NOT LISTED FOR SALE

Estimated Value: $322,000 - $352,000

2 Beds
1 Bath
1,150 Sq Ft
$290/Sq Ft Est. Value

Last Sold July 27, 2023

Last sale price $300,000 $261 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $1,890/month

17 Days on Market

Highlights

  • Waterfront
  • Wood Flooring
  • 2 Car Detached Garage
  • 11.8 Acre Lot
  • Cottage
  • Front Porch

About This Home

As of July 2023

Welcome to your dream cottage on 11.8 ACRES in Cumberland! This charming home offers a comfortable living space of 1150 square feet and boasts direct access to Cumberland State Forest right from your backyard. The farm country front porch invites you to savor your morning coffee while soaking in the picturesque views. Come inside and discover the cozy ambiance of this cottage that offers peaceful retreats for you and your loved ones. With 2 bedrooms, beautiful floors, and an adorable kitchen with like-new appliances makes it truly move-in ready. The newer Anderson windows, installed no longer than 5 years ago, bring in an abundance of natural light, while still maintaining an impeccable condition that looks brand new. There's also a whole house generator, ensuring uninterrupted power supply even during inclement weather. It also has a gas line for the generator and gas stove. This property also features an under-house water filtration system providing clean and pure water straight from the tap! This charming cottage is being sold with an oversized 2 car garage, a storage unit and the ADJOINING WATERFRONT LAND - 2 parcels being sold together adding value to the final purchase!

Last Agent to Sell the Property

Jess McLaughlin

Long & Foster REALTORS Brokerage Phone: 804-218-5376 License #0225243957 Listed on: 06/08/2023

Long & Foster REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $753

Year Built

  • Built in 1990

Lot Details

  • 11.8 Acre Lot
  • Waterfront
  • Zoning described as A2

Parking

  • 2 Car Detached Garage
  • Oversized Parking

Home Design

  • Cottage
  • Bungalow
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,150 Sq Ft Home
  • 1-Story Property
  • Wood Flooring
  • Crawl Space

Kitchen

  • Oven
  • Gas Cooktop

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Outdoor Storage
  • Front Porch

Schools

  • Cumberland Elementary And Middle School
  • Cumberland High School

Utilities

  • Well
  • Water Heater
  • Septic Tank

Community Details

  • Cumberland Subdivision

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 021A-1-3-A

Home Details

Home Type

Single Family

Est. Annual Taxes

$753

Year Built

Built in 1990

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1990
  • Property Attached Yn: No
  • Attribution Contact: 804-218-5376
  • Lot Size Acres: 11.8
  • Water Body Name: Willis River
  • Ownership: Individuals
  • Subdivision Name: Cumberland
  • Architectural Style: Bungalow, Cottage
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Owner
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Gas Cooking, Oven, Refrigerator, Water Heater, Washer
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Living Area: 1150.0
  • Stories: 1
  • ResoLivingAreaSource: Owner

Exterior Features

  • Roof: Metal
  • Pool Features: None
  • Waterfront: Yes
  • Construction Type: Other, Wood Siding
  • Other Structures: Garage(s), Storage
  • Patio And Porch Features: Front Porch, Side Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage, Oversized, Storage

Utilities

  • Heating: Other
  • Cooling: Other
  • Sewer: Septic Tank
  • Water Source: Well

Schools

  • Middle Or Junior School: Cumberland

Lot Info

  • Parcel Number: 021A-1-3-A
  • Zoning Description: A2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 753.0
  • Tax Lot: 3

MLS Schools

  • Elementary School: Cumberland
  • High School: Cumberland

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 8, 2023
Closed on
Jul 27, 2023
Sold by
Duty John P and Duty Helen K
Bought by
Verzi Peter A
Seller's Agent
Jess McLaughlin
Long & Foster REALTORS
List Price
$299,000
Sold Price
$300,000
Premium/Discount to List
$1,000
0.33%
Views
41
Current Estimated Value
$334,003

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,003
Avg. Annual Appreciation
6.47%
Original Mortgage
$285,000
Outstanding Balance
$279,485
Interest Rate
6.69%
Mortgage Type
Construction
Estimated Equity
$61,854
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Verzi Peter A $300,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Verzi Peter A $285,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/27/2023 07/27/23 Sold $300,000 +0.3% $261 / Sq Ft
06/27/2023 06/27/23 Pending -- -- --
06/19/2023 06/19/23 For Sale $299,000 0.0% $260 / Sq Ft
06/10/2023 06/10/23 Pending -- -- --
06/09/2023 06/09/23 For Sale $299,000 -- $260 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $842 $140,300 $45,420 $94,880
2024 $842 $140,300 $45,420 $94,880
2023 $753 $100,400 $34,250 $66,150
2022 $753 $100,400 $34,250 $66,150
2021 $753 $100,400 $34,250 $66,150
2020 $773 $100,400 $34,250 $66,150
2019 $684 $87,650 $31,100 $56,550
2018 $684 $87,650 $31,100 $56,550
2017 $684 $87,650 $31,100 $56,550
2016 $684 $87,650 $31,100 $56,550
2015 -- $87,650 $31,100 $56,550
2014 -- $87,650 $31,100 $56,550
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2313949

Central Virginia Regional MLS

APN: 021A-1-3-A