1410 Cotton St Reading, PA 19602
18th and Cotton NeighborhoodEstimated payment $1,455/month
About This Home
Welcome to 1410 Cotton Street — a well-maintained, income-producing 2-unit property in the heart of Reading’s Southside. This investment opportunity features a fully occupied 1st-floor unit offering 2 bedrooms and bringing in $1,200/month in rental income. The second-floor unit is a spacious 4-bedroom apartment, currently vacant and ready for a new tenant or an owner-occupant looking to live in one unit while generating income from the other. Both units offer comfortable layouts with updated flooring, bright living spaces, and functional kitchens. The property includes two off-street parking spaces, a valuable amenity in the area. Tenants are responsible for all utilities except water and sewer, helping to keep expenses low. Conveniently located near local shops, schools, public transportation, and major roadways, this property is ideal for both seasoned investors and those looking to begin their portfolio. Whether you lease both units or choose to live in one and rent the other, 1410 Cotton St offers strong cash-flow potential and long-term value.
Listing Agent
(484) 769-5873 zrivera@teamriverarealtors.com Keller Williams Platinum Realty - Wyomissing License #RS337559 Listed on: 12/07/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $2,366
Year Built
- Built in 1900
Lot Details
- 2,178 Sq Ft Lot
Home Design
- 1,856 Sq Ft Home
- Duplex
- Brick Exterior Construction
- Poured Concrete
- Concrete Perimeter Foundation
Parking
- 2 Parking Spaces
- 2 Off-Street Spaces
Utilities
- Electric Baseboard Heater
- 100 Amp Service
- Electric Water Heater
Additional Features
- Basement
Listing and Financial Details
- Assessor Parcel Number 16-5316-31-27-7775
Community Details
Overview
- 2 Units
Building Details
- 1 Vacant Unit
- Income includes apartment rentals
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,425 | $52,500 | $17,500 | $35,000 |
| 2024 | $2,331 | $52,500 | $17,500 | $35,000 |
| 2023 | $2,295 | $52,500 | $17,500 | $35,000 |
| 2022 | $2,295 | $52,500 | $17,500 | $35,000 |
| 2021 | $2,295 | $52,500 | $17,500 | $35,000 |
| 2020 | $2,272 | $52,500 | $17,500 | $35,000 |
| 2019 | $2,272 | $52,500 | $17,500 | $35,000 |
| 2018 | $2,272 | $52,500 | $17,500 | $35,000 |
| 2017 | $2,257 | $52,500 | $17,500 | $35,000 |
| 2016 | $1,289 | $52,500 | $17,500 | $35,000 |
| 2015 | $1,289 | $52,500 | $17,500 | $35,000 |
| 2014 | $1,186 | $52,500 | $17,500 | $35,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/07/2025 12/07/25 | For Sale | $239,900 | -- | $129 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $38,500 | Conestoga Title Insurance | |
| Deed | $12,000 | Conestoga Title Insurance |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $37,802 | FHA | |
| Previous Owner | $32,600 | Purchase Money Mortgage |
Source: Bright MLS
MLS Number: PABK2066182
APN: 16-5316-31-27-7775
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