$399,990
SOLD FEB 11, 2026

140 Harding Rd Niceville, FL 32578

3 Beds
2 Baths
1,539 Sq Ft
1996 Built

Recently Sold

$260 Per Sq Ft

7 Days on Market

Highlights

  • Primary Bedroom Suite
  • Newly Painted Property
  • Great Room
  • James E. Plew Elementary School Rated A-
  • Vaulted Ceiling
  • 2 Car Attached Garage

About This Home

As of February 2026

Nice as NEW in Niceville and just in time for the New Year!!! Welcome home to this STUNNING top to bottom renovation, located conveniently in the heart of Niceville. This 3 bedroom, 2 bath home features vaulted ceilings, a cozy fireplace and an open concept layout. The completely updated kitchen boasts sleek new cabinets, gorgeous granite countertops and all new stainless steel appliances. The bathrooms shine with new vanities and contemporary lighting, while stylish upgrades continue throughout the home. Sitting on a large lot (cleared within the fenced area), this move in ready property offers the perfect combination of modern design, and everyday comfort. You can rest easy knowing the roof was replaced in 2023, HVAC 2020, and seller will replace water heater prior to closing.

Last Agent to Sell the Property

Stefanie Jamgochian

Coastal Villages Real Estate License #3434260 Listed on: 01/03/2026

Last Buyer's Agent

Tracy Pearsall

Coldwell Banker Realty License #3390665

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1996

Lot Details

  • Property is zoned City

Parking

  • 2 Car Attached Garage

Home Design

  • Newly Painted Property
  • Dimensional Roof
  • Vinyl Siding
  • Brick Front

Interior Spaces

  • 1,539 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Gas Fireplace
  • Great Room
  • Dining Area

Kitchen

  • Breakfast Bar
  • Gas Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • 2 Full Bathrooms

Schools

  • Plew Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Cooling System Powered By Gas
  • High Efficiency Air Conditioning
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Gas Water Heater

Community Details

  • Emory Thomas Subdivision

Listing and Financial Details

  • Assessor Parcel Number 17-1S-22-0000-0001-001C

Home Details

Home Type

Single Family

Year Built

Built in 1996

Lot Details

0 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 10677 sq ft
  • Subdivision Name: EMORY THOMAS
  • Directions: From Hwy 20 in Niceville turn south on Redwood Rd. Turn right onto Valparaiso Blvd. Right onto Thomas and left onto Harding.
  • Architectural Style: Ranch
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1996
  • Remarks Misc:Remarks: Nice as NEW in Niceville and just in time for the New Year!!! Welcome home to this STUNNING top to bottom renovation, located conveniently in the heart of Niceville. This 3 bedroom, 2 bath home features vaulted ceilings, a cozy fireplace and an open concept layout. The completely updated kitchen boasts sleek new cabinets, gorgeous granite countertops and all new stainless steel appliances. The bathrooms shine with new vanities and contemporary lighting, while stylish upgrades continue throughout the home. Sitting on a large lot (cleared within the fenced area), this move in ready property offers the perfect combination of modern design, and everyday comfort. You can rest easy knowing the roof was replaced in 2023, HVAC 2020, and seller will replace water heater prior to closing.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Utilities:Private Well: Yes
  • Appliances Microwave: Yes
  • Energy:AC - High Efficiency: Yes
  • Rooms:Dining Area: Yes
  • Utilities:Gas - Natural: Yes
  • Rooms:Great Room: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Energy:AC - Central Gas: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Stove/Oven Gas, Water Heater - Gas
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor Vinyl
  • Interior Amenities: Breakfast Bar, Ceiling Vaulted, Newly Painted
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Newly Painted: Yes
  • Interior:Fireplace Gas: Yes

Exterior Features

  • Construction Type: Siding Brick Front, Siding Vinyl
  • Property Condition: Renovated, Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Siding Brick Front: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes

Utilities

  • Cooling: Gas
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water
  • Water Source: Well

Schools

  • Elementary School: Plew
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Parcel #: 17-1S-22-0000-0001-001C
  • Zoning: City

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 3, 2026
Closed on
Feb 11, 2026
Sold by
Stef Jam Enterprises Llc
Bought by
Toups Burton S
Seller's Agent
Stefanie Jamgochian
Coastal Villages Real Estate
Buyer's Agent
Tracy Pearsall
Coldwell Banker Realty
List Price
$399,900
Sold Price
$399,990
Premium/Discount to List
$90
0.02%
Views
33

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-15.11%
Original Mortgage
$399,990
Outstanding Balance
$399,990
Interest Rate
6.15%
Mortgage Type
VA
Estimated Equity
-$7,145

Purchase Details

Closed on
Nov 25, 2025
Sold by
Bender Jennifer L and Bender Jeremy
Bought by
Stef Jam Enterprises Llc

Purchase Details

Closed on
Aug 16, 2017
Sold by
Bender Jennifer L
Bought by
Bender Jennifer and Bender Jeremy
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $399,990 Bradley Title
Warranty Deed $250,000 Bradley Title
Quit Claim Deed $41,700 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $399,990 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/11/2026 02/11/26 Sold $399,990 0.0% $260 / Sq Ft
01/10/2026 01/10/26 Pending -- -- --
01/03/2026 01/03/26 For Sale $399,900 -- $260 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,213 $129,006 -- --
2024 $1,093 $125,370 -- --
2023 $1,093 $121,718 $0 $0
2022 $1,035 $118,173 $0 $0
2021 $1,023 $114,731 $0 $0
2020 $1,009 $113,147 $0 $0
2019 $990 $110,603 $0 $0
2018 $974 $108,541 $0 $0
2017 $962 $106,309 $0 $0
2016 $934 $104,122 $0 $0
2015 $953 $103,398 $0 $0
2014 $954 $102,577 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 992042

Emerald Coast Association of REALTORS®

APN: 17-1S-22-0000-0001-001C

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