Seller's Agent in 2025
Libby Cento
eXp Realty, LLC
(859) 992-5499
4 in this area
108 Total Sales
14 W 31st St Covington, KY 41015
West Latonia NeighborhoodEstimated Value: $199,000 - $216,666
3
Beds
1.5
Baths
1,408
Sq Ft
$148/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- High Ceiling
- Covered Patio or Porch
- Wood Flooring
- No HOA
- 4-minute walk to 30th Street & Decoursey Park
About This Home
As of September 2025Charming & Move-In Ready in Latonia!
This adorable 2-story home blends classic character with thoughtful updates. Step inside to soaring ceilings and beautiful hardwood floors that flow seamlessly upstairs. The inviting covered front porch—recently refreshed—offers a peaceful spot to relax while overlooking a tree-lined, boulevard-style street. The updated kitchen boasts abundant newer cabinets and countertops, while the refreshed bath features a tiled tub/shower surround. A spacious owner's suite provides comfort and style. The basement includes a commode and is plumbed for a full bath, offering future expansion possibilities. Enjoy peace of mind with newer paint on walls & ceilings, HVAC, and a brand-new water heater. Outside, off-street parking leads to a newly fenced backyard complete with shed and custom hardscape rock accents, creating a private retreat perfect for entertaining or unwinding. Cute, clean, and full of charm—this home is ready for you!
Last Buyer's Agent
Tonya Holt McMahon
eXp Realty, LLC License #252298
Home Details
Home Type
- Single Family
Year Built
- Built in 1927
Lot Details
- 2,640 Sq Ft Lot
- Lot Dimensions are 336 x 84
- Privacy Fence
Home Design
- Traditional Architecture
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,408 Sq Ft Home
- 2-Story Property
- High Ceiling
- Non-Functioning Fireplace
- Vinyl Clad Windows
- Entrance Foyer
- Family Room
- Formal Dining Room
- Unfinished Basement
- Rough-In Basement Bathroom
Kitchen
- Electric Range
- Dishwasher
Flooring
- Wood
- Concrete
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
Parking
- Driveway
- On-Street Parking
Outdoor Features
- Covered Patio or Porch
- Shed
Schools
- Ninth District Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 220 Volts
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 056-13-13-024.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 14, 2025
Closed on
Sep 23, 2025
Sold by
Bought by
Seller's Agent
Libby Cento
eXp Realty, LLC
Buyer's Agent
Tonya Holt McMahon
eXp Realty, LLC
List Price
$215,000
Sold Price
$207,500
Premium/Discount to List
-$7,500
-3.49%
Views
39
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$667
Avg. Annual Appreciation
0.43%
Original Mortgage
$201,973
Outstanding Balance
$201,612
Interest Rate
6.58%
Mortgage Type
FHA
Estimated Equity
$6,555
Purchase Details
Listed on
Aug 10, 2023
Closed on
Aug 18, 2023
Sold by
Bought by
Seller's Agent
Richard Hubbard
RE/MAX Victory + Affiliates
Buyer's Agent
Libby Cento
eXp Realty, LLC
List Price
$179,900
Sold Price
$190,000
Premium/Discount to List
$10,100
5.61%
Views
28
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.28%
Purchase Details
Closed on
Apr 30, 2009
Sold by
Bought by
Purchase Details
Closed on
Feb 2, 2009
Sold by
Bought by
Purchase Details
Closed on
Oct 20, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,863
Interest Rate
6.45%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 24, 2003
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $207,500 | 360 American Title | ||
| $190,000 | None Listed On Document | ||
| $54,000 | Accutitle Agency Inc | ||
| $50,000 | None Available | ||
| $49,400 | Progressive Land Title | ||
| $70,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $201,973 | ||
| Previous Owner | $44,863 | ||
| Closed | $7,410 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/23/2025 09/23/25 | Sold | $207,500 | -3.5% | $147 / Sq Ft | |
| 08/26/2025 08/26/25 | Pending | -- | -- | -- | |
| 08/14/2025 08/14/25 | For Sale | $215,000 | +13.2% | $153 / Sq Ft | |
| 08/18/2023 08/18/23 | Sold | $190,000 | +5.6% | $135 / Sq Ft | View Prior Sale |
| 08/12/2023 08/12/23 | Pending | -- | -- | -- | |
| 08/10/2023 08/10/23 | For Sale | $179,900 | -- | $128 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,518 | $190,000 | $5,000 | $185,000 |
| 2024 | $2,499 | $190,000 | $5,000 | $185,000 |
| 2023 | $1,732 | $130,000 | $5,000 | $125,000 |
| 2022 | $1,758 | $130,000 | $5,000 | $125,000 |
| 2021 | $1,047 | $65,000 | $5,000 | $60,000 |
| 2020 | $1,042 | $65,000 | $5,000 | $60,000 |
| 2019 | $1,053 | $65,000 | $5,000 | $60,000 |
| 2018 | $1,074 | $65,000 | $5,000 | $60,000 |
| 2017 | $1,089 | $65,000 | $10,000 | $55,000 |
| 2015 | $1,347 | $65,000 | $10,000 | $55,000 |
| 2014 | $1,247 | $65,000 | $10,000 | $55,000 |
Source: Public Records
Agents Affiliated with this Home
-
Libby Cento
-
T
Buyer's Agent in 2025
Tonya Holt McMahon
eXp Realty, LLC
-
Richard Hubbard
Seller's Agent in 2023
Richard Hubbard
RE/MAX
(859) 448-0001
2 in this area
185 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 635343
APN: 056-13-13-024.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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