27/25 | Pending | -- | -- | -- |
| 04/25/2025 04/25/25 | For Sale | $699,900 | -- | $429 / Sq Ft |
Source: Roanoke Valley Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $491,000 | $491,000 | $177,500 | $313,500 |
| 2023 | $1,848 | $303,000 | $165,500 | $137,500 |
| 2022 | $1,848 | $303,000 | $165,500 | $137,500 |
| 2021 | $1,848 | $303,000 | $165,500 | $137,500 |
| 2020 | $1,848 | $303,000 | $165,500 | $137,500 |
| 2019 | $1,595 | $261,500 | $131,500 | $130,000 |
| 2018 | $1,595 | $261,500 | $131,500 | $130,000 |
| 2017 | $1,438 | $308,300 | $180,000 | $128,300 |
| 2016 | $1,438 | $308,300 | $180,000 | $128,300 |
| 2015 | $1,665 | $308,300 | $180,000 | $128,300 |
| 2014 | $1,665 | $308,300 | $180,000 | $128,300 |
| 2013 | $1,665 | $308,300 | $180,000 | $128,300 |
Source: Public Records
Agents Affiliated with this Home
-
Debbie Shelton
-
Phyllis Johnson
Buyer's Agent in 2025
Phyllis Johnson
RE/MAX
(540) 537-5312
22 in this area
247 Total Sales
-
Casey Johnson
Buyer Co-Listing Agent in 2025
Casey Johnson
RE/MAX
(540) 537-0299
21 in this area
221 Total Sales
Map
Source: Roanoke Valley Association of REALTORS®
MLS Number: 916614
APN: 0520109000
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