$650,000
SOLD JUN 30, 2025

14 Kamp Branch Rd Union Hall, VA 24176

3 Beds
3 Baths
1,630 Sq Ft
1.1 Acres

Recently Sold

$399 Per Sq Ft

7% Below List Price

32 Days on Market

Highlights

  • 92 Feet of Waterfront
  • Lake View
  • Ranch Style House
  • 1 Dock Slip
  • Deck
  • No HOA

About This Home

As of June 2025

Charming brick ranch on a no wake deep water cove at Smith Mountain Lake! Enjoy the peace and quiet this one acre property affords adjacent to Kamp Kilowat. This tranquil location is perfect for enjoying the lake from the newly updated upper deck, lower level covered patio or dock where boards were replaced in 2023. This three bedroom, three bath house has a newly installed heat pump and a salt water treatment system. No HOA. Summer is calling!

Last Agent to Sell the Property

Debbie Shelton

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE License #0225083584 Listed on: 04/25/2025

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Last Buyer's Agent

Phyllis Johnson

RE/MAX LAKEFRONT REALTY INC License #0225113616

RE/MAX LAKEFRONT REALTY INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,111

Year Built

  • Built in 1985

Lot Details

  • 1.1 Acre Lot
  • 92 Feet of Waterfront
  • Gentle Sloping Lot
  • Property is zoned R1

Home Design

  • Ranch Style House
  • Brick Exterior Construction

Interior Spaces

  • Sliding Doors
  • Lake Views
  • Laundry on main level

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • 3 Full Bathrooms

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 4 Parking Spaces
  • Detached Carport Space

Outdoor Features

  • 1 Dock Slip
  • Covered Dock
  • Deck
  • Covered Patio or Porch

Schools

  • Glade Hill Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 1

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,111

Year Built

Built in 1985

Lot Details

0

Listing Details

  • Heating System: Heat Pump Electric
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Walkout - Full
  • Major Appliances: Dishwasher, Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Covered Porch, Deck
  • Views: Lake
  • BedroomsBREntryLevel: 2
  • BedroomsBRLowerLevel: 1
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 960.00
  • ExteriorDoors: Sliding
  • FullBathsFullBathsEntryLvl: 2
  • FullBathsFullBathsLowerLvl: 1
  • Grand Total Attached S Q F T: 1920
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryLowerLevel: 1
  • LengthOfWaterfront: 92.00
  • LowerBelowGrdFin Sq Ft: 670.00
  • Major Area: 04 - Franklin County
  • MasterBedroomsMasterBREntryLvl: 1
  • MasterBedroomsMasterBRLowerLvl: 1
  • NumberPrimCovSpaces: 4.00
  • Hoa2 Or Poa: No
  • PrimCoveredPrking: Carport Detached
  • RatifiedContractDt: 2025-05-27
  • Residential Type: Detached
  • Style Of House: Ranch
  • SubdivisionMap: Kamp Branch
  • Total Above Grd Fin S Q F T: 960
  • TotalBdrm: 3
  • TotalBths: 3.00
  • TotalCovdPrkSpc: 4.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 1630.00
  • TotalUnfin Sq Ft: 290.00
  • Unfinished Attached S Q F T Lower Below Grd Unfin S Q F T: 290.00
  • Water Class: Waterfront Property
  • WaterDetailsNumberCoveredSlips: 1
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Front Porch, Rear Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Private Well
  • Water Heater Type: Tank

Schools

  • Elementary School: Glade Hill
  • Middle School: Ben Franklin Middle
  • High School: Franklin County

Lot Info

  • Lot Description: Gentle Slope
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 1.10
  • Lot: 1
  • ZoningCode: R1

Green Features

  • Water Features: Cove

Building Info

  • Year Built: 1985

Tax Info

  • Taxes (6 mo): 2111.00
  • FILLTAXID: 0520109000

MLS Schools

  • Elementary School: Glade Hill
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2025
Closed on
Jun 30, 2025
Sold by
Law Major Rita
Bought by
Cossick Todd Edward and Cossick Dana Lynn
Seller's Agent
Debbie Shelton
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Phyllis Johnson
RE/MAX LAKEFRONT REALTY INC
List Price
$699,900
Sold Price
$650,000
Premium/Discount to List
-$49,900
-7.13%
Views
104

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.97%
Original Mortgage
$300,000
Outstanding Balance
$299,745
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$356,856
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $650,000 None Listed On Document
Deed $650,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 New Conventional
Closed $300,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Sold $650,000 -7.1% $399 / Sq Ft
05/27/2025 05/27/25 Pending -- -- --
04/25/2025 04/25/25 For Sale $699,900 -- $429 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $491,000 $491,000 $177,500 $313,500
2023 $1,848 $303,000 $165,500 $137,500
2022 $1,848 $303,000 $165,500 $137,500
2021 $1,848 $303,000 $165,500 $137,500
2020 $1,848 $303,000 $165,500 $137,500
2019 $1,595 $261,500 $131,500 $130,000
2018 $1,595 $261,500 $131,500 $130,000
2017 $1,438 $308,300 $180,000 $128,300
2016 $1,438 $308,300 $180,000 $128,300
2015 $1,665 $308,300 $180,000 $128,300
2014 $1,665 $308,300 $180,000 $128,300
2013 $1,665 $308,300 $180,000 $128,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 916614

Roanoke Valley Association of REALTORS®

APN: 0520109000