NOT LISTED FOR SALE

Estimated Value: $414,647

3 Beds
2.5 Baths
1,728 Sq Ft
$240/Sq Ft Est. Value

Sale Details

Date Sold: July 3, 2025

Last sale price $395,000 $229 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,640 / mo

6 Days on Market

Highlights

  • Colonial Architecture
  • 3 Car Detached Garage
  • Central Heating
  • No HOA
  • 2 Detached Carport Spaces

About This Home

As of July 2025

Completely Renovated Gem in the Heart of Thurmont!
Welcome to 14 Water Street, where modern updates meet timeless charm. This beautifully renovated home offers 3 spacious bedrooms, 2 full bathrooms, and 1 half bath, delivering comfortable and stylish living on every level. No detail was overlooked in the top-to-bottom renovation—enjoy brand-new flooring, fresh paint, updated lighting, and a fully redesigned interior featuring high-quality finishes throughout. The gourmet kitchen is a true showstopper, boasting new cabinetry, quartz countertops, and sleek black stainless steel appliances. It also includes a large pantry, a dedicated coffee station complete with a mini fridge, ice maker, and a convenient hand sink—perfectly blending functionality with luxury for daily living and entertaining. All bathrooms have been completely upgraded with elegant tile work and modern fixtures. The open-concept living and dining areas create a warm, welcoming atmosphere ideal for gatherings or relaxing at home. Step outside to enjoy a charming yard, all just minutes from downtown Thurmont, local parks, schools, and major commuter routes. Whether you’re a first-time homebuyer, looking to launch a small business, or simply ready to move into a turnkey home, this property checks all the boxes. Don’t miss your opportunity to own this one-of-a-kind, fully renovated gem—schedule your private tour today!

Last Agent to Sell the Property

Nikki Ott

(240) 913-9339 home@charisrealty.com Charis Realty Group Listed on: 05/10/2025

Charis Realty Group

Last Buyer's Agent

Carroll Glass

(301) 271-3487 cindy_grimes@msn.com J&B Real Estate License #5014270

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,556

Year Built

  • Built in 1900

Lot Details

  • 4,175 Sq Ft Lot
  • Property is zoned COMMERCIAL/ RESIDENTIAL

Parking

  • 3 Car Detached Garage
  • 2 Detached Carport Spaces
  • Rear-Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Traditional Architecture
  • Block Foundation
  • Frame Construction

Interior Spaces

  • Property has 2 Levels
  • Partially Finished Basement

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Schools

  • Thurmont Elementary And Middle School
  • Catoctin High School

Utilities

  • Ductless Heating Or Cooling System
  • Central Heating
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Thurmont Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1115318104

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,556

Year Built

Built in 1900

Lot Details

4,175 Sq Ft Lot

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional, Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 5/10/2025 12:00:00 AM
  • Year Built: 1900
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Partially Finished
  • Total Sq Ft: 2088
  • Living Area Sq Ft: 1728
  • Price Per Sq Ft: 228.59
  • Above Grade Finished Sq Ft: 1728
  • Below Grade Sq Ft: 360
  • Total Below Grade Sq Ft: 360
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Garage Features: Garage - Rear Entry
  • Number Of Detached Carport Spaces: 2
  • Number Of Detached Garage Spaces: 3
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Detached Carport, Driveway, Off Street, Detached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ductless/Mini-Split
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: THURMONT
  • High School: CATOCTIN
  • Middle Or Junior School: THURMONT

Lot Info

  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4175.00
  • Zoning: COMMERCIAL/ RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3556.00
  • Assessor Parcel Number: 1115318104
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 10, 2025
Closed on
Jul 3, 2025
Sold by
Angell Vicky J and Angell-Bostian Vicky J
Bought by
Seller's Agent
Nikki Ott
Charis Realty Group
Buyer's Agent
Carroll Glass
J&B Real Estate
List Price
$395,000
Sold Price
$395,000
Views
27
Current Estimated Value
$414,647

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,647
Avg. Annual Appreciation
4.16%
Original Mortgage
$375,250
Outstanding Balance
$371,327
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$43,320

Purchase Details

Closed on
Nov 10, 2017
Sold by
Angell Charles R and Angell Lillian A
Bought by
Angell Charles R and Angell Lillian A
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Thurmont, MD

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$395,000 Lawyers Signature Settlements
Angell Charles R -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $375,250
Previous Owner Angell Charles R $281,250
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/03/2025 07/03/25 Sold $395,000 0.0% $229 / Sq Ft
05/17/2025 05/17/25 Pending -- -- --
05/10/2025 05/10/25 For Sale $395,000 -- $229 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,223 $317,500 $60,000 $257,500
2025 $3,604 $275,667
2024 $3,604 $233,833
2023 $2,954 $192,000 $56,000 $136,000
2022 $2,896 $190,300 $0 $0
2021 $2,807 $188,600 $0 $0
2020 $2,807 $186,900 $61,600 $125,300
2019 $2,766 $184,100 $0 $0
2018 $2,764 $181,300 $0 $0
2017 $2,659 $178,500 $0 $0
2016 $2,420 $177,400 $0 $0
2015 $2,420 $176,300 $0 $0
2014 $2,420 $175,200 $0 $0
Source: Public Records

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Map

Source: Bright MLS

MLS Number: MDFR2063858

Bright MLS

APN: 15-318104

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