$505,000
SOLD AUG 21, 2026

14 Surrey Ct Madison, VA 22727

3 Beds
2.5 Baths
2,404 Sq Ft
3.18 Acre Lot

Sale Details

Date Sold: August 21, 2026

$210 Per Sq Ft

25 Days on Market

Highlights

  • Lake Privileges
  • Clubhouse
  • Rambler Architecture
  • Community Lake
  • Deck
  • Cathedral Ceiling

About This Home

As of August 2026

** MAJOR PRICE IMPROVEMENT – NOW OFFERED AT JUST $475,000! **
Exceptional value for this beautiful 3-bedroom, 2.5-bath ranch situated on over 3 private acres in the desirable Malvern of Madison community. This spacious home offers over 2,400 finished square feet, a large walkout basement with endless potential, an oversized attached garage, a whole-house reverse osmosis water filtration system, and a Generac whole-house standby generator for year-round peace of mind. Enjoy community amenities including a lake, clubhouse, swimming pool, and playground, all while being just minutes from Madison and a short drive to Shenandoah National Park, wineries, breweries, and Charlottesville.
**The sellers have made a substantial price adjustment and are motivated to sell. At $475,000, this home represents one of the best values currently available in Madison County. Schedule your private showing today.
Welcome home to three generously sized, light filled bedrooms on the main floor, with 2-1/2 bathrooms, a large walkout basement and stairs to an unfinished bonus room in the attic. The laundry/mud room is conveniently located on the main floor off the oversized attached two-car garage. A flex space that can be used as your home office or living room is located just off the foyer. There is a large family room boasting a cathedral ceiling and a cozy gas fireplace, perfect for gathering around on those chilly winter evenings.
A whole house reverse osmosis water filtration system and a new (2022) Generac standby power system that will automatically kick on when the power goes out give peace of mind to the rural lifestyle.
This pastoral three acres is conveniently located just a short drive from the quaint town of Madison, Shenandoah National Park, Monticello, Luray Caverns, James Monroe’s Highland, antique stores, several breweries, and numerous wineries.
Additionally, this well-established and friendly community boasts a clubhouse, recreational lake, outdoor pool and play area for children.

Last Agent to Sell the Property

Kathy Campbell

(540) 717-6970 kathy@settledownrealtor.com Kathy Jean Campbell Brokerage Phone: 5407176970 License #0225211553 Listed on: 06/25/2026

Last Buyer's Agent

Kathy Campbell

(540) 717-6970 kathy@settledownrealtor.com Kathy Jean Campbell Brokerage Phone: 5407176970 License #0225211553 Listed on: 06/25/2026

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,512

Year Built

  • Built in 2001

Lot Details

  • 3.18 Acre Lot
  • Rural Setting
  • Corner Lot
  • Open Lot
  • Back, Front, and Side Yard
  • Property is in very good condition
  • Property is zoned A1

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Parking Storage or Cabinetry
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Rambler Architecture
  • Asphalt Roof
  • Stone Siding
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,404 Sq Ft Home
  • Property has 2 Levels
  • Cathedral Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Window Treatments
  • Mud Room
  • Dining Area
  • Garden Views
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Double Oven
  • Stove
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Sump Pump
  • Rough-In Basement Bathroom
  • Basement Windows

Outdoor Features

  • Lake Privileges
  • Deck
  • Shed

Schools

  • Madison Elementary And Middle School
  • Madison County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Programmable Thermostat
  • Water Treatment System
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 149
  • Assessor Parcel Number 49 5 149

Community Details

Overview

  • Malvern Club Inc. HOA
  • Malvern Of Madison Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,512

Year Built

Built in 2001

Lot Details

3.18 Acres

HOA Fees

$50 per month

Parking

2

Listing Details

  • Standard Status: Closed
  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 6/25/2026 12:00:00 AM
  • Year Built: 2001
  • Automatically Close On Close Date: No
  • MLS Status: CLOSED-BRIGHT
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Oven - Double, Refrigerator, Stove, Washer, Water Heater
  • Flooring Type: Carpet, Hardwood, Laminated, Vinyl, Wood
  • Interior Amenities: Attic, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Kitchen - Eat-In, Pantry, Walk-In Closet(s), Water Treat System, Window Treatments, Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Interior Access, Outside Entrance, Rough Bath Plumb, Sump Pump, Unfinished, Walkout Level, Windows
  • Laundry Type: Main Floor
  • Total Sq Ft: 2404
  • Living Area Sq Ft: 2404
  • Price Per Sq Ft: 210.07
  • Above Grade Finished Sq Ft: 2404
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Shed
  • Construction Materials: Vinyl Siding, Mixed, Stone
  • Roof: Asphalt
  • View: Garden/Lawn
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s), Programmable Thermostat
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 600.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Club House, Pool - Outdoor, Picnic Area, Tot Lots/Playground, Water/Lake Privileges, Common Grounds, Lake, Swimming Pool
  • HOA Name: MALVERN CLUB INC.
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: In Ground

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: MADISON
  • High School: MADISON COUNTY
  • Middle Or Junior School: MADISON

Lot Info

  • Lot Features: Corner, Front Yard, Open, Rear Yard, Rural, Sideyard(s)
  • Lot Size Acres: 3.18
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 138695.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Zoning: A1
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 2512.00
  • Assessor Parcel Number: 49 5 149
  • Tax Lot: 149
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: MADISON COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 25, 2026
Closed on
Aug 17, 2026
Sold by
Anderson-Villemaire Deborah L and Anderson Living Trust
Bought by
Seller's Agent
Kathy Campbell
Kathy Jean Campbell
Buyer's Agent
Kathy Campbell
Kathy Jean Campbell
List Price
$505,000
Sold Price
$505,000
Views
141

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.54%
Original Mortgage
$505,000
Outstanding Balance
$505,000
Interest Rate
6.49%
Mortgage Type
VA
Estimated Equity
$5,515

Purchase Details

Closed on
Apr 28, 2005
Sold by
Anderson Robert G and Anderson Claire L
Bought by
Anderson Robert G and Anderson Claire L
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- None Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/21/2026 08/21/26 Sold $505,000 0.0% $210 / Sq Ft
07/28/2026 07/28/26 For Sale $505,000 0.0% $210 / Sq Ft
07/20/2026 07/20/26 Pending -- -- --
07/20/2026 07/20/26 Price Changed $505,000 +6.3% $210 / Sq Ft
07/16/2026 07/16/26 Price Changed $475,000 -4.8% $198 / Sq Ft
07/07/2026 07/07/26 Price Changed $498,999 0.0% $208 / Sq Ft
06/25/2026 06/25/26 For Sale $499,000 -- $208 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,611 $492,600 $106,500 $386,100
2025 $2,512 $492,600 $106,500 $386,100
2024 $2,484 $335,700 $84,500 $251,200
2023 $2,484 $335,700 $84,500 $251,200
2022 $2,484 $335,700 $84,500 $251,200
2021 $2,447 $330,700 $84,500 $246,200
2020 $2,348 $330,700 $84,500 $246,200
2019 $1,856 $330,700 $84,500 $246,200
2018 $1,856 $273,000 $81,700 $191,300
2017 -- $273,000 $81,700 $191,300
2016 -- $273,000 $81,700 $191,300
2015 -- $273,000 $81,700 $191,300
2014 -- $273,000 $81,700 $191,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAMA2002748

Bright MLS

APN: 49-5-149

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