$995,000
SOLD SEP 21, 2018

1404 Kelso Blvd Windermere, FL 34786

4 Beds
4 Baths
4,197 Sq Ft
1.2 Acres

Recently Sold

$237 Per Sq Ft

17% Below List Price

413 Days on Market

Highlights

  • 80 Feet of Waterfront
  • Boat Ramp
  • Boat Lift
  • Windermere Elementary School Rated A
  • Dock made with wood
  • Oak Trees

About This Home

As of September 2025

PRICED BELOW APPRAISAL! SELLERS MOTIVATED! Qualified buyers may apply for a 95% loan with specific lenders! Sellers will look at ALL reasonable offers! WATERFRONT and DEEDED WATER ACCESS across the street to the BUTLER CHAIN OF LAKES plus an AN-LAW APARTMENT! It's the best of both worlds! Enjoy the WATERFRONT through the cypress trees and your own private boat ramp onto Lake Cypress! In addition, you have a private, gated community boat ramp, dock, park, and fishing pier onto the Butler Chain of Lakes across the street!! This is a rare opportunity to make your own statement! An indoor SAUNA is on the main floor! The large master bedroom is on the first floor. In addition, there is a 72-foot screened-in back porch overlooking Lake Cypress with Hunter ceiling fans, perfect for entertaining! There's more! How about a five-room SEPARATE IN-LAW APARTMENT with its own entrance and air-conditioned garage attached to the main garage! One room is stubbed out for a kitchen. Need more space? There is over an acre of level land towards the street that you can build on! Other features include a new roof, new A/Cs (high SEER 18) new granite countertops in the kitchen, utility room, and bar area. New carpeting in the master bedroom, living room, and dining room. Newly painted family room and bedroom #2 that can be used as an office. So many possibilities! So close to shopping, major highways, and is zoned for the NEW Windermere High School one mile away! Bring your boat and jet skis and make this home yours!

Last Agent to Sell the Property

Karen Jorgensen

UPSIDE REAL ESTATE INC License #647158 Listed on: 08/01/2017

Last Buyer's Agent

Karen Jorgensen

UPSIDE REAL ESTATE INC License #647158 Listed on: 08/01/2017

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,584

Year Built

  • Built in 1980

Lot Details

  • 1.2 Acre Lot
  • 80 Feet of Waterfront
  • Lake Front
  • Street terminates at a dead end
  • North Facing Home
  • Level Lot
  • Oak Trees
  • Property is zoned R-CE

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Rear-Facing Garage
  • Side Facing Garage
  • Garage Door Opener
  • Circular Driveway
  • Open Parking

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 4,197 Sq Ft Home
  • Wet Bar
  • Crown Molding
  • Cathedral Ceiling
  • Wood Burning Fireplace
  • Blinds
  • French Doors
  • Sliding Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Great Room
  • Separate Formal Living Room
  • Breakfast Room
  • Formal Dining Room
  • Den
  • Bonus Room
  • Inside Utility
  • Sauna
  • Lake Views
  • Intercom
  • Attic

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Parquet
  • Carpet
  • Marble
  • Porcelain Tile
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • 4 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Access To Chain Of Lakes
  • Access To Lake
  • Boat Lift
  • Boat Ramp
  • Dock made with wood
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Schools

  • Windermere Elementary School
  • Bridgewater Middle School
  • Windermere High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Call La Karen Jorgensen At 407 808 3118 Association
  • Kelso On Lake Butler Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Boat Ramp
  • Boat Dock
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,584

Year Built

Built in 1980

Lot Details

0

HOA Fees

$38 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 4197
  • Lot Size Acres: 1.2
  • New Construction: No
  • Year Built: 1980
  • Building Area Total: 5931
  • Lot Size Sq Ft: 52087
  • Directions to Property: From Route 535 (Winter Garden-Vineland), go east on West Lake Butler, past McKinnon, around the curves, past Summerport Beach. (Takes about 4 minutes). Then, left on Kelso. Home is on the right about eight houses down.
  • Status: Sold
  • Down Payment Resource URL: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=O5527950&show_results=true&skip_sso=true
  • Down Payment Resource URL 2: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=O5527950&cview=true&show_results=true&customer_portal=true
  • Homestead Y N: No
  • Total Acreage: 1 to less than 2
  • Unit Number Y N: No
  • Home Warranty Y N: No
  • Call Center Phone Number: 407-808-3118
  • Ratio: Close Price\List Price: 0.86522
  • Price per Sq Ft: 237.07
  • Close to Original List Price Ratio: 0.82917
  • Ratio: Current Price\Building Area Total: 167.76
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2017
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Marble, Parquet, Porcelain Tile
  • Full Bathrooms: 4
  • Interior Amenities: Attic, Cathedral Ceiling(s), Crown Molding, Eating Space In Kitchen, High Ceiling(s), Intercom, Master Bedroom Main Floor, Sauna, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
  • Appliances Included: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Window Features: Blinds
  • Street Number Modifier: 1404
  • Room Count: 13
  • Additional Rooms: Attic, Bonus Room, Breakfast Room Separate, Den/Library/Office, Formal Dining Room Separate, Formal Living Room Separate, Foyer, Great Room, Inside Utility, Interior In-Law Suite
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: North
  • Exterior Features: French Doors, Lighting, Rain Gutters, Sauna, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Road Frontage Type: Street Dead-End
  • View: Water
  • Water Body Name: Lake Cypress
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Patio, Porch, Screened
  • Road Surface Type: Paved
  • Water View: Lake
  • Water Access: Lake, Lake - Chain of Lakes
  • Water Extras: Boat Ramp - Private, Dock - Wood, Lift
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: Yes
  • Flood Zone Panel: 12095C0380F
  • Waterfront Frontage: 80
  • Water Frontage Feet Lake: 80
  • Additional Water Information: This home has a private boat ramp onto Lake Cypress and a wooden dock with lift that needs repair. In addition, this community has a private boat ramp and park that leads into the BUTLER CHAIN OF LAKES across the street from this house!!
  • Disclosures: Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Garage Door Opener, Garage Faces Rear, Garage Faces Side, Oversized
  • Covered Parking Spaces: 3
  • Open Parking: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Fire Hydrant, Street Lights, Underground Utilities
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: Canal/Lake For Irrigation, Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Fishing
  • Association Amenities: Boat Dock, Private Boat Ramp
  • Association Fee: 450
  • Association Fee Frequency: Annually
  • Association Name: Call LA Karen Jorgensen at 407-808-3118
  • Association: Yes
  • Senior Community: No
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 450
  • Monthly HOA Fee: 37.5
  • Total Monthly Fees: 37.5

Schools

  • Elementary School: Windermere Elem
  • High School: Windermere High School
  • Middle Or Junior School: Bridgewater Middle

Lot Info

  • Zoning: R-CE
  • Parcel Number: 13-23-27-4110-00-330
  • Additional Parcels: No
  • Lot Features: In County, Level
  • Millage Rate: 16.89
  • Flood Zone Code: AE
  • Flood Zone Date: 2009-09-25
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes

Tax Info

  • Tax Annual Amount: 10584
  • Tax Block: 5/48
  • Tax Book Number: 5-48
  • Tax Lot: 33

Multi Family

  • Waterfront Features: Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 5, 2025
Closed on
Sep 15, 2025
Sold by
Douglas Amanda
Bought by
Cole Fish Revocable Living Trust and Fish
Seller's Agent
Corinne Defilippis
EXP REALTY LLC
Buyer's Agent
Simon Simaan
THE SIMON SIMAAN GROUP
List Price
$2,149,000
Sold Price
$2,075,000
Premium/Discount to List
-$74,000
-3.44%
Views
439

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.73%

Purchase Details

Listed on
Sep 14, 2022
Closed on
Jan 3, 2023
Sold by
Douglas Amanda
Bought by
Amanda Douglas Revocable Trust
Seller's Agent
Erica Diaz
HOMEVEST REALTY
Buyer's Agent
Matthew Hughes
REAL BROKER, LLC
List Price
$2,200,000
Sold Price
$2,040,000
Premium/Discount to List
-$160,000
-7.27%
Views
7

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.60%
Original Mortgage
$1,657,500
Interest Rate
6.94%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 14, 2022
Closed on
Nov 10, 2022
Sold by
Meder Jason T and Meder Ann-Marie
Bought by
Douglas Amanda
Seller's Agent
Erica Diaz
HOMEVEST REALTY
Buyer's Agent
Matthew Hughes
REAL BROKER, LLC
List Price
$2,200,000
Sold Price
$2,040,000
Premium/Discount to List
-$160,000
-7.27%
Views
7

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,657,500
Interest Rate
6.94%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 1, 2017
Closed on
Sep 21, 2018
Sold by
Layton Allen Charles and Layton Sarah M
Bought by
Meder Jason T and Meder Ann Marie
Seller's Agent
Karen Jorgensen
UPSIDE REAL ESTATE INC
Buyer's Agent
Karen Jorgensen
UPSIDE REAL ESTATE INC
List Price
$1,200,000
Sold Price
$995,000
Premium/Discount to List
-$205,000
-17.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.94%
Original Mortgage
$935,000
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 11, 2017
Sold by
Layton Allen C and Layton Sarah Faith
Bought by
Layton Allen Charles and Layton Sarah M

Purchase Details

Closed on
Apr 1, 2017
Bought by
Layton Family Trust
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,075,000 Celebration Title Group
Warranty Deed $100 --
Warranty Deed $2,040,000 First American Title
Warranty Deed $995,000 Florida Title & Guarantee Ag
Interfamily Deed Transfer -- Attorney
Deed $100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,657,500 New Conventional
Previous Owner $935,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/15/2025 09/15/25 Sold $2,075,000 -3.4% $494 / Sq Ft View Prior Sale
07/25/2025 07/25/25 Pending -- -- --
07/19/2025 07/19/25 For Sale $2,149,000 0.0% $512 / Sq Ft
07/09/2025 07/09/25 Pending -- -- --
06/25/2025 06/25/25 Price Changed $2,149,000 -2.3% $512 / Sq Ft
05/27/2025 05/27/25 Price Changed $2,199,000 -1.2% $524 / Sq Ft
04/30/2025 04/30/25 Price Changed $2,225,000 -3.2% $530 / Sq Ft
03/13/2025 03/13/25 For Sale $2,298,900 0.0% $548 / Sq Ft
03/05/2025 03/05/25 Pending -- -- --
03/05/2025 03/05/25 For Sale $2,298,900 +12.7% $548 / Sq Ft
11/10/2022 11/10/22 Sold $2,040,000 -7.3% $486 / Sq Ft View Prior Sale
09/15/2022 09/15/22 Pending -- -- --
09/14/2022 09/14/22 For Sale $2,200,000 +121.1% $524 / Sq Ft
09/21/2018 09/21/18 Sold $995,000 -13.5% $237 / Sq Ft
09/19/2018 09/19/18 Pending -- -- --
04/05/2018 04/05/18 Price Changed $1,150,000 -4.2% $274 / Sq Ft
08/01/2017 08/01/17 For Sale $1,200,000 -- $286 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $27,164 $1,720,680 -- --
2024 $25,342 $1,720,680 -- --
2023 $25,342 $1,623,483 $0 $0
2022 $8,118 $532,248 $0 $0
2021 $8,011 $516,746 $0 $0
2020 $7,383 $493,832 $0 $0
2019 $7,616 $482,729 $0 $0
2018 $10,623 $618,786 $290,000 $328,786
2017 $10,584 $610,612 $290,000 $320,612
2016 $10,635 $601,423 $290,000 $311,423
2015 $6,835 $581,485 $270,000 $311,485
2014 $6,912 $576,378 $265,000 $311,378
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O5527950

Stellar MLS

APN: 13-2327-4110-00-330