$454,500
SOLD AUG 11, 2025

140 S Monroe St NE Rockford, MI 49341

3 Beds
2.5 Baths
1,732 Sq Ft
8,581 Sq Ft Lot

Recently Sold

$262 Per Sq Ft

7% Above List Price

6 Days on Market

Highlights

  • Deck
  • Recreation Room
  • Victorian Architecture
  • Meadow Ridge Elementary School Rated A-
  • Wood Flooring
  • 5-minute walk to Richardson-Sowerby Park

About This Home

As of August 2025

Charming 1920s home in the heart of downtown Rockford! Thoughtfully updated with 3 beds, 2.5 baths, including a spacious primary suite with walk-in closet and remodeled bath. The newly finished basement adds extra living space, bedroom with egress, and full bath. Kitchen with granite and newer appliances. Updated mechanicals, newer windows, heat tape on north side of house, covered gutters, 2-level deck, and sealed porches. Bonus heated/AC loft above oversized garage. Whole-home central vac. Bright, neutral interior and fiber internet. Walk to shops, restaurants, parks, and the White Pine Trail! Enjoy everything that Rockford has to offer from the Farmer's Market to concerts and festivals. Any offers received will not be viewed until after 12:00 PM on Tuesday, July 15.

Last Agent to Sell the Property

Katherine Bourgois

Five Star Real Estate (Rock) License #6501373110 Listed on: 07/09/2025

Last Buyer's Agent

Stephaine Garner

ERA Reardon Realty Great Lakes (Trufant)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,890

Year Built

  • Built in 1920

Lot Details

  • 8,581 Sq Ft Lot
  • Lot Dimensions are 66x131
  • Level Lot
  • Back Yard Fenced

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Victorian Architecture
  • Composition Roof
  • Aluminum Siding

Interior Spaces

  • 1,732 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Living Room
  • Dining Area
  • Recreation Room
  • Wood Flooring
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Mini Split Air Conditioners
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,890

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Victorian
  • Stories: 2
  • Year Built: 1920
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66x131
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1732.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 5890.0
  • Tax Info:Zoning3: Residential
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Lot Description:Level: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Appliances Microwave: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Additional Items:Central Vacuum: Yes
  • General Property Info:SqFt Above Grade: 1232.0
  • Additional Items:Sump Pump: Yes
  • Additional Items:Basement Finished: Yes
  • Laundry Features Lower Level: Yes
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Fencing:Fenced Back: Yes
  • Security Features:Security System: Yes
  • Architectural Style Victorian: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Central Vacuum, Garage Door Opener, Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 1732.0
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Construction Materials: Aluminum Siding
  • Fencing: Fenced Back
  • List Price: 425000.0
  • Lot Features: Level, Sidewalk
  • Patio and Porch Features: Covered, Deck, Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Aluminum Siding: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Covered: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage Faces Front, Detached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features:Detached2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Lower Level
  • Security Features: Security System
  • Sewer: Public
  • Utilities: High-Speed Internet
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.2
  • Lot Size Area: 0.2
  • Lot Dimensions: 66x131
  • Lot Size Sq Ft: 8581.0
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 5890.0
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2025
Closed on
Aug 11, 2025
Sold by
Cullain Levin Trust and Cullain Rosemary E
Bought by
Kurth Jacob and Morgan-Kurth Emily
Seller's Agent
Katherine Bourgois
Five Star Real Estate (Rock)
Buyer's Agent
Stephaine Garner
ERA Reardon Realty Great Lakes (Trufant)
List Price
$425,000
Sold Price
$454,500
Premium/Discount to List
$29,500
6.94%
Views
102

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-66.12%
Original Mortgage
$356,000
Outstanding Balance
$356,000
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$60,805

Purchase Details

Listed on
Feb 9, 2023
Closed on
Mar 17, 2023
Sold by
Robinson Victoria
Bought by
Levin David and Cullain Rosemary E
Seller's Agent
Jim King
Greenridge Realty (Summit)
Buyer's Agent
Seth Railsback
Bellabay Realty (North)
List Price
$325,000
Sold Price
$360,000
Premium/Discount to List
$35,000
10.77%
Views
86

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.16%
Original Mortgage
$150,000
Interest Rate
6.32%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 3, 2019
Closed on
Feb 14, 2019
Sold by
Ketchum Molly and Hammingh Molly
Bought by
Robinson Victoria
Seller's Agent
Brian Boven
Five Star Real Estate (Rock)
Buyer's Agent
Jim King
Greenridge Realty (Summit)
List Price
$189,900
Sold Price
$190,000
Premium/Discount to List
$100
0.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.91%
Original Mortgage
$190,000
Interest Rate
4.4%
Mortgage Type
VA

Purchase Details

Closed on
Mar 1, 2013
Sold by
Hammingh David L
Bought by
Hammingh Molly

Purchase Details

Closed on
Sep 21, 2012
Sold by
Holbert Benjamin P and Holbert Amanda
Bought by
Hammingh Molly E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,500
Interest Rate
3.38%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 16, 2009
Sold by
Hosford Thomas J and Hosford Lauren A
Bought by
Holbert Benjamin P and Coffman Amanda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,000
Interest Rate
5.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 28, 2004
Sold by
Goossens Ryan and Goossens Hope
Bought by
Hosford Thomas J and Hosford Lauren A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,500
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 18, 1999
Sold by
Servaas Steven R
Bought by
Goossens Ryan and Hammingh Molly E
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $454,500 None Listed On Document
Warranty Deed $360,000 Chicago Title
Warranty Deed $190,000 Star Title Agency Llc
Interfamily Deed Transfer -- None Available
Warranty Deed $138,000 Crossroads Title Agency
Warranty Deed $133,850 Dba Ppr Title Agency
Warranty Deed $136,500 --
Warranty Deed $110,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $356,000 New Conventional
Previous Owner $195,000 New Conventional
Previous Owner $150,000 New Conventional
Previous Owner $194,100 VA
Previous Owner $190,000 VA
Previous Owner $127,675 New Conventional
Previous Owner $135,500 FHA
Previous Owner $107,000 New Conventional
Previous Owner $136,500 Purchase Money Mortgage
Previous Owner $40,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/11/2025 08/11/25 Sold $454,500 +6.9% $262 / Sq Ft
07/15/2025 07/15/25 Pending -- -- --
07/09/2025 07/09/25 For Sale $425,000 +18.1% $245 / Sq Ft
03/17/2023 03/17/23 Sold $360,000 +10.8% $232 / Sq Ft
02/14/2023 02/14/23 Pending -- -- --
02/09/2023 02/09/23 For Sale $325,000 +71.1% $210 / Sq Ft
02/14/2019 02/14/19 Sold $190,000 +0.1% $123 / Sq Ft
01/06/2019 01/06/19 Pending -- -- --
01/03/2019 01/03/19 For Sale $189,900 -- $122 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,762 $158,600 $0 $0
2024 $4,762 $138,900 $0 $0
2023 $3,426 $108,000 $0 $0
2022 $3,965 $102,000 $0 $0
2021 $3,855 $97,600 $0 $0
2020 $3,140 $90,600 $0 $0
2019 $2,907 $84,200 $0 $0
2018 $2,913 $79,900 $0 $0
2017 $2,840 $75,000 $0 $0
2016 $2,628 $69,300 $0 $0
2015 -- $69,300 $0 $0
2013 -- $63,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25032416

Southwestern Michigan Association of REALTORS®

APN: 41-10-01-203-015