$200,000

Estimated payment $1,435/month

Total Views 228
2 Beds
2 Baths
935 Sq Ft
$214 Price per Sq Ft

Highlights

  • 60 Feet of Fresh Water Canal Waterfront
  • Dock Has No Access To Electricity
  • Gated Community
  • Boat Ramp
  • Fitness Center
  • Canal View

About This Home

Leave the Snow Behind & Make Florida Your Winter Getaway!
Imagine escaping the cold and spending your winters surrounded by sunshine, sparkling water, boating, fishing, and Florida’s famous outdoor lifestyle. This charming furnished 2-bedroom, 2-bath cottage is nestled in the desirable gated Shelter Cove Resort along the scenic southern shore of Lake Center—part of the beautiful Alligator Chain of Lakes.

This is more than a cottage—it’s your opportunity to have your own Florida retreat with your dock and boat slip, giving you easy access to the water whenever you're ready for a day of fishing, boating, or simply enjoying the peaceful lakefront lifestyle.
Fish from your own dock or sail away by having the convenient access to Lake Center and the Alligator Chain of Lakes right from your back yard.
Community amenities include: Gated, resort-style community with beautiful wooded areas, wetlands, and lakefront surroundings
Community pool, golf cart-friendly roads/trails, social activities, and recreational opportunities
Perfect as a snowbird winter retreat, vacation home, investment property, or full-time Florida residence
Just 4 miles to Publix, Winn-Dixie, Walgreens, and everyday conveniences
New Walmart being built around the corner, restaurants, and shopping in St. Cloud
About 40 minutes to Melbourne and Cocoa Beach
Conveniently located near Central Florida’s world-famous attractions, including Walt Disney World, Universal Studios, and SeaWorld
Winter Somewhere Warm!

Why spend another winter shoveling snow when you could be sitting on your dock with a fishing pole, watching a rocket launch across the Florida sky, or enjoying a sunset cruise from your own boat slip?

Spend your days on the water and your evenings enjoying the relaxed atmosphere of Shelter Cove. And when you're ready for some excitement, Central Florida’s theme parks, entertainment, dining, shopping, and attractions are all within easy reach.

Whether you’re looking for a snowbird escape, a waterfront vacation home, or your own affordable slice of the Florida lifestyle, this charming cottage offers an incredible opportunity to enjoy the best of lake living and Central Florida.

Leave the snow behind. Bring your boat, your fishing pole, and your flip-flops—and start enjoying Florida!

Schedule your private tour today and discover your new winter getaway!

Listing Agent

Kim Davidson

ST. CLOUD REAL ESTATE Brokerage Phone: 407-892-1920 License #635142 Listed on: 08/18/2026

Property Details

Home Type

  • Manufactured Home

Est. Annual Taxes

  • $1,909

Year Built

  • Built in 2004

Lot Details

  • 3,006 Sq Ft Lot
  • 60 Feet of Fresh Water Canal Waterfront
  • South Facing Home
  • Private Yard

HOA Fees

  • $178 Monthly HOA Fees

Parking

  • 1 Carport Space

Home Design

  • Pillar, Post or Pier Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 935 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Canal Views

Kitchen

  • Range
  • Ice Maker

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Dryer
  • Washer

Outdoor Features

  • Access to Freshwater Canal
  • Seawall
  • Dock Has No Access To Electricity
  • Open Dock
  • Deck
  • Shed

Mobile Home

  • Manufactured Home

Utilities

  • Central Heating and Cooling System
  • Mini Split Air Conditioners
  • Thermostat
  • Private Sewer

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, sewer, trash, water
  • Sentry Management/Bridgette Shearin Association, Phone Number (407) 846-6323
  • Visit Association Website
  • Shelter Cove Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse
  • Laundry Facilities

Recreation

  • Boat Ramp
  • Shuffleboard Court
  • Fitness Center
  • Community Pool

Pet Policy

  • Dogs and Cats Allowed
  • Breed Restrictions

Security

  • Gated Community

Property Details

Home Type

Manufactured Home

Est. Annual Taxes

$1,909

Year Built

Built in 2004

Lot Details

3,006 Sq Ft Lot

HOA Fees

$178 per month

Listing Details

  • HOA Fee Includes: Pool, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Manufactured Home
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 935
  • Lot Size Acres: 0.07
  • New Construction: No
  • Year Built: 2004
  • Building Area Total: 935
  • Lot Size Sq Ft: 3006
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 86.86
  • Escrow City: Saint Cloud
  • Escrow State: FL
  • Escrow Street Name: E. 13th Street
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 213.90
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Open,Dock w/o Electric
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp
  • Attribution Contact: 407-892-1920
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Thermostat, Window Treatments
  • Appliances Included: Dryer, Ice Maker, Range, Refrigerator, Washer
  • Foundation Details: Pillar/Post/Pier
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Private Yard
  • Living Area Meters: 86.86

Exterior Features

  • Direction Faces: South
  • Other Structures: Shed(s)
  • Exterior Features: Private Yard
  • Roof: Shingle
  • Body Type: Single Wide
  • Pool Private: No
  • View: Water
  • Water Body Name: PIRATE COVE
  • Waterfront: Yes
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Water Access: Canal - Freshwater
  • Water Extras: Seawall - Other
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 60
  • Flood Zone Panel: 12097C0115G
  • Additional Water Information: Off of Center Lake - Alligator Chain of Lakes
  • Water Frontage Feet Canal Fresh: 60

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air, Mini-Split Unit(s)
  • Heating: Central
  • Laundry Features: Inside, Laundry Closet
  • Sewer: Private Sewer
  • Water Source: Private

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Pool
  • Association Amenities: Clubhouse, Fitness Center, Laundry, Pool, Shuffleboard Court
  • Association Fee: 178
  • Association Fee Frequency: Monthly
  • Association Name: Sentry Management/Bridgette Shearin
  • Phone: 407 846 6323
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Request breed restrictions from community manager
  • Association Fee Requirement: Required
  • Association Email: bshearin@sentrymgt.com
  • Association URL: Sentrymgt.com

Fee Information

  • Total Annual Fees: 2136.00
  • Total Monthly Fees: 178.00
  • Monthly HOA Amount: 178.00

Lot Info

  • Zoning: OPUD
  • Parcel Number: 34-25-31-4987-0001-0778
  • Additional Parcels: No
  • Lot Features: In County
  • Flood Zone Code: AE

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Breed Restrictions, Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: For all leasing restrictions please contact property management company. All tenants must complete background check

Tax Info

  • Tax Annual Amount: 1909
  • Tax Block: 1
  • Tax Book Number: 1-20
  • Tax Lot: 778

Multi Family

  • Waterfront Features: Canal - Freshwater
  • Approval Process: Application to be submitted through Tenant Evaluation website

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,343 $175,744 $75,991 $99,753
2025 $2,343 $172,299 $74,501 $97,798
2024 $2,272 $168,922 $73,041 $95,881
2023 $2,236 $165,610 $71,609 $94,001
2022 $2,142 $162,363 $70,205 $92,158
2021 $2,094 $159,180 $68,829 $90,351
2020 $2,108 $157,549 $68,124 $89,425
2019 $2,034 $154,461 $66,789 $87,672
2018 $1,972 $151,433 $65,480 $85,953
2016 $1,851 $145,555 $62,939 $82,616
2015 $1,826 $143,370 $61,994 $81,376
2014 $1,841 $140,562 $60,780 $79,782
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/26/2026 08/26/26 For Sale $200,000 0.0% $214 / Sq Ft
08/23/2026 08/23/26 Pending -- -- --
08/18/2026 08/18/26 For Sale $200,000 +39.4% $214 / Sq Ft
11/15/2019 11/15/19 Sold $143,500 -4.3% $153 / Sq Ft View Prior Sale
10/21/2019 10/21/19 Pending -- -- --
08/24/2019 08/24/19 For Sale $150,000 -- $160 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $100,000 Stewart Approved Title Inc
Warranty Deed $20,000 --
Source: Public Records

Source: Stellar MLS

MLS Number: S5155805

Stellar MLS
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