RENTED OCT 2, 2025

Estimated Value: $327,771

2 Beds
1.5 Baths
1,088 Sq Ft
$301/Sq Ft Est. Value

Sale Details

Date Sold: July 28, 2025

Last sale price $325,000 $299 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,012 / mo

About This Home

As of October 2025

Welcome to 1404 River Dr, a beautiful 2-bedroom, 1.5-bathroom lakefront townhome offering stunning water views and a peaceful setting. Freshly painted throughout, this home is move-in ready and perfect for those who love lake living. Enjoy direct access to the water with a private boat slip and an on-site boat ramp included in the rental. Conveniently located just minutes from downtown Belmont, Highway 85, and a short drive to Charlotte, you’ll have easy access to local restaurants, shopping, and city amenities. A two-year lease is required for this rare rental opportunity.

Last Agent to Rent the Property

Deanna Thornburg

Providence Management & Investments LLC Brokerage Email: Deanna@providenceNC.com License #275685 Listed on: 07/31/2025

Last Renter's Agent

Deanna Thornburg

Providence Management & Investments LLC Brokerage Email: Deanna@providenceNC.com License #275685 Listed on: 07/31/2025

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 1985

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 2-Story Property
  • Water Views

Bedrooms and Bathrooms

  • 2 Bedrooms

Outdoor Features

  • Boat Slip

Listing and Financial Details

  • Security Deposit $1,835
  • Property Available on 7/31/25
  • Assessor Parcel Number 126415

Townhouse Details

Home Type

Townhome

Year Built

Built in 1985

Lot Details

0 Sq Ft Lot

Rental Info

  • Pets Allowed: Conditional
  • Available Date: 2025-07-31
  • Security Deposit: 1835
  • Application Fee: 75

Listing Details

  • Property Type: Residential Lease
  • Property Sub Type: Townhouse
  • Year Built: 1985
  • Road Surface Type: Paved
  • Unit Levels: Two
  • Geocode Confidence: High
  • Attribution Contact: Deanna@providenceNC.com
  • Special Features: None

Interior Features

  • Entry Level: 1
  • Fireplace: No
  • Interior Amenities: None
  • Sq Ft Unheated Total: 0
  • Basement YN: No
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Bedroom Main: 0

Exterior Features

  • View: Water
  • Water Body Name: Lake Wylie
  • Waterfront Features: Boat Slip (Deed)

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 126415
  • Additional Parcels: No
  • Zoning Specification: R2

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 26, 2025
Closed on
Jul 7, 2025
Sold by
Bought by
Seller's Agent
Sandy Brest
Premier South
Buyer's Agent
Misty Cuthbertson
EXP Realty LLC Ballantyne
List Price
$350,000
Sold Price
$325,000
Premium/Discount to List
-$25,000
-7.14%
Views
55
Current Estimated Value
$327,771

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,771
Avg. Annual Appreciation
0.85%
Original Mortgage
$210,000
Outstanding Balance
$207,800
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$119,971

Purchase Details

Closed on
Jan 31, 2014
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,025
Interest Rate
4.48%
Mortgage Type
VA
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$325,000 None Listed On Document
$142,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $210,000
Previous Owner $121,605
Previous Owner $137,025
Previous Owner $102,400
Previous Owner $34,000
Previous Owner $12,000
Previous Owner $74,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/02/2025 10/02/25 Rented $1,835 0.0% --
09/18/2025 09/18/25 Price Changed $1,835 -2.7% $2 / Sq Ft
08/25/2025 08/25/25 Price Changed $1,885 -5.0% $2 / Sq Ft
08/08/2025 08/08/25 Price Changed $1,985 -5.5% $2 / Sq Ft
07/31/2025 07/31/25 For Rent $2,100 0.0% --
07/28/2025 07/28/25 Sold $325,000 0.0% $299 / Sq Ft View Prior Sale
06/04/2025 06/04/25 Pending -- -- --
05/30/2025 05/30/25 Price Changed $325,000 -3.0% $299 / Sq Ft
05/23/2025 05/23/25 Price Changed $335,000 -3.5% $308 / Sq Ft
05/07/2025 05/07/25 Price Changed $347,000 -0.9% $319 / Sq Ft
04/26/2025 04/26/25 For Sale $350,000 -- $322 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,548 $241,750 $0 $241,750
2024 $2,548 $241,750 $0 $241,750
2023 $2,575 $241,750 $0 $241,750
2022 $1,950 $149,440 $0 $149,440
2021 $2,010 $149,440 $0 $149,440
2019 $2,025 $149,440 $0 $149,440
2018 $1,863 $134,480 $25,000 $109,480
2017 $1,809 $134,480 $25,000 $109,480
2016 $1,809 $134,480 $0 $0
2014 $1,438 $106,902 $15,000 $91,902
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS

MLS Number: 4287564

Canopy MLS

APN: 126415

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