NOT LISTED FOR SALE

1406 Oak St Palatka, FL 32177

Estimated Value: $289,000 - $377,000

6 Beds
3.5 Baths
3,100 Sq Ft
$106/Sq Ft Est. Value

Last Sold August 03, 2020

Last sale price $188,900 $61 Per Sq Ft

Est. 74% increase in value since last sale

Current estimated payment $2,403/month

21 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • In-Law or Guest Suite
  • 1 Fireplace
  • Breakfast Area or Nook
  • Built-In Features

About This Home

As of August 2020

Zoned Residential, Commercial & Multi-Family, 6 bedrooms and 3 1/2 Bathrooms. Included in the space is 2 kitchen areas, home has two separate keyed entrances and is perfect for multi-generational families. Flawless granite countertops, herringbone ceramic wood tiled floors in living room, laminate floors and tiled floors in down stairs bedrooms, stone fireplace and custom wood cabinets. You must see! There's 3 bedrooms and 1 bathroom upstairs and 3 bedrooms 2.5 Baths downstairs at this property. Perfect for a large family, or entrepreneur and anyone with a vision that's based around home based business/entrepreneurship in the Palatka area, the opportunities are limitless with this home. You can really make your dreams come true in here. Call today for your safe online or in person showing

Last Agent to Sell the Property

DARREN GARDNER

FLORIDA HOMES REALTY & MTG LLC License #3359282 Listed on: 05/15/2020

Last Buyer's Agent

DARREN GARDNER

FLORIDA HOMES REALTY & MTG LLC License #3359282 Listed on: 05/15/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,335

Year Built

  • Built in 1946

Lot Details

  • Property is Fully Fenced
  • Chain Link Fence

Home Design

  • Traditional Architecture
  • Metal Roof
  • Wood Siding
  • Block Exterior

Interior Spaces

  • 3,100 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Built-In Features
  • 1 Fireplace
  • Entrance Foyer
  • Fire and Smoke Detector
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • In-Law or Guest Suite
  • Bathtub and Shower Combination in Primary Bathroom

Parking

  • Additional Parking
  • On-Street Parking
  • Assigned Parking

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient Lighting

Utilities

  • Central Heating and Cooling System
  • Heat Pump System

Listing and Financial Details

  • Assessor Parcel Number 421027685026300700

Community Details

Overview

  • No Home Owners Association
  • Palatka Blks Subdivision

Amenities

  • Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,335

Year Built

Built in 1946

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 1946
  • Property Sub Type: Single Family Residence
  • Road Surface Type: Asphalt
  • Subdivision Name: Palatka Blks
  • Architectural Style: Multi Generational, Traditional
  • Efficiency: Appliances, Lighting
  • Smart Home Features:Dishwasher2: Yes
  • General Property Information Living Area2: 3100.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Interior Features Primary Bathroom - Tub with Shower: Yes
  • Security Features Smoke Detector(s): Yes
  • Interior Features Breakfast Nook: Yes
  • Fencing Fenced: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Breakfast Nook, Built-in Features, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Wet Bar
  • Major Appliances: Dishwasher, Disposal, Electric Range, Ice Maker, Microwave, Refrigerator
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Concrete, Tile
  • Living Area: 3100.0
  • Appliances Dishwasher: Yes
  • Appliances:Ice Maker: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:In-Law Floorplan: Yes
  • Interior Features:Wet Bar: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Chain Link, Full
  • Roof: Metal
  • Pool Features: None
  • Construction Type: Block, Wood Siding
  • Other Structures: Guest House
  • Exterior Features:Fencing - Full: Yes
  • Construction Materials:Wood Siding: Yes
  • Construction Materials:Block: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Additional Parking, Assigned, On Street
  • Parking Features:Assigned: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Additional Parking: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee Frequency: One Time
  • Amenities: Laundry
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No
  • General Property Information:Association Fee Frequency: One Time
  • Association Amenities:Laundry: Yes

Lot Info

  • Current Use: Commercial, Residential, Single Family
  • Parcel #: 421027685026300700

Green Features

  • Green Energy Efficient:Appliances: Yes
  • Green Energy Efficient:Lighting: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 25, 2024
Sold by
Mcmillon Michael
Bought by
Mccormick Kirra
Current Estimated Value
$328,893

Purchase Details

Closed on
Feb 14, 2023
Sold by
Mcmillon Michael
Bought by
Mcmillon Michael

Purchase Details

Listed on
May 15, 2020
Closed on
Aug 4, 2020
Sold by
Gardner Darren
Bought by
Mcmillon Michael and Mccormick Kirra
Seller's Agent
DARREN GARDNER
FLORIDA HOMES REALTY & MTG LLC
Buyer's Agent
DARREN GARDNER
FLORIDA HOMES REALTY & MTG LLC
List Price
$198,900
Sold Price
$188,900
Premium/Discount to List
-$10,000
-5.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.35%
Original Mortgage
$185,478
Interest Rate
3.1%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 6, 2017
Sold by
Home Opportunity Llc
Bought by
Gardner Darren

Purchase Details

Closed on
Feb 5, 2015
Sold by
Mcduffie Esther and Seymour Judy
Bought by
Home Opportunity Llc

Purchase Details

Closed on
Mar 27, 2013
Sold by
Transportation Alliance Bank Inc
Bought by
Home Opportunity Llc

Purchase Details

Closed on
Jun 29, 2012
Sold by
Home Solutions Partners Iv Reo Llc
Bought by
Transportation Alliance Bank Inc

Purchase Details

Closed on
Apr 29, 2010
Sold by
Monkhouse Llc
Bought by
Home Solutions Partners Iv Reo Llc

Purchase Details

Closed on
Aug 1, 2009
Sold by
Mozel Llc
Bought by
Monkhouse Llc

Purchase Details

Closed on
Mar 6, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Mozel Llc

Purchase Details

Closed on
Jul 2, 2008
Sold by
Jackson Elijah T and Jackson Annie B
Bought by
Deutsche Bank National Trust Co and Long Beach Mortgage Loan Trust 2006-10
Source: Public Records

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mccormick Kirra $100 None Listed On Document
Mcmillon Michael $100 --
Mcmillon Michael $188,900 Mti Title Insurance Agcy Inc
Gardner Darren $7,090 Mti Title Ins Agency Inc
Home Opportunity Llc $4,600 None Available
Home Opportunity Llc -- Attorney
Transportation Alliance Bank Inc $26,208 Attorney
Home Solutions Partners Iv Reo Llc $19,725 None Available
Monkhouse Llc -- None Available
Mozel Llc $25,300 Watson Title Insurance Inc
Deutsche Bank National Trust Co -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mcmillon Michael K $21,677
Previous Owner Mcmillon Michael K $15,092
Previous Owner Mcmillon Michael $185,478
Previous Owner Jackson Elijah T $225,630
Previous Owner Jackson Elijah T $207,000
Previous Owner Jackson Elijah T $174,250
Previous Owner Jackson Elijah T $135,000
Previous Owner Jackson Elijah T $101,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/03/2020 08/03/20 Sold $188,900 -5.0% $61 / Sq Ft
06/06/2020 06/06/20 Pending -- -- --
05/15/2020 05/15/20 For Sale $198,900 -- $64 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,335 $298,840 $42,400 $256,440
2023 $5,107 $240,270 $0 $0
2022 $4,108 $212,195 $0 $0
2021 $3,611 $186,660 $0 $0
2020 $2,556 $93,860 $0 $0
2019 $2,413 $86,190 $81,550 $4,640
2018 $2,368 $82,700 $79,730 $2,970
2017 $2,305 $77,910 $74,940 $2,970
2016 $2,618 $79,770 $0 $0
2015 $2,096 $80,438 $0 $0
2014 $2,358 $81,777 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 1053476

realMLS (Northeast Florida Multiple Listing Service)

APN: 42-10-27-6850-2630-0700