$420,000
PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

14044 Cottonwood Cir Sterling, CO 80751

Estimated payment $2,403/month

3 Beds
2 Baths
2,800 Sq Ft
$150 Price per Sq Ft

Highlights

  • Engineered Wood Flooring
  • Forced Air Heating and Cooling System
  • 1-Story Property
  • 2 Car Attached Garage

About This Home

Selller is offering a $10,000 concession for buyers needs. Welcome to this inviting 3-bedroom, 2-bath home located in the Cottonwoods Estate in Sterling. Set on a large lot with beautiful views, this property offers both comfort and potential. The full unfinished basement already has two framed-out rooms, providing a head start for customizing the space to fit your needs-whether that's additional bedrooms, a home office, gym, or entertainment area. Enjoy relaxing mornings and long evenings on the covered front and back patios, perfect for soaking in the scenery or entertaining guests. Inside, the spacious primary bedroom features an attached ensuite for added privacy and convenience. The open layout enhances natural light and creates an easy flow throughout the home. A 2-car attached garage provides ample parking and storage, while the home's location places you just minutes from shopping, dining, schools, and everyday amenities. With room to grow and views to love, this property offers an exceptional opportunity.

Listing Agent

Dayleen Mitchell

CENTURY 21 Cornerstone Listed on: 11/13/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,669

Year Built

  • Built in 2007

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 2,800 Sq Ft Home
  • 1-Story Property
  • Basement Fills Entire Space Under The House

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Engineered Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Sterling Middle School
  • Sterling High School

Additional Features

  • 10,315 Sq Ft Lot
  • Forced Air Heating and Cooling System

Community Details

  • Sterling Cottonwood Association
  • Cottonwood Pud Ph 111A Subdivision

Listing and Financial Details

  • Assessor Parcel Number 38052724405003

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,669

Year Built

Built in 2007

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Inclusions: Dishwasher,Microwave
  • Year Built: 2007
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.24
  • Subdivision Name: Cottonwood PUD Ph 111a
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 2800
  • Special Features: None
  • Stories: 1

Interior Features

  • Private Spa: No
  • Appliances: Dishwasher, Microwave
  • Has Basement: Full
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Engineered Hardwood Floor
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom3 Level: Main
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Engineered Hardwood Floor
  • Living Room Features: Carpet
  • Dining Room Dining Room Level: Main

Exterior Features

  • Roof: Composition
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Natural Gas Available
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Sterling
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 50
  • Association Fee Frequency: Monthly
  • Association Name: Sterling Cottonwood
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: No
  • IRESDS_HasAssociationReserve: No
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Other,Other
  • HighSchool: Sterling
  • Junior High Dist: Valley RE 1
  • Middle Or Junior School: Sterling

Lot Info

  • Zoning: R
  • Lot Size Sq Ft: 10315
  • Parcel #: 38052724405003
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1669

Multi Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,669 $27,880 $0 $0
2023 $1,669 $27,880 $0 $0
2022 $1,717 $22,290 $2,780 $19,510
2021 $1,670 $22,940 $2,860 $20,080
2020 $1,706 $44,380 $2,650 $41,730
2019 $1,715 $44,380 $2,650 $41,730
2018 $1,425 $18,400 $2,380 $16,020
2017 $1,398 $89,420 $11,550 $77,870
2015 $1,254 $78,990 $10,500 $68,490
2014 $1,254 $72,290 $9,800 $62,490
2013 $1,254 $72,290 $9,800 $62,490
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/13/2025 11/13/25 For Sale $420,000 +50.0% $150 / Sq Ft
05/03/2020 05/03/20 Off Market $280,000 -- --
01/28/2019 01/28/19 Off Market $285,000 -- --
11/20/2015 11/20/15 Sold $285,000 -12.3% $102 / Sq Ft View Prior Sale
11/01/2015 11/01/15 Pending -- -- --
09/21/2015 09/21/15 For Sale $325,000 +16.1% $116 / Sq Ft
08/22/2014 08/22/14 Sold $280,000 0.0% $100 / Sq Ft View Prior Sale
07/23/2014 07/23/14 Pending -- -- --
06/12/2014 06/12/14 For Sale $280,000 -- $100 / Sq Ft
Source: IRES MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Warranty Deed $339,501 Stewart Title
Warranty Deed $302,700 Stewart Title
Warranty Deed $285,000 Stewart Title
Warranty Deed $229,900 Stewart Title Sterling Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $110,000 New Conventional
Previous Owner $287,565 Adjustable Rate Mortgage/ARM
Previous Owner $226,500 Unknown
Previous Owner $206,910 New Conventional
Source: Public Records

Source: IRES MLS

MLS Number: 1047316

IRES MLS

APN: 38052724405003