1410 14th St Shallowater, TX 79363
Shallowater AreaEstimated payment $1,946/month
Highlights
- Open Floorplan
- Granite Countertops
- Attached Garage
- Shallowwater Intermediate School Rated A
- No HOA
- Laundry Room
About This Home
NEWLY BUILT 2022 SHALLOWATER HOME — 6.99% OWNER FINANCED!Price: $289,990 | $0 DOWN PAYMENT | NO BANK NEEDED Why pay 9% or 10% for creative financing? Skip strict traditional bank underwriting and secure a beautiful, newly built 2022 1,670 sq ft construction home on 14th Street in the highly coveted Shallowater ISD! Perfect for local business owners, self-employed contractors, medical staff, or anyone looking to buy without bank hassle. THE LOCATION: Shallowater, TX (14th Street)Highly rated Shallowater School District magnet. Quiet, safe, family-centric community. Just a 12-minute straight shot down Clovis Road into Lubbock! HOME HIGHLIGHTS: Pristine, newly construction 2022 (1,670 sq ft).Spacious 3 Bedroom / 2 Bathroom open-concept layout. Gourmet kitchen with modern finishes. Private, isolated master suite with double closets. Attached 2-car garage. THE PURE MATH: Down Payment: $0 Down Options Available! Interest Rate: 6.99% Locked (30-Year Fixed Note). Closing Costs: $7,500 flat cash due at closing (covers title, escrow, legal, and RMLO setup). Estimated Total Monthly Payment: ~$2,377/month (Includes principal, interest, estimated property taxes, and home insurance). MINIMUM REQUIREMENTS TO QUALIFY: Verifiable Income: Gross household income of $8,325+ per month (W2, 1099, or 12 months of business bank statements). Rental History: Clean history with no recent evictions or landlord judgments. Liquid Cash: $7,500 cash available for closing day. Compliance: All screening and processing are handled safely and legally through our Licensed Texas RMLO. We look at your true income and stability, not just a credit score! HOW TO APPLY / TOUR: Message us directly right now to get our simple 1-page pre-screen form or to schedule a private walkthrough this week. At 6.99% interest and $0 down, this home will lock down fast! Disclaimer: Rates and terms are subject to final buyer qualification and underwriting approval through a Texas Licensed Residential Mortgage Loan Originator (RMLO) in compliance with the Texas Secure Act and Dodd-Frank regulations. Estimated monthly payments may vary slightly based on final insurance quotes and tax assessments.
Home Details
Home Type
- Single Family
Year Built
- Built in 2022 | Remodeled
Lot Details
- 6,230 Sq Ft Lot
- Back Yard Fenced
Parking
- Attached Garage
- Garage Door Opener
Home Design
- Brick Exterior Construction
- Slab Foundation
- Frame Construction
- Composition Roof
Interior Spaces
- 1,670 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Chandelier
- Fire and Smoke Detector
- Granite Countertops
- Laundry Room
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Utilities
- Central Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number R336685
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,560 | $202,173 | $33,000 | $169,173 |
| 2024 | $46 | $202,173 | $33,000 | $169,173 |
| 2023 | $5,819 | $252,222 | $33,000 | $219,222 |
| 2022 | $824 | $33,000 | $33,000 | $0 |
| 2021 | $835 | $33,000 | $33,000 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/16/2026 07/16/26 | For Sale | $289,990 | -- | $174 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Hub City Title |
Source: Lubbock Association of REALTORS®
MLS Number: 202609769
APN: R336685
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
- 1131 17th St
- 1010 10th St
- 707 12th St
- 712 11th St
- 807 Avenue L
- 1404 17th St Unit A & B
- 709 10th St
- 1407 17th St Unit A-B
- 704 11th St
- 1401 11th St
- 1402 9th St
- 8210 County Road 5860
- 1304 8th St
- 8122 County Road 5830
- 516 Avenue R
- 11625 N County Road 1500
- 10721 County Road 6000
- 16207 N F M 179
- 11201 N County Road 1440
- 11027 N County Road 1440
- 710 16th St Unit 710 B
- 1401 16th St
- 1405 16th St Unit A
- 1405 17th St Unit A
- 1306 Avenue F Unit A
- 1202 5th St
- 803 Avenue S
- 11201 N C R 1440
- 7008 N C R 1500 Unit 20
- 2006 N F M 179
- 14804 N County Road 1200
- 14818 N County Road 1200
- 14820 N County Road 1200
- 1215 N Evanston Ave
- 5726 Lehigh St
- 1622 N Clinton Ave
- 1606 N Dover Ave
- 1211 N Essex Ave
- 1004 N Fulton Ave
- 1206 N Essex Ave
Ask me questions while you tour the home.