NOT LISTED FOR SALE

14 Rock Ridge Rd Westerly, RI 02891

Estimated Value: $772,000 - $818,542

3 Beds
2 Baths
2,455 Sq Ft
$324/Sq Ft Est. Value

Last Sold April 11, 2024

Last sale price $730,000 $297 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $4,884/month

17 Days on Market

Highlights

  • Marina
  • Waterfront
  • Contemporary Architecture
  • Golf Course Community
  • Deck
  • Wooded Lot

About This Home

As of April 2024

This unique and spectacular property is open, spacious and circular with a water view! The welcoming second level offers open living, dining and an eat-in kitchen with updated appliances, cabinets and granite countertops with a pantry and laundry area. Hardwood floors throughout this level with a full bathroom as well as two bedrooms, living room and deck all overlooking quiet Dr Lewis Pond. The first level offers a large open space, a second full bathroom, third bedroom, mudroom connected to the garage with workshop area and storage. Living area leads out a sliding door to a new outdoor shower and private access to Dr Lewis Pond. This property and area have so much to offer, located just off Shore Road on peaceful Rock Ridge, close to the beach, town, shopping, restaurants and more!

Last Listed By

Jaclyn Manchester

BHHS New England Properties License #RES.0041375 Listed on: 02/07/2024

BHHS New England Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,208

Year Built

  • Built in 1987

Lot Details

  • 0.77 Acre Lot
  • Waterfront
  • Wooded Lot
  • Property is zoned R20

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Wood Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,455 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Water Views
  • Attic

Kitchen

  • Oven
  • Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Walking Distance to Water
  • Deck

Location

  • Property near a hospital

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Baseboard Heating
  • 200+ Amp Service
  • Oil Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 34
  • Assessor Parcel Number 14ROCKRIDGERDWEST

Community Details

Overview

  • Off Shore Road Subdivision

Amenities

  • Shops
  • Restaurant
  • Public Transportation

Recreation

  • Marina
  • Golf Course Community
  • Tennis Courts
  • Recreation Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,208

Year Built

Built in 1987

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.77
  • Subdivision Name: Off Shore Road
  • Above Grade Finished Sq Ft: 2455.0
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1987
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Exhaust Fan, Oven, Oil Water Heater, Range, Refrigerator, Washer
  • Has Basement: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Ceramic Tile, Hardwood, Carpet
  • Interior Amenities: Attic, Bathtub, Cathedral Ceiling(s)
  • Living Area: 2455.0
  • Stories: 2
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Lot Features: Wooded, Waterfront
  • View: Water
  • View: Yes
  • Waterfront Features: Water Access, Walk to Water, Waterfront
  • Waterfront: Yes
  • Construction Type: Drywall, Wood Siding
  • Exterior Features: Deck, Paved Driveway
  • Foundation Details: Concrete Perimeter, Slab
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 1.0
  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage, Garage Door Opener
  • Total Parking Spaces: 4.0

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Baseboard, Oil
  • Heating Yn: Yes
  • Electric: 200+ Amp Service
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Golf, Marina, Near Hospital, Near Schools, Public Transportation, Recreation Area, Restaurant, Shopping, Tennis Court(s)
  • Senior Community: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 33541.0
  • Parcel #: 14ROCKRIDGERDWEST
  • Zoning: R20
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Annual Amount: 5208.27
  • Tax Lot: 34
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 7, 2024
Closed on
Apr 11, 2024
Sold by
Cross Dina A
Bought by
Penick Matthew and Cherenza Jessica
Seller's Agent
Jaclyn Manchester
BHHS New England Properties
Buyer's Agent
Leslie Lambrecht
Olga B. Goff Real Estate
List Price
$755,500
Sold Price
$730,000
Premium/Discount to List
-$25,500
-3.38%
Total Days on Market
17
Views
98
Current Estimated Value
$795,386

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$65,386
Avg. Annual Appreciation
8.43%
Original Mortgage
$230,000
Outstanding Balance
$228,042
Interest Rate
6.94%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$567,344

Purchase Details

Listed on
Dec 23, 2016
Closed on
Mar 27, 2017
Sold by
Dowling Dennis G
Bought by
Cross Dina A
Seller's Agent
Susan Turner Ehrlich
Mott & Chace Sotheby's Intl.
Buyer's Agent
Jaclyn Manchester
BHHS New England Properties
List Price
$419,900
Sold Price
$392,500
Premium/Discount to List
-$27,400
-6.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.20%
Original Mortgage
$220,000
Interest Rate
4.17%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 19, 2012
Closed on
Feb 27, 2013
Sold by
Pierson Samuel C and Pierson Rachel R
Bought by
Dowling Dennis G
Seller's Agent
Andy Schilke
Schilke Realty
Buyer's Agent
Andy Schilke
Schilke Realty
List Price
$379,000
Sold Price
$349,500
Premium/Discount to List
-$29,500
-7.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.88%
Original Mortgage
$349,500
Interest Rate
3.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 21, 2000
Sold by
Lalka Joseph P and Ribadeneyra Teresa
Bought by
Pierson Samuel C and Pierson Rachel R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
8.48%
Mortgage Type
Purchase Money Mortgage

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Penick Matthew $730,000 None Available
Cross Dina A $392,500 --
Dowling Dennis G $349,500 --
Pierson Samuel C $220,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Penick Matthew $230,000
Previous Owner Cross Dina A $100,000
Previous Owner Cross Dina A $220,000
Previous Owner Dowling Dennis G $15,000
Previous Owner Pierson Samuel C $349,500
Previous Owner Pierson Samuel C $139,000
Previous Owner Pierson Samuel C $150,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/11/2024 04/11/24 Sold $730,000 -3.4% $297 / Sq Ft
02/24/2024 02/24/24 Pending -- -- --
02/07/2024 02/07/24 For Sale $755,500 +92.5% $308 / Sq Ft
03/27/2017 03/27/17 Sold $392,500 -6.5% $160 / Sq Ft
02/25/2017 02/25/17 Pending -- -- --
12/23/2016 12/23/16 For Sale $419,900 +20.1% $171 / Sq Ft
02/27/2013 02/27/13 Sold $349,500 -7.8% $142 / Sq Ft
01/28/2013 01/28/13 Pending -- -- --
04/19/2012 04/19/12 For Sale $379,000 -- $154 / Sq Ft
Source: State-Wide MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,697 $580,700 $256,700 $324,000
2023 $5,208 $541,400 $244,100 $297,300
2022 $5,176 $541,400 $244,100 $297,300
2021 $4,871 $422,800 $180,800 $242,000
2020 $4,782 $422,800 $180,800 $242,000
2019 $4,735 $422,800 $180,800 $242,000
2018 $4,573 $384,900 $180,800 $204,100
2017 $4,461 $384,900 $180,800 $204,100
2016 $4,007 $343,100 $180,800 $162,300
2015 $3,797 $350,900 $184,500 $166,400
2014 $3,375 $350,900 $184,500 $166,400
Source: Public Records

Agents Affiliated with this Home

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Source: State-Wide MLS

MLS Number: 1352409

State-Wide MLS

APN: WEST-000130-000034