$50,000
SOLD SEP 29, 2025

140 Main St Windsor, NY 13865

5 Beds
2 Baths
2,269 Sq Ft
15,682 Sq Ft Lot

Recently Sold

$22 Per Sq Ft

5 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • 2 Car Detached Garage
  • A.F. Palmer Elementary School / Windsor Central Middle School Rated A-
  • Covered Patio or Porch
  • Heating System Uses Steam

About This Home

As of September 2025

% bedroom 2 full bath 2 story 2 car garage HUD HOME SOLD "AS IS " by elec. bid only. Prop available 8/3/25 bids due 11:59 PM Central Time 8/8/25 then daily until sold. 371-511458 un (unsured) .Eligible FHA 203K financing conventional or cash HUD HOME SOLD "AS IS " by elec. bid only

Last Agent to Sell the Property

Debbie Ryer

NORA M. E. DAVIS REAL ESTATE License #10371200318 Listed on: 08/03/2025

Last Buyer's Agent

Sue Sprout

NORA M. E. DAVIS REAL ESTATE License #30SP0614706

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,405

Year Built

  • Built in 1900

Lot Details

  • Lot Sloped Down

Parking

  • 2 Car Detached Garage

Home Design

  • Composite Building Materials

Interior Spaces

  • 2,269 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace
  • Wood Flooring
  • Basement

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Alice Freeman Palmer Elementary School

Utilities

  • Radiator
  • Pellet Stove burns compressed wood to generate heat
  • Heating System Uses Steam
  • Electric Water Heater
  • Septic Tank

Community Details

  • Windsor Village Subdivision

Listing and Financial Details

  • HUD Owned
  • Assessor Parcel Number 035001-182-007-0004-011-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,405

Year Built

Built in 1900

Lot Details

0.36 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 105
  • Ownership: HUD
  • Subdivision Name: Windsor Village
  • Directions: Route 17 to Windsor exit 79, left on Main St to #140 on the right
  • Above Grade Finished Sq Ft: 2269.0
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 1900
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Fireplace Features: Living Room, Pellet Stove, Stove
  • Fireplace: Yes
  • Flooring: Wood
  • Living Area: 2269.0

Exterior Features

  • Lot Features: Sloped Down
  • Construction Type: Composite Siding
  • Exterior Features: Deck, Porch
  • Foundation Details: Basement
  • Patio And Porch Features: Covered, Deck, Open, Porch

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage, Two Car Garage

Utilities

  • Heating: Radiator(s), Steam
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Public

Schools

  • Elementary School: Alice Freeman Palmer
  • Junior High Dist: Windsor

Lot Info

  • Parcel #: 035001-182-007-0004-011-000-0000
  • Zoning Description: residential
  • Zoning: residential

Tax Info

  • Tax Annual Amount: 2405.0
  • Tax Book Number: 182.07-4-11

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2025
Closed on
Sep 26, 2025
Sold by
Secretary Of Housing & Urban Development
Bought by
Hine Madonna M
Seller's Agent
Debbie Ryer
NORA M. E. DAVIS REAL ESTATE
Buyer's Agent
Sue Sprout
NORA M. E. DAVIS REAL ESTATE
List Price
$50,000
Sold Price
$50,000
Views
32
Current Estimated Value
$85,997

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,997
Avg. Annual Appreciation
225.08%
Original Mortgage
$48,500
Outstanding Balance
$48,358
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$37,639

Purchase Details

Closed on
Nov 20, 2024
Sold by
Pennymac Services Inc
Bought by
Secretary Of Housing And Urban Development

Purchase Details

Closed on
Nov 1, 2024
Sold by
Mccloud Serenna
Bought by
Pennymac Services Inc

Purchase Details

Listed on
Mar 13, 2014
Closed on
Aug 11, 2015
Sold by
Harmon Erin
Bought by
Stabler Thomas J
Seller's Agent
Edna Pauly
CENTURY 21 NORTH EAST
Buyer's Agent
Kathleen James
WARREN REAL ESTATE (Vestal)
List Price
$84,900
Sold Price
$79,500
Premium/Discount to List
-$5,400
-6.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.74%
Original Mortgage
$78,059
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 28, 2011
Sold by
Estate Of Helen Bird Osborne and Nispel Glenda
Bought by
Harmon Erin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,025
Interest Rate
4.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 1, 1998
Sold by
Warner Carclyn
Bought by
Dodd William and Dodd Patrica A

Purchase Details

Closed on
Mar 26, 1998
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $50,000 None Listed On Document
Deed -- None Listed On Document
Deed -- None Listed On Document
Referees Deed $99,339 None Listed On Document
Warranty Deed $79,500 None Available
Deed $61,170 None Available
Deed $20,000 --
Deed $46,010 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $48,500 New Conventional
Previous Owner $78,059 FHA
Previous Owner $65,025 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/29/2025 09/29/25 Sold $50,000 0.0% $22 / Sq Ft
08/08/2025 08/08/25 Pending -- -- --
08/03/2025 08/03/25 For Sale $50,000 -37.1% $22 / Sq Ft
04/24/2025 04/24/25 Off Market $79,500 -- --
08/13/2015 08/13/15 Sold $79,500 -6.4% $37 / Sq Ft View Prior Sale
03/27/2015 03/27/15 Pending -- -- --
03/14/2014 03/14/14 For Sale $84,900 -- $39 / Sq Ft
Source: Greater Binghamton Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,075 $50,000 $9,700 $40,300
2023 $3,017 $50,000 $9,700 $40,300
2022 $2,208 $50,000 $9,700 $40,300
2021 $2,835 $50,000 $9,700 $40,300
2020 $2,146 $50,000 $9,700 $40,300
2019 $0 $50,000 $9,700 $40,300
2018 $2,872 $50,000 $9,700 $40,300
2017 $2,088 $50,000 $9,700 $40,300
2016 $2,099 $50,000 $9,700 $40,300
2015 -- $50,000 $9,700 $40,300
2014 -- $50,000 $9,700 $40,300
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2025

    Debbie Ryer

    NORA M. E. DAVIS REAL ESTATE

    (607) 427-2169

    1 in this area

    183 Total Sales

    Debbie Ryer
    Section Image

  • S

    Buyer's Agent in 2025

    Sue Sprout

    NORA M. E. DAVIS REAL ESTATE

    (607) 748-3303

    1 in this area

    45 Total Sales

    Sue Sprout
    Section Image
  • Edna Pauly

    Seller's Agent in 2015

    Edna Pauly

    CENTURY 21 NORTH EAST

    (607) 427-9529

    3 in this area

    149 Total Sales

    Edna Pauly
    Section Image

  • K

    Buyer's Agent in 2015

    Kathleen James

    WARREN REAL ESTATE (Vestal)

    (607) 743-3408

    2 in this area

    48 Total Sales

    Kathleen James
    Section Image
See All Agents

Map

Source: Greater Binghamton Association of REALTORS®

MLS Number: 332336

APN: 035001-182-007-0004-011-000-0000

New York Broome County Windsor 13865

140 Main St, Windsor, NY

Sold

Detached

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