Seller's Agent in 2026
Michael Kelly
NEUSE REALTY, INC
(828) 513-8708
1 in this area
16 Total Sales
1404 Tosto Cir Unit 7 Oriental, NC 28571
2
Beds
2
Baths
1,297
Sq Ft
$79/ mo
HOA Fee
Highlights
- Property is near a marina
- Home fronts a creek
- Wetlands on Lot
- Pamlico County Middle School Rated 9+
- Deck
- Wood Flooring
About This Home
As of February 2026Welcome to a sailor's paradise: minimal maintenance and maximum relaxation in this two-bedroom townhome with views of Sailcraft Marina and Whittaker Creek out to the Neuse River. Enjoy reading, a game of Checkers, good conversation, grilling out, and tranquil moments on the screened-in porch. Say hello to the varied birds from green herons to hummingbirds who will visit close by. Rent a slip at the marina and walk to your boat for maintenance or to get underway. HVAC, water heater installed in 2024. Deep stainless-steel sink, microwave, and dishwasher added in 2025. Washer, dryer, and refrigerator to convey. Furniture is negotiable. Spacious ground-level workshop and storage: 11X29 feet. Covered parking for your cars, trucks, and/or golf cart. Additional parking spaces available about twenty yards away. All maintenance of grounds and most maintenance of exterior building features included in the modest HOA fees. 2-10 Home warranty provided by sellers with acceptable offer. Oriental, NC is known as the sailing capital of the state. Great adventures await including day sails to New Bern, Ocracoke Island, or the Crystal Coast. Sail the wide Neuse River and anchor out in many tranquil locations. Oriental itself has a friendly, small-town feel. It features unique and fun events over the course of the year including the Ol' Front Porch Music Festival and The Spirit of Christmas parade. You'll find a variety of restaurants, shops, and coffee houses within town limits.
Last Agent to Sell the Property
NEUSE REALTY, INC License #350718 Listed on: 10/12/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $2,434
Year Built
- Built in 1999
Lot Details
- 1,742 Sq Ft Lot
- Home fronts a creek
- Property fronts a marsh
- Property fronts a private road
- Unpaved Streets
HOA Fees
- $79 Monthly HOA Fees
Home Design
- Shingle Roof
- Wood Siding
- Shake Siding
- Vinyl Siding
- Piling Construction
Interior Spaces
- 1,297 Sq Ft Home
- 2-Story Property
- Partially Furnished
- Bookcases
- Entrance Foyer
- Combination Dining and Living Room
- Home Office
- Attic
Kitchen
- Electric Oven
- Self-Cleaning Oven
- Electric Cooktop
- Built-In Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
Parking
- 1 Open Parking Space
- 1 Driveway Space
- Covered Parking
- Tandem Parking
- Shared Driveway
- Unpaved Parking
- Additional Parking
Outdoor Features
- Property is near a marina
- Wetlands on Lot
- Deck
- Covered Patio or Porch
- Separate Outdoor Workshop
- Outdoor Storage
Schools
- Pamlico County Primary Elementary School
- Pamlico County Middle School
- Pamlico County High School
Utilities
- Heat Pump System
- Electric Water Heater
- Municipal Trash
- Cable TV Available
Listing and Financial Details
- Home warranty included in the sale of the property
- Assessor Parcel Number J082-488-D-1
Community Details
Overview
- Windward Views T. A.; HOA 1 Mgmt. Association, Phone Number (252) 515-4850
Security
- Fire and Smoke Detector
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 12, 2025
Closed on
Jan 27, 2026
Sold by
Watkins William R and Fuller Rebecca A
Bought by
Smith Terry N and Smith Jaime J
Seller's Agent
Michael Kelly
NEUSE REALTY, INC
Buyer's Agent
Kim Jenkins
Realty One Group Affinity
List Price
$415,000
Sold Price
$390,000
Premium/Discount to List
-$25,000
-6.02%
Views
38
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
35.11%
Original Mortgage
$200,000
Outstanding Balance
$200,000
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$204,340
Purchase Details
Listed on
Sep 14, 2021
Closed on
Dec 6, 2021
Sold by
Nowak David A and Nowak Janis A
Bought by
Watkins William R and Fuller Rebecca A
Seller's Agent
Suzanne Gwaltney
Century 21 Sail/Loft Realty
Buyer's Agent
KATHLEEN OTTINGER
Realty ONE Group East
List Price
$279,000
Sold Price
$275,000
Premium/Discount to List
-$4,000
-1.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.74%
Purchase Details
Closed on
Jul 19, 2021
Sold by
Nowak Janis A
Bought by
Nowak David A
Purchase Details
Closed on
Oct 12, 2005
Sold by
Jordan Rodney C
Bought by
Nowak David A and Nowak Janis A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$303,200
Interest Rate
5.84%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 10, 1999
Bought by
Frazer Henry
Purchase Details
Closed on
Jan 1, 1899
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $390,000 | None Listed On Document | |
| Deed | $275,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $379,000 | None Available | |
| Deed | $379,000 | -- | |
| Deed | $379,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $200,000 | New Conventional | |
| Previous Owner | $303,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/12/2026 02/12/26 | Sold | $390,000 | -4.6% | $301 / Sq Ft | |
| 11/11/2025 11/11/25 | Price Changed | $409,000 | -1.4% | $315 / Sq Ft | |
| 10/12/2025 10/12/25 | For Sale | $415,000 | +50.9% | $320 / Sq Ft | |
| 12/14/2021 12/14/21 | Sold | $275,000 | -1.4% | $207 / Sq Ft | View Prior Sale |
| 10/05/2021 10/05/21 | Pending | -- | -- | -- | |
| 09/14/2021 09/14/21 | For Sale | $279,000 | -- | $210 / Sq Ft |
Source: Hive MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,434 | $271,908 | $125,000 | $146,908 |
| 2024 | $2,434 | $271,908 | $125,000 | $146,908 |
| 2023 | $2,379 | $146,908 | $0 | $146,908 |
| 2022 | $2,379 | $271,908 | $125,000 | $146,908 |
| 2021 | $2,379 | $271,908 | $125,000 | $146,908 |
| 2020 | $2,379 | $271,908 | $125,000 | $146,908 |
| 2019 | $1,830 | $209,163 | $100,000 | $109,163 |
| 2018 | $1,830 | $0 | $0 | $0 |
| 2017 | $1,830 | $0 | $0 | $0 |
| 2016 | $1,816 | $0 | $0 | $0 |
| 2015 | $1,774 | $209,163 | $100,000 | $109,163 |
| 2014 | $1,774 | $209,163 | $100,000 | $109,163 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Kelly
-
Kim Jenkins
Buyer's Agent in 2026
Kim Jenkins
Realty One Group Affinity
(910) 389-5990
1 in this area
60 Total Sales
-
K
Buyer's Agent in 2026
Kimberly Jenkins
Coldwell Banker Sea Coast Advantage - Jacksonville
-
Suzanne Gwaltney
Seller's Agent in 2021
Suzanne Gwaltney
Century 21 Sail/Loft Realty
(252) 249-1787
148 in this area
202 Total Sales
-
KATHLEEN OTTINGER
Buyer's Agent in 2021
KATHLEEN OTTINGER
Realty ONE Group East
(615) 766-3570
3 in this area
18 Total Sales
Map
Source: Hive MLS
MLS Number: 100533939
APN: J082-488-D-1
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The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Homesnap, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. ©2026 Hive MLS LLC
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