NOT LISTED FOR SALE

14 Ruth Dr Old Saybrook, CT 06475

Estimated Value: $559,000 - $624,186

3 Beds
2 Baths
1,496 Sq Ft
$397/Sq Ft Est. Value

Last Sold October 20, 2021

Last sale price $395,000 $264 Per Sq Ft

Est. 50% increase in value since last sale

Current estimated payment $3,482/month

50 Days on Market

Highlights

  • Water Views
  • Beach Access
  • Attic
  • Kathleen E. Goodwin School Rated A-
  • Ranch Style House
  • 2-minute walk to Saybrook Acres Town Park

About This Home

As of October 2021

Three bedroom, two bath ranch located in town in established neighborhood; walking/biking distance to town beach, park facilities, library, and Main Street. Amazing sunroom and patio overlooking salt marsh with full access for kayaking to Long Island Sound. Newer septic and roof. Don't miss the spectacular sunrise over beautiful back yard gardens! Seller relocating out of state; very flexible with immediate occupancy.

Last Agent to Sell the Property

Vincent Engingro

William Raveis Real Estate License #REB.0758083 Listed on: 07/26/2021

William Raveis Real Estate

Last Buyer's Agent

Craig Milton

Re/Max Valley Shore License #REB.0756400

Re/Max Valley Shore

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,319

Year Built

  • Built in 1960

Lot Details

  • 0.48 Acre Lot
  • Level Lot
  • Cleared Lot
  • Garden

Home Design

  • Ranch Style House
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,496 Sq Ft Home
  • Ceiling Fan
  • 1 Fireplace
  • Concrete Flooring
  • Water Views
  • Pull Down Stairs to Attic

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Basement Storage

Parking

  • Private Driveway
  • Unpaved Parking

Outdoor Features

  • Beach Access
  • Public Water Access
  • Walking Distance to Water
  • Enclosed Patio or Porch

Location

  • Flood Zone Lot

Schools

  • Kathleen E. Goodwin Elementary School
  • Old Saybrook High School

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • Heating System Uses Oil
  • Fuel Tank Located in Basement

Community Details

  • No Home Owners Association
  • Saybrook Acres Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,319

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Property Type: Single Family For Sale
  • Style: Ranch
  • Sq Ft Est Heated Above Grade: 1496
  • Public Record Living Room Sq Ft: 1496
  • Total Sq Ft: 1496
  • Year Built: 1960
  • Nearby Amenities: Library, Park
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Public Record Gross Sq Ft: 2822
  • Tax Year Updated Dt: 09/27/2021
  • Directions: Old Boston Post Road to Trask Road to Ruth Drive
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Room Count: 9
  • Total Bedrooms: 3
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Fireplaces: 1
  • Attic Description: Pull-Down Stairs
  • Basement Description: Full With Hatchway, Unfinished, Concrete Floor, Storage, Sump Pump
  • Appliances: Electric Range, Refrigerator, Dishwasher
  • Attic: Yes

Exterior Features

  • Exterior Features: Garden Area, Porch-Enclosed
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Access, Water Community, Beach Rights, Walk to Water
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garage Parking Info: Unpaved
  • Driveway Type: Private

Utilities

  • Cooling System: Ceiling Fans, Window Unit
  • Heat Type: Baseboard
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Domestic
  • Water Source: Public Water Connected
  • Sewer: Septic

Condo/Co-op/Association

  • HOA: No
  • Special Association Assessment Y: No

Lot Info

  • Acres: 0.4800
  • Lot Description: In Subdivision, Cleared, Water View, Level Lot
  • Flood Zone: Yes
  • Zoning: A

Tax Info

  • Tax Year: July 2021-June 2022
  • Property Tax: 4319
  • Mil Rate Base: 20.050
  • Assessor Parcel Number: 1025659

MLS Schools

  • Elementary School: Kathleen E. Goodwin
  • High School: Old Saybrook

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 21, 2025
Sold by
Cassella Carl A and Cassella Kevin M
Bought by
Cloutier Cecilia C
Current Estimated Value
$593,797

Purchase Details

Closed on
Jul 18, 2025
Sold by
Ayer Debra Ret and Ayer
Bought by
Casella Carl L and Cloutier Kevin M

Purchase Details

Closed on
Jul 4, 2024
Sold by
Ayer Debra
Bought by
Debra Ayer Ret and Ayer

Purchase Details

Listed on
Jul 26, 2021
Closed on
Oct 20, 2021
Sold by
Moran Laura
Bought by
Ayer Debra
Seller's Agent
Vincent Engingro
William Raveis Real Estate
Buyer's Agent
Craig Milton
Re/Max Valley Shore
List Price
$449,900
Sold Price
$395,000
Premium/Discount to List
-$54,900
-12.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.02%
Original Mortgage
$400,000
Interest Rate
2.8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 23, 1988
Sold by
Nelson Walter C
Bought by
Moran Audrey L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cloutier Cecilia C -- --
Casella Carl L $600,000 --
Debra Ayer Ret -- None Available
Debra Ayer Ret -- None Available
Ayer Debra $395,000 None Available
Ayer Debra $395,000 None Available
Moran Audrey L $179,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ayer Debra $400,000
Previous Owner Moran Audrey L $328,652
Previous Owner Moran Audrey L $57,052
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/20/2021 10/20/21 Sold $395,000 -3.6% $264 / Sq Ft
09/29/2021 09/29/21 Pending -- -- --
09/27/2021 09/27/21 Price Changed $409,900 -3.5% $274 / Sq Ft
09/07/2021 09/07/21 Price Changed $424,900 -5.6% $284 / Sq Ft
08/23/2021 08/23/21 For Sale $449,900 +13.9% $301 / Sq Ft
08/16/2021 08/16/21 Off Market $395,000 -- --
08/09/2021 08/09/21 For Sale $449,900 -- $301 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,777 $308,200 $108,400 $199,800
2024 $4,685 $308,200 $108,400 $199,800
2023 $4,405 $215,400 $88,900 $126,500
2022 $4,325 $215,400 $88,900 $126,500
2021 $4,319 $215,400 $88,900 $126,500
2020 $4,319 $215,400 $88,900 $126,500
2019 $4,254 $215,400 $88,900 $126,500
2018 $4,120 $210,200 $88,900 $121,300
2017 $4,133 $210,200 $88,900 $121,300
2016 $4,048 $210,200 $88,900 $121,300
2015 $3,954 $210,200 $88,900 $121,300
2014 $3,889 $210,200 $88,900 $121,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 170426367

SmartMLS

APN: OSAY-000021-000085