NOT LISTED FOR SALE

Estimated Value: $907,000 - $995,000

2 Beds
2 Baths
924 Sq Ft
$1,017/Sq Ft Est. Value

Last Sold April 08, 2022

Last sale price $960,000 $1,039 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $6,547/month

10 Days on Market

Highlights

  • Wood Flooring
  • Main Floor Bedroom
  • Tile Countertops
  • Mission Hill Middle School Rated A-
  • Bathtub with Shower
  • 3-minute walk to Frederick Street Park

About This Home

As of April 2022

Beautiful rare listing end unit in Harbor Village with mature landscaping, light and airy feeling, and secluded back patio and spa. This home boasts bright hardwood flooring, master suite, a sunny kitchen, and gas assisted fireplace. The community is very friendly and welcoming, with occasional common area gatherings. Frederick street park is half a block away with playgrounds, volleyball courts, and fenced dog runs. There is a path down to the yacht harbor which you can follow out to the lighthouse and beach in one direction, and Arana Gulch Park (for running/biking) in the other. Restaurants, beach party events, lighted boat parades, and Wednesday night fun sails all take place nearby. You are only residential streets away from a large natural foods market, and 6 minutes from the highway for easy commuting. This is a unique opportunity in one of Santa Cruz's best and most walk-able neighborhoods!

Last Agent to Sell the Property

Scott Joly

Thunderbird Real Estate License #01962614 Listed on: 03/14/2022

Last Buyer's Agent

Gayle O'Neal

eXp Realty of California Inc License #00974977

eXp Realty of California Inc

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $11,294

Year Built

  • 1984

Lot Details

  • 871 Sq Ft Lot

HOA Fees

  • $463 Monthly HOA Fees

Home Design

  • Wood Frame Construction
  • Wood Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 924 Sq Ft Home
  • Gas Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Wood Flooring
  • Laundry in unit

Kitchen

  • Gas Oven
  • Tile Countertops
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Parking

  • 1 Parking Space
  • Guest Parking
  • Assigned Parking

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Separate Meters
  • 220 Volts
  • Individual Gas Meter

Community Details

  • Association fees include common area electricity, exterior painting, fencing, garbage, insurance - common area, landscaping / gardening, maintenance - exterior, maintenance - road, reserves, roof
  • Harbor Village Association

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$11,294

Year Built

1984

Lot Details

0

HOA Fees

$463 per month

Listing Details

  • Zoning: Res
  • Subclass: Townhouse
  • Restrictions: Age - No Restrictions, Pets - Restrictions
  • Age: 38
  • Listing Class: Residential
  • Structure Sq Ft: 924
  • Special Features: None
  • Property Sub Type: Townhouses
  • Year Built: 1984

Interior Features

  • Family Room: No Family Room
  • Fireplace: Gas Burning, Living Room
  • Dining Room: No Formal Dining Room
  • Kitchen: 220 Volt Outlet, Countertop - Tile, Garbage Disposal, Oven - Gas, Refrigerator
  • Fireplace: Yes
  • Living Sq Ft: 924
  • Bedrooms: Ground Floor Bedroom, More Than One Bedroom On Ground Floor
  • Laundry: Inside
  • Flooring: Hardwood
  • Fireplaces Min: 1
  • Maximum Numberof Bedrooms: 2
  • Minimum Numberof Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Bathroom: Shower Over Tub - 1, Stall Shower

Exterior Features

  • Foundation: Concrete Perimeter
  • Roof: Wood Shakes / Shingles
  • Construction Type: Wood Frame

Garage/Parking

  • Parking Spaces: 1
  • Garage Parking Features: Assigned Spaces, Guest / Visitor Parking

Utilities

  • Heating System: Fireplace, Forced Air, Gas
  • Sewer/Septic System: Sewer - Public

Condo/Co-op/Association

  • Complex Name: Harbor Village
  • HOA Fees: 463
  • HOA Documents: Articles Of Incorporation, Budget, Bylaws, Cc&rs, Financial Statement, Minutes, Rules & Regulations
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Common Area Electricity, Exterior Painting, Fencing, Garbage, Insurance - Common Area, Landscaping / Gardening, Maintenance - Exterior, Maintenance - Road, Reserves, Roof
  • HOA Exist: Yes
  • H O A Name Text: Harbor Village Association

Schools

  • School District: Santa Cruz City High

Lot Info

  • Lot Acres: 0.0200
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 871.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 871.00

Multi Family

  • Utilities: Individual Electric Meters, Individual Gas Meters, Public Utilities

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 14, 2022
Closed on
Apr 5, 2022
Sold by
Cain Bayes Natalie
Bought by
Rc Trust
Seller's Agent
Scott Joly
Thunderbird Real Estate
Buyer's Agent
Gayle O'Neal
eXp Realty of California Inc
List Price
$899,000
Sold Price
$960,000
Premium/Discount to List
$61,000
6.79%
Current Estimated Value
$939,330

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$20,670
Avg. Annual Appreciation
-0.65%

Purchase Details

Listed on
Jun 8, 2020
Closed on
Jul 23, 2020
Sold by
Maldonado Damian and Carrillo Javier
Bought by
Bayes Natalie Cain
Seller's Agent
Bryan Mackenzie
Coldwell Banker Realty
Buyer's Agent
Alex Li
Better Homes and Gardens Thriv
List Price
$725,000
Sold Price
$689,000
Premium/Discount to List
-$36,000
-4.97%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.69%
Original Mortgage
$510,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 11, 2017
Closed on
Nov 9, 2017
Sold by
Bailey Carolyn J
Bought by
Maldonado Damian and Carrillo Javier
Seller's Agent
Lynne Bucher
David Lyng Real Estate
Buyer's Agent
Bryan Mackenzie
Coldwell Banker Realty
List Price
$659,000
Sold Price
$659,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.69%
Original Mortgage
$259,000
Interest Rate
4.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 17, 2014
Sold by
Bailey Carolyn
Bought by
Bailey Carolyn J and 2008 Carolyn J Bailey Revocabl

Purchase Details

Listed on
Aug 26, 2012
Closed on
Oct 1, 2012
Sold by
Deleon Megan Hurst
Bought by
Bailey Carolyn
Seller's Agent
CJ de Heer
Coldwell Banker Realty
Buyer's Agent
Lynne Bucher
David Lyng Real Estate
List Price
$335,000
Sold Price
$375,000
Premium/Discount to List
$40,000
11.94%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.40%
Original Mortgage
$210,000
Interest Rate
3.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 12, 2012
Sold by
Repka Rachel
Bought by
Deleon Megan Hurst

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 27, 2011
Sold by
Repka Michael
Bought by
Repka Rachel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
3.93%
Mortgage Type
Unknown

Purchase Details

Closed on
May 10, 2011
Sold by
Benson Bess M
Bought by
U S Distressed Mortgage Fund

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,172,000
Interest Rate
4.45%
Mortgage Type
Unknown

Purchase Details

Closed on
Aug 8, 2006
Sold by
Walton Meris Specterman
Bought by
Benson Bess M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$317,500
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 31, 2005
Sold by
Walton Harry
Bought by
Walton Meris Specterman

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$385,070
Interest Rate
5.4%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
May 24, 2005
Sold by
Pelz Robert C
Bought by
Walton Meris Specterman

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$385,070
Interest Rate
5.4%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 23, 1996
Sold by
Sherman Jack and Sherman Louise
Bought by
Pelz Robert C and Pelz Marie B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
7.95%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rc Trust $960,000 Stewart Title Of California
Bayes Natalie Cain $689,000 First American Title Company
Maldonado Damian $659,000 Stewart Title Of Ca Inc
Bailey Carolyn J -- None Available
Bailey Carolyn $375,000 First American Title Company
Deleon Megan Hurst $300,000 First American Title Company
Repka Rachel -- First American Title Company
Repka Rachel $300,000 First American Title Company
U S Distressed Mortgage Fund $272,600 None Available
Benson Bess M $575,000 Santa Cruz Title Company
Walton Meris Specterman -- Santa Cruz Title Company
Walton Meris Specterman $550,500 Santa Cruz Title Company
Pelz Robert C $165,000 Santa Cruz Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bayes Natalie Cain $510,000
Previous Owner Maldonado Damian $259,000
Previous Owner Bailey Carolyn $210,000
Previous Owner Deleon Megan Hurst $210,000
Previous Owner Repka Rachel $75,000
Previous Owner Us Distressed Mortgage Fund Llc $2,172,000
Previous Owner Benson Bess M $35,000
Previous Owner Benson Bess M $385,000
Previous Owner Benson Bess M $317,500
Previous Owner Walton Meris Speeterman $100,000
Previous Owner Walton Meris Specterman $385,070
Previous Owner Pelz Robert C $132,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/08/2022 04/08/22 Sold $960,000 +6.8% $1,039 / Sq Ft
03/25/2022 03/25/22 Pending -- -- --
03/14/2022 03/14/22 For Sale $899,000 +30.5% $973 / Sq Ft
07/29/2020 07/29/20 Sold $689,000 -1.4% $746 / Sq Ft
06/27/2020 06/27/20 Pending -- -- --
06/22/2020 06/22/20 Price Changed $699,000 -3.6% $756 / Sq Ft
06/08/2020 06/08/20 For Sale $725,000 +10.0% $785 / Sq Ft
12/05/2017 12/05/17 Sold $659,000 0.0% $713 / Sq Ft
10/14/2017 10/14/17 Pending -- -- --
10/06/2017 10/06/17 For Sale $659,000 0.0% $713 / Sq Ft
10/06/2017 10/06/17 Price Changed $659,000 0.0% $713 / Sq Ft
09/26/2017 09/26/17 Off Market $659,000 -- --
09/11/2017 09/11/17 For Sale $669,000 +78.4% $724 / Sq Ft
10/05/2012 10/05/12 Sold $375,000 +11.9% $406 / Sq Ft
09/04/2012 09/04/12 Pending -- -- --
08/26/2012 08/26/12 For Sale $335,000 -- $363 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,294 $1,018,760 $713,132 $305,628
2023 $11,157 $979,200 $685,440 $293,760
2022 $8,190 $702,780 $491,946 $210,834
2021 $8,021 $689,000 $482,300 $206,700
2020 $7,923 $685,624 $479,937 $205,687
2019 $7,746 $672,180 $470,526 $201,654
2018 $7,658 $659,000 $461,300 $197,700
2017 $4,782 $397,892 $238,735 $159,157
2016 $4,526 $390,090 $234,054 $156,036
2015 $4,366 $384,230 $230,538 $153,692
2014 $4,293 $376,703 $226,022 $150,681
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML81882249

MLSListings

APN: 011-271-42-000