$291,000
SOLD AUG 8, 2022

14106 Yachtsman Harbor Dr Charlotte, NC 28278

Steele Creek Neighborhood
2 Beds
2.5 Baths
1,475 Sq Ft
$275/mo HOA Fee

Recently Sold

$197 Per Sq Ft

14 Days on Market

Highlights

  • In Ground Pool
  • Living Room with Fireplace
  • Screened Porch
  • Open Floorplan
  • Cathedral Ceiling
  • Skylights

About This Home

As of June 2025

Lake life living!! The Yachtsman on Lake Wylie offers everything you need to enjoy lake living plus so much more! This gated community boasts a private beach, a marina for your boat or jet ski, a community pool, clubhouse and tennis courts! Access to the lake is 500 feet front your front door! The townhome has an updated kitchen with granite counters, stainless steel gas range, dishwasher and microwave. Luxury vinyl tile installed in May 2022 in kitchen and 1/2 bath along with newer bedroom carpeting. The Yachtsman is a community with a very active social committee hosting many events throughout the year. The Yachtsman is conveniently located to shopping, including the Charlotte Premium Outlets and easy access to uptown and surrounding areas. 2 car designated parking spots directly in front of the unit.

Last Agent to Sell the Property

Karen Davenport

EXP Realty LLC License #327894 Listed on: 07/12/2022

EXP Realty LLC

Last Buyer's Agent

Kathy Chestnutt

Chestnutt Real Estate LLC License #293532

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,960

Year Built

  • Built in 1999

HOA Fees

  • $275 Monthly HOA Fees

Parking

  • Assigned Parking

Home Design

  • Slab Foundation
  • Hardboard

Interior Spaces

  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Living Room with Fireplace
  • Screened Porch
  • Pull Down Stairs to Attic

Kitchen

  • Gas Cooktop
  • Range Hood
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • Garden Bath

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Schools

  • Winget Park Elementary School
  • Southwest Middle School
  • Olympic High School

Utilities

  • Central Heating
  • Vented Exhaust Fan
  • Natural Gas Connected
  • Gas Water Heater
  • Cable TV Available

Additional Features

  • More Than Two Accessible Exits
  • In Ground Pool

Listing and Financial Details

  • Assessor Parcel Number 19942252

Community Details

Overview

  • Cedar Management Association, Phone Number (877) 252-3327
  • The Yachtsman On Lake Wylie Condos
  • Mandatory home owners association

Recreation

  • Water Sports

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,960

Year Built

Built in 1999

Lot Details

0

HOA Fees

$275 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Architectural Style: Other
  • Year Built: 1999
  • Restrictions: No Restrictions
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Unit Floor Level: 1
  • Structure Type: Two Story
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 197.29
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Flooring: Carpet, Tile, Laminate
  • Interior Amenities: Attic Stairs Pulldown, Cable Available, Cathedral Ceiling(s), Garden Tub, Open Floorplan, Pantry, Skylight(s), Walk-In Closet(s)
  • Fixture Exception Yn: 0
  • Lower Level Sq Ft: 660
  • Main Level Sq Ft: 815
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Porch: Back,Screened
  • Appliances: Cable Prewire, Ceiling Fan(s), Gas Cooktop, Dishwasher, Disposal, Electric Dryer Hookup, Exhaust Fan, Exhaust Hood, Gas Range, Plumbed For Ice Maker, Microwave, Natural Gas
  • Accessibility Features: Two or More Access Exits
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Living Room, Gas
  • Living Area: 1475
  • Total Bedrooms: 0
  • Half Bathrooms: 1
  • Full Bathrooms: 2
  • Total Bedrooms: 2

Exterior Features

  • Exterior Features: In Ground Pool, Tennis Court(s)
  • New Construction: No
  • Tax Location: Charlotte
  • Construction Type: Site Built
  • Water Body Name: Lake Wylie
  • Waterfront Features: Beach - Public, Boat Slip – Community, Boat Slip – Community, Paddlesport Launch Site
  • Construction Type: Hardboard Siding

Garage/Parking

  • Main Level Garage YN: 0
  • Parking Features: Assigned

Utilities

  • Heating: Central, Gas Hot Air Furnace
  • Sewer: Public Sewer
  • Water Heater: Gas
  • Laundry Features: Lower Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 275
  • Association Fee Frequency: Monthly
  • Hoa Subject To Dues: Mandatory
  • Complex Name: The Yachtsman on Lake Wylie
  • Association Name: Cedar Management
  • Phone: (877) 252-3327
  • ResoAssociationFeeFrequency: Monthly

Schools

  • Middle Or Junior School: Southwest
  • HOA Subject To: Required
  • HOA Email: help@mycmg.com
  • CAR_YearlyHOAExpense: 3300.00

Lot Info

  • Lot Features: Lake Access, Pond(s)
  • Lot Size Units: Acres
  • Parcel Number: 19942252
  • Plat Reference Section Pages: 248
  • Land Included Yn: 0
  • Zoning Description: R3

Rental Info

  • Pets Allowed: Yes

Tax Info

  • RATIO List Price By Tax Amount: 1.50754

Multi Family

  • Unit Count: 0

MLS Schools

  • Elementary School: Winget Park
  • High School: Olympic

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 18, 2025
Closed on
Jun 23, 2025
Sold by
Rivette Dagny Anastasia and Caballero Dagny Anastasia
Bought by
Alspector Living Trust and Alspector
Seller's Agent
Kathy Chestnutt
Chestnutt Real Estate LLC
Buyer's Agent
Aubrey Grier
Dickens Mitchener & Associates Inc
List Price
$309,999
Sold Price
$309,000
Premium/Discount to List
-$999
-0.32%
Views
177

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.94%

Purchase Details

Listed on
Jul 12, 2022
Closed on
Aug 5, 2022
Sold by
Albert Davenport Gary and Santoro Karen
Bought by
Rivette Dagny Anastasia
Seller's Agent
Karen Davenport
EXP Realty LLC
Buyer's Agent
Kathy Chestnutt
Chestnutt Real Estate LLC
List Price
$289,900
Sold Price
$291,000
Premium/Discount to List
$1,100
0.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.09%
Original Mortgage
$261,900
Interest Rate
4.92%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 21, 2020
Closed on
Dec 22, 2020
Sold by
Offerpad Llc
Bought by
Davenport Gary Albert and Davenport Karen Santoro
Seller's Agent
Derek Dickson
OfferPad Brokerage LLC
Buyer's Agent
Molly Gulley
Keller Williams Connected
List Price
$232,900
Sold Price
$219,900
Premium/Discount to List
-$13,000
-5.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.88%
Original Mortgage
$208,905
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 24, 2020
Sold by
Webb Daniel and Webb Kimberly
Bought by
Offerpad Llc

Purchase Details

Closed on
May 19, 2017
Sold by
Kessinger Christopher C and Kessinger Lisa M
Bought by
Webb Daniel and Webb Kimberly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,050
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 27, 2003
Sold by
Fannie Mae
Bought by
Kessinger Christopher C and Kessinger Lisa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,200
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 20, 2003
Sold by
Grotsky Daniel K and Grotsky Pamela L
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Apr 25, 2001
Sold by
Fogle Michael L and Fogle Donna G
Bought by
Grotsky Daniel K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,600
Interest Rate
6.98%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 24, 2000
Sold by
Landmark International Ltd
Bought by
Fogle Michael L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
8.14%
Mortgage Type
Unknown
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $310,000 Tryon Title
Warranty Deed $291,000 Tryon Title
Warranty Deed $220,000 Titlevest First American
Warranty Deed $202,500 First American Title
Warranty Deed $165,000 None Available
Special Warranty Deed -- --
Trustee Deed $153,775 --
Warranty Deed $182,000 --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $261,900 New Conventional
Previous Owner $208,905 New Conventional
Previous Owner $160,050 New Conventional
Previous Owner $36,400 Credit Line Revolving
Previous Owner $119,007 Unknown
Previous Owner $93,200 Purchase Money Mortgage
Previous Owner $145,600 Purchase Money Mortgage
Previous Owner $120,000 Unknown
Closed $23,300 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Sold $309,000 -0.3% $214 / Sq Ft
05/24/2025 05/24/25 For Sale $309,999 0.0% $215 / Sq Ft
05/23/2025 05/23/25 Pending -- -- --
05/22/2025 05/22/25 Price Changed $309,999 -2.2% $215 / Sq Ft
04/22/2025 04/22/25 Price Changed $317,000 -0.6% $220 / Sq Ft
04/09/2025 04/09/25 Price Changed $319,000 -0.3% $221 / Sq Ft
02/18/2025 02/18/25 For Sale $320,000 +10.0% $222 / Sq Ft
08/08/2022 08/08/22 Sold $291,000 +0.4% $197 / Sq Ft
07/26/2022 07/26/22 Pending -- -- --
07/12/2022 07/12/22 For Sale $289,900 +31.8% $197 / Sq Ft
12/23/2020 12/23/20 Sold $219,900 -2.2% $149 / Sq Ft
12/03/2020 12/03/20 Pending -- -- --
11/05/2020 11/05/20 Price Changed $224,900 -0.4% $152 / Sq Ft
10/29/2020 10/29/20 Price Changed $225,900 -1.7% $153 / Sq Ft
10/14/2020 10/14/20 Price Changed $229,900 -1.3% $156 / Sq Ft
10/07/2020 10/07/20 For Sale $232,900 +5.9% $158 / Sq Ft
10/01/2020 10/01/20 Off Market $219,900 -- --
10/01/2020 10/01/20 Price Changed $232,900 -0.9% $158 / Sq Ft
09/21/2020 09/21/20 For Sale $234,900 -- $159 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $1,960 $277,800 $75,000 $202,800
2022 $1,645 $192,300 $60,000 $132,300
2021 $1,722 $192,300 $60,000 $132,300
2020 $1,645 $189,700 $60,000 $129,700
2019 $1,668 $189,700 $60,000 $129,700
2018 $1,645 $144,700 $30,000 $114,700
2017 $1,631 $144,700 $30,000 $114,700
2016 $1,608 $144,700 $30,000 $114,700
2015 $1,590 $144,700 $30,000 $114,700
2014 $1,562 $144,700 $30,000 $114,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3878848

Canopy MLS (Canopy Realtor® Association)

APN: 199-422-52