NOT LISTED FOR SALE

140 Surfside Dr Roscommon, MI 48653

Estimated Value: $742,000 - $1,306,752

4 Beds
2 Baths
2,406 Sq Ft
$460/Sq Ft Est. Value

Last Sold June 21, 2024

Last sale price $1,350,000 $561 Per Sq Ft

Est. 18% decrease in value since last sale

Current estimated payment $6,692/month

3 Days on Market

Highlights

  • Lake Front
  • Deck
  • Home Office
  • Docks
  • Main Floor Bedroom
  • Lower Floor Utility Room

About This Home

As of June 2024

Spectacular Higgins Lakefront Home! This charming home boasts a spacious layout with 4 bedrooms and 2 full bathrooms, perfect for families or those seeking a serene getaway. Enjoy the cozy ambiance of two fireplaces, perfect for chilly evenings or simply unwinding with loved ones. The walkout basement provides additional living space and easy access to the beautifully landscaped yard and sparkling waters of Higgins Lake. Step out onto the patio and indulge in mesmerizing views of the lake while sipping your morning coffee or hosting evening gatherings. Renovations and upgrades abound, including Andersen windows for energy efficiency, a new roof for peace of mind, and gutter guards for easy maintenance. The newer furnace and air conditioner ensure comfort all year round. Immerse yourself in the beauty of the outdoors with extensive landscaping that enhances the natural charm of the property. Conveniently located close to the local favorite, the Cut River Grille, you'll have easy access to delicious dining experiences without venturing far from your lakeside paradise. Don't miss the opportunity to own this exquisite lakefront home on Higgins Lake. Schedule your showing today and start living the lake life you've always dreamed of!

Last Agent to Sell the Property

The McDonald Team

RE/MAX of Higgins Lake Brokerage Email: info@higginslakeinfo.com Listed on: 05/15/2024

Last Buyer's Agent

Angela Farrington

KW Northern Michigan Team Partners License #6502432757

KW Northern Michigan Team Partners

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,138

Year Built

  • Built in 1979

Lot Details

  • Lot Dimensions are 66 x 210
  • Lake Front
  • Property fronts a private road
  • Fenced
  • Landscaped

Home Design

  • Frame Construction
  • Wood Siding

Interior Spaces

  • 2,406 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • Home Office
  • Lower Floor Utility Room

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Docks
  • Deck

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Well
  • Septic Tank
  • Septic System

Community Details

  • Property has a Home Owners Association
  • T24n R3w Subdivision

Listing and Financial Details

  • Assessor Parcel Number 004-630-004-0000
  • Tax Block Sec 34

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,138

Year Built

Built in 1979

Lot Details

0

Listing Details

  • Directions: East Higgins Lake Drive (County Road 100) to Surfside Drive
  • Garage Yn: Yes
  • Lot Size: 66 x 210
  • Prop. Type: Residential
  • Bedroom 1 Level: upper
  • Bedroom 2 Level: Upper
  • Dining Room Level: 1st
  • Kitchen Level: 1st
  • Living Room Level: 1st
  • Year Built: 1979
  • Attribution Contact: info@higginslakeinfo.com
  • PropertySubType: Residential Water
  • Road Frontage Type: Lake
  • ResoLaundryFeatures: Lower Level
  • Road Surface Type: Paved, Private
  • Water Body Name: Higgins Lake
  • NAV29_Unit_1_Appliances: Washer, Range/Oven, Refrigerator, Microwave, Dryer, Dishwasher
  • Co List Office Phone: 989-821-6208
  • MLS Status: Closed
  • Subdivision Name: T24N R3W
  • Above Grade Finished Sq Ft: 1458.0
  • Architectural Style: 2+ Story
  • ResoBuildingAreaSource: Appraisal
  • Reso Fireplace Features: Gas
  • Contract Information:Short Sale: No
  • Property Information Waterfront: Yes
  • General Property Information Lot Size Dimensions: 66 x 210
  • Property Information Total Bathrooms2: 2.0
  • Property Information:Style2: 2+ Story
  • Property Information Construction: Frame
  • Road:Private2: Yes
  • Water Well2: Yes
  • Sewer:Septic2: Yes
  • Foundation Basement2: Yes
  • Basement Specifics Full: Yes
  • Appliances Equipmt Ceiling Fan: Yes
  • Appliances Equipmt Dishwasher2: Yes
  • Appliances Equipmt Garage Door Opener2: Yes
  • Appliances Equipmt Microwave2: Yes
  • Appliances Equipmt RangeOven: Yes
  • HeatingAir Central Air2: Yes
  • HeatingAir Forced Air3: Yes
  • HeatingAir Natural Gas4: Yes
  • Exterior Features Fence: Yes
  • Appliances Equipmt Dryer2: Yes
  • Appliances Equipmt Washer2: Yes
  • Exterior Wood3: Yes
  • Location Tax and Legal Zoning2: Residential
  • Basement Specifics Walkout: Yes
  • LaundryLaundryLowerLevel: Yes
  • Basement Specifics Full-Finished: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Has Basement: Full, Finished, Walk-Out Access
  • BasementSpecificsBasementSize: 948 SF
  • Interior Amenities: Ceiling Fan, Garage Door Opener, Doorwall
  • Bedroom 3 Level: Lower
  • Bedroom 4 Level: 1st
  • Family Room Level: lower
  • Utility Room Level: lower
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Other Rooms:Office2: Yes
  • Interior Features:Gas Fireplace: Yes
  • Other Rooms:Family Room: Yes

Exterior Features

  • Exterior Features: Deck, Dock, Fence, Landscaped, Paved Driveways
  • Waterfront: Yes
  • Construction Type: Wood
  • Foundation Details: Basement
  • Exterior Features:Deck: Yes
  • Exterior Features:Landscaped: Yes
  • Exterior Features Paved Driveways: Yes
  • Exterior Features:Dock: Yes

Garage/Parking

  • Property Information:Garage Stall2: 2
  • Property Information:Garage Type2: Attached/UN

Utilities

  • Sewer: Septic Tank
  • Heating: Central Air, Forced Air, Natural Gas
  • HeatingYN: Yes

Association/Amenities

  • TaxesAndPossessionAssociationDues: Yes
  • TaxesAndPossessionAssociationFeeFrequency: Annually

Condo/Co-op/Association

  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Junior High Dist: Roscommon

Lot Info

  • Zoning: Residential
  • Parcel Number: 004-630-004-0000

Tax Info

  • Tax Block: Sec 34

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2024
Closed on
Jun 21, 2024
Sold by
Fitzgerald Francis and Fitzgerald Catherine
Bought by
Topper George M and Topper Erin N
Seller's Agent
The McDonald Team
RE/MAX of Higgins Lake
Buyer's Agent
Angela Farrington
KW Northern Michigan Team Partners
List Price
$1,250,000
Sold Price
$1,350,000
Premium/Discount to List
$100,000
8%
Views
24
Current Estimated Value
$1,105,917

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$244,083
Avg. Annual Appreciation
-6.67%
Original Mortgage
$944,100
Outstanding Balance
$933,859
Interest Rate
7.09%
Mortgage Type
New Conventional
Estimated Equity
$309,639

Purchase Details

Closed on
Dec 16, 2020
Sold by
Fitzgerald Francis M and Fitzgerald Catherine L
Bought by
T Francis

Purchase Details

Closed on
May 31, 2011
Sold by
Nilson Pamela L and Nilson Leon R
Bought by
Fitzgerald Francis M and Fitzgerald Catherine L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Interest Rate
4.75%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Topper George M $1,350,000 None Listed On Document
T Francis -- None Available
Fitzgerald Francis M $450,000 Roscommon County Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Topper George M $944,100
Previous Owner Fitzgerald Francis $434,500
Previous Owner Fitzgerald Francis $434,500
Previous Owner Fitzgerald Francis M $453,100
Previous Owner Fitzgerald Francis M $360,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/21/2024 06/21/24 Sold $1,350,000 +8.0% $561 / Sq Ft
05/18/2024 05/18/24 Pending -- -- --
05/15/2024 05/15/24 For Sale $1,250,000 -- $520 / Sq Ft
Source: Water Wonderland Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,138 $475,100 $0 $0
2024 $3,290 $375,900 $0 $0
2023 $3,150 $375,900 $0 $0
2022 $7,255 $307,000 $0 $0
2021 $6,921 $255,100 $0 $0
2020 $6,756 $247,000 $0 $0
2019 $6,606 $248,900 $0 $0
2018 $6,607 $246,500 $0 $0
2016 $10,708 $243,400 $0 $0
2015 -- $242,100 $0 $0
2014 -- $241,600 $0 $0
2013 -- $240,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Water Wonderland Board of REALTORS®

MLS Number: 201829469

Water Wonderland Board of REALTORS®

APN: 004-630-004-0000